TellerOne® vs Pluto Finance Coach

TellerOne® is a Nigerian financial service platform for instant money transfers, quick loans, savings & bill payment. No hidden fees. No queues. Send money to any bank in seconds. Open a TellerOne® account in minutes, built for every Nigerian who wants to transact smarter, save faster, and access instant loans stress-free. One simple app for students, freelancers, traders, professionals, and business owners. No paperwork. Just banking that works. Transfer — Fast, Free & Fully Digital Start sending and receiving money the moment you sign up. Send money to any Nigerian bank instantly with real-time alerts on every transaction. Anytime, from anywhere, 24/7. Pay all your bills from one app Electricity, Airtime, Data, TV, Sports Betting, and Government Payments. • MTN, Airtel, Glo, 9mobile airtime & data • IKEDC, EKEDC, AEDC electricity bill payment • DStv, GOtv, StarTimes subscriptions • Internet, Betting, Education & Government bills SAVE — Put Your Money to Work Earn up to 22% interest per annum (rates subject to change; T&Cs apply), paid upfront. Three flexible savings plans to match your goals: • SafeLock: Lock your funds & earn up to 22% interest, paid upfront • Target Savings: Set a savings goal and reach it faster • Regular Savings: Save and withdraw anytime with no lock-in. All deposits are insured by the Nigeria Deposit Insurance Corporation (NDIC). BORROW — Instant Loans, Zero Stress (Coming Soon) Access instant personal loans with competitive rates, approved in minutes, not days. No paperwork, no collateral, no guarantors. • Loans from ₦5,000 to ₦500,000 • Quick loan approval with decisions in minutes • Flexible repayment terms tailored to your salary cycle • No hidden charges. What you see is what you pay. • Salary advance available for eligible users CARDS — Your Debit Card, Your Way (Coming Soon) Request a physical or virtual Naira debit card instantly from the app. Use it at ATMs, POS terminals, and for online payments in Nigeria and internationally. • ATM cash withdrawals nationwide • POS payments across millions of terminals • Online payments locally & internationally • Full card controls in-app SECURITY — Bank-Grade Protection Every transfer, loan, and payment is protected by advanced encryption and real-time fraud monitoring, 24/7 with no exceptions. • End-to-end encryption on every transaction • Real-time fraud detection & instant alerts • Biometric login and BVN-linked verification • Instant transaction notifications SUPPORT — Always Here for You Our dedicated support team is available 24/7 for fast dispute resolution. Email: supportng@tellerone.com | In-app chat | Whatsapp: 09080048400 | www.tellerone.com/ng Follow us: @TellerOneNG (Instagram | X | Facebook | TikTok) HOW TO GET STARTED 1. Download the TellerOne® mobile app 2. Create your account in minutes 3. Complete BVN & NIN-linked KYC, quick and paperless 4. Fund your account instantly 5. Start transacting and live without barriers WHY NIGERIANS CHOOSE TELLERONE® • Free instant account opening • Instant transfers to all Nigerian banks • Quick loans from ₦5,000 to ₦500,000 • No hidden fees on any transaction • Up to 22% interest on SafeLock savings, paid upfront • Multiple savings plans for every goal • One-tap bill payment: electricity, airtime, data & more • Physical & virtual Naira debit card with full controls • Real-time spending insights & financial overview • Advanced encryption & fraud protection on every transaction • 24/7 Nigerian customer support team • Financial services powered by TellerOne FI Microfinance Bank, duly licensed by the Central Bank of Nigeria (CBN) • All deposits insured by Nigeria Deposit Insurance Corporation (NDIC) Read our full privacy policy at www.tellerone.com/ng/privacy Download TellerOne®, Nigeria's most intuitive digital banking app for mobile banking, instant loans, savings, and bill payment.

Welcome to Pluto Finance Coach, your innovative financial companion that empowers you to take control of your financial destiny. Our mission is to guide you towards financial wellness through personalised coaching, actionable insights, and a supportive community. Why Pluto Finance Coach? Personalised Financial Coaching: Leveraging AI technology, Pluto provides bespoke advice based on your unique financial situation, goals, and habits. Whether you're deciding on the best way to use a work bonus or planning for retirement, Pluto is here to support every decision. Build Healthy Money Habits: Discover how to create and sustain habits that enhance your financial wellbeing. Track your progress, set life milestones, and celebrate achievements with guidance every step of the way. Comprehensive Financial Education: Access a wealth of resources designed to expand your financial knowledge. From beginner tips to advanced strategies, Pluto equips you with the tools you need to succeed. Exclusive Offers: Benefit from hand-picked deals and offers that help you save more and earn extra. Pluto finds opportunities tailored to your preferences and financial objectives. Goal Tracking & Milestones: Set and achieve personal and financial milestones with Pluto's goal-setting features. Monitor your journey towards milestones like buying a home, saving for education, or planning a dream vacation. AI-Driven Insights & Feedback: Pluto's advanced AI analyses your financial health and provides real-time feedback and recommendations. Improve your financial habits with personalised insights. Retirement & Pension Planning: Future-proof your finances with retirement projections and pension advice. Ensure you're on track for a comfortable retirement, with strategies for building your pension pot. Features at a Glance: AI-powered financial coaching Habit tracking and improvement suggestions Personalized financial education and tips Exclusive savings and money-making offers Goal setting and milestone tracking Retirement projections and pension advice Emergency fund and savings guidance Embark on a journey towards financial empowerment with Pluto Finance Coach. Whether you're looking to improve your financial literacy, save for the future, or simply manage your money better, Pluto is your go-to solution. Download now and start building a brighter financial future today.