TellerOne® vs BudPay Business

TellerOne® is a Nigerian financial service platform for instant money transfers, quick loans, savings & bill payment. No hidden fees. No queues. Send money to any bank in seconds. Open a TellerOne® account in minutes, built for every Nigerian who wants to transact smarter, save faster, and access instant loans stress-free. One simple app for students, freelancers, traders, professionals, and business owners. No paperwork. Just banking that works. Transfer — Fast, Free & Fully Digital Start sending and receiving money the moment you sign up. Send money to any Nigerian bank instantly with real-time alerts on every transaction. Anytime, from anywhere, 24/7. Pay all your bills from one app Electricity, Airtime, Data, TV, Sports Betting, and Government Payments. • MTN, Airtel, Glo, 9mobile airtime & data • IKEDC, EKEDC, AEDC electricity bill payment • DStv, GOtv, StarTimes subscriptions • Internet, Betting, Education & Government bills SAVE — Put Your Money to Work Earn up to 22% interest per annum (rates subject to change; T&Cs apply), paid upfront. Three flexible savings plans to match your goals: • SafeLock: Lock your funds & earn up to 22% interest, paid upfront • Target Savings: Set a savings goal and reach it faster • Regular Savings: Save and withdraw anytime with no lock-in. All deposits are insured by the Nigeria Deposit Insurance Corporation (NDIC). BORROW — Instant Loans, Zero Stress (Coming Soon) Access instant personal loans with competitive rates, approved in minutes, not days. No paperwork, no collateral, no guarantors. • Loans from ₦5,000 to ₦500,000 • Quick loan approval with decisions in minutes • Flexible repayment terms tailored to your salary cycle • No hidden charges. What you see is what you pay. • Salary advance available for eligible users CARDS — Your Debit Card, Your Way (Coming Soon) Request a physical or virtual Naira debit card instantly from the app. Use it at ATMs, POS terminals, and for online payments in Nigeria and internationally. • ATM cash withdrawals nationwide • POS payments across millions of terminals • Online payments locally & internationally • Full card controls in-app SECURITY — Bank-Grade Protection Every transfer, loan, and payment is protected by advanced encryption and real-time fraud monitoring, 24/7 with no exceptions. • End-to-end encryption on every transaction • Real-time fraud detection & instant alerts • Biometric login and BVN-linked verification • Instant transaction notifications SUPPORT — Always Here for You Our dedicated support team is available 24/7 for fast dispute resolution. Email: supportng@tellerone.com | In-app chat | Whatsapp: 09080048400 | www.tellerone.com/ng Follow us: @TellerOneNG (Instagram | X | Facebook | TikTok) HOW TO GET STARTED 1. Download the TellerOne® mobile app 2. Create your account in minutes 3. Complete BVN & NIN-linked KYC, quick and paperless 4. Fund your account instantly 5. Start transacting and live without barriers WHY NIGERIANS CHOOSE TELLERONE® • Free instant account opening • Instant transfers to all Nigerian banks • Quick loans from ₦5,000 to ₦500,000 • No hidden fees on any transaction • Up to 22% interest on SafeLock savings, paid upfront • Multiple savings plans for every goal • One-tap bill payment: electricity, airtime, data & more • Physical & virtual Naira debit card with full controls • Real-time spending insights & financial overview • Advanced encryption & fraud protection on every transaction • 24/7 Nigerian customer support team • Financial services powered by TellerOne FI Microfinance Bank, duly licensed by the Central Bank of Nigeria (CBN) • All deposits insured by Nigeria Deposit Insurance Corporation (NDIC) Read our full privacy policy at www.tellerone.com/ng/privacy Download TellerOne®, Nigeria's most intuitive digital banking app for mobile banking, instant loans, savings, and bill payment.

BudPay Business Mobile provides a convenient and easily accessible way for anyone to manage their Business on the go. In line with our vision at BudPay to create a world where exchange of value is borderless, we have built the Business mobile to connect people globally through payments and commerce. Create an account on BudPay in less than 3 minutes to start accepting multi currency payments from your customers in over 190 countries. The BudPay Business mobile application was built to support your web-based profile by extending features and functionalities that you will find most useful on the go. Manage your payments, customers and teams with the BudPay Business mobile application. What can you do on BudPay Business Mobile? Accept Online payments with BudPay Business Mobile. Using the unique array of payment methods on the payment modal, accept payments online from customers around the world, and get settled to your preferred bank accounts. Freelancers, service providers, suppliers and contractors can also leverage on the Invoicing and Payment Links features to receive online payments for services. Accept In-store Payments with the BudPay POS. Businesses and Agents in approved jurisdictions can request POS Terminals for in-store payments. The BudPay POS allows merchants receive offline payments at multiple store locations with the flexibility to manage collections centrally on the BudPay Business mobile/web application. Make Payments with the BudPay Transfer feature. The BudPay transfer feature allows you terminate payments into approved jurisdictions in the various acceptable currencies at no hidden cost. The BudPay transfer feature also allows you transfer to other BudPay Users at zero cost, saving your business money on charges and fees. Improve team collaboration with the BudPay Business Mobile application. The BudPay Business Mobile application allows you invite and manage collaborators relevant to your business. You are also able to assign desired roles and permissions unique to the users for better operational efficiency. Need more Information? Visit our website - https://www.budpay.com for more information or shoot us an email at hi@budpay.com.