TellerOne® vs Obtainly

TellerOne® is a Nigerian financial service platform for instant money transfers, quick loans, savings & bill payment. No hidden fees. No queues. Send money to any bank in seconds. Open a TellerOne® account in minutes, built for every Nigerian who wants to transact smarter, save faster, and access instant loans stress-free. One simple app for students, freelancers, traders, professionals, and business owners. No paperwork. Just banking that works. Transfer — Fast, Free & Fully Digital Start sending and receiving money the moment you sign up. Send money to any Nigerian bank instantly with real-time alerts on every transaction. Anytime, from anywhere, 24/7. Pay all your bills from one app Electricity, Airtime, Data, TV, Sports Betting, and Government Payments. • MTN, Airtel, Glo, 9mobile airtime & data • IKEDC, EKEDC, AEDC electricity bill payment • DStv, GOtv, StarTimes subscriptions • Internet, Betting, Education & Government bills SAVE — Put Your Money to Work Earn up to 22% interest per annum (rates subject to change; T&Cs apply), paid upfront. Three flexible savings plans to match your goals: • SafeLock: Lock your funds & earn up to 22% interest, paid upfront • Target Savings: Set a savings goal and reach it faster • Regular Savings: Save and withdraw anytime with no lock-in. All deposits are insured by the Nigeria Deposit Insurance Corporation (NDIC). BORROW — Instant Loans, Zero Stress (Coming Soon) Access instant personal loans with competitive rates, approved in minutes, not days. No paperwork, no collateral, no guarantors. • Loans from ₦5,000 to ₦500,000 • Quick loan approval with decisions in minutes • Flexible repayment terms tailored to your salary cycle • No hidden charges. What you see is what you pay. • Salary advance available for eligible users CARDS — Your Debit Card, Your Way (Coming Soon) Request a physical or virtual Naira debit card instantly from the app. Use it at ATMs, POS terminals, and for online payments in Nigeria and internationally. • ATM cash withdrawals nationwide • POS payments across millions of terminals • Online payments locally & internationally • Full card controls in-app SECURITY — Bank-Grade Protection Every transfer, loan, and payment is protected by advanced encryption and real-time fraud monitoring, 24/7 with no exceptions. • End-to-end encryption on every transaction • Real-time fraud detection & instant alerts • Biometric login and BVN-linked verification • Instant transaction notifications SUPPORT — Always Here for You Our dedicated support team is available 24/7 for fast dispute resolution. Email: supportng@tellerone.com | In-app chat | Whatsapp: 09080048400 | www.tellerone.com/ng Follow us: @TellerOneNG (Instagram | X | Facebook | TikTok) HOW TO GET STARTED 1. Download the TellerOne® mobile app 2. Create your account in minutes 3. Complete BVN & NIN-linked KYC, quick and paperless 4. Fund your account instantly 5. Start transacting and live without barriers WHY NIGERIANS CHOOSE TELLERONE® • Free instant account opening • Instant transfers to all Nigerian banks • Quick loans from ₦5,000 to ₦500,000 • No hidden fees on any transaction • Up to 22% interest on SafeLock savings, paid upfront • Multiple savings plans for every goal • One-tap bill payment: electricity, airtime, data & more • Physical & virtual Naira debit card with full controls • Real-time spending insights & financial overview • Advanced encryption & fraud protection on every transaction • 24/7 Nigerian customer support team • Financial services powered by TellerOne FI Microfinance Bank, duly licensed by the Central Bank of Nigeria (CBN) • All deposits insured by Nigeria Deposit Insurance Corporation (NDIC) Read our full privacy policy at www.tellerone.com/ng/privacy Download TellerOne®, Nigeria's most intuitive digital banking app for mobile banking, instant loans, savings, and bill payment.

Obtainly – Smart Payments & Instant Business Credit in Nigeria Running a business in Nigeria means acting fast. From restocking inventory to handling urgent expenses, access to reliable working capital can make the difference between growth and missed opportunities. Obtainly is a payments and credit app built specifically for Nigerian business owners who need fast funding, transparent pricing, and simple digital tools. With Obtainly, you can apply for business credit directly from your phone and receive funds within 24 hours. There’s no paperwork, no office visits, and no hidden fees. Everything is designed to fit the realities of everyday businesses — from market traders and shop owners to growing SMEs. Why Obtainly? Traditional financing can be slow, complicated, and unclear. Obtainly removes these barriers by offering a smarter way to access business credit. • Fast access to funds – disbursement within 24 hours • No paperwork – apply from your shop or home • Transparent pricing – always know what you’re paying • Built for businesses – credit based on your capacity and turnover Obtainly helps you respond quickly to business needs without delays. Business Credit That Works for You Obtainly provides flexible business credit designed around real cash-flow cycles. • Credit limits based on your business capacity • 60-day fixed repayment plans • 60–180 days installment options • Affordable and competitive interest rates You see your full repayment details upfront, with no surprise charges. Simple Payments & Transfers Obtainly also supports secure payments and transfers to help you manage daily business transactions. • Bank transfers • BVN and bank verification • Secure and reliable transactions Everything is handled digitally, safely, and efficiently. How It Works 1. Download the Obtainly app and create your account 2. Complete secure BVN and bank verification 3. Apply for business credit 4. Receive funds within 24 hours 5. Grow your business and repay with confidence Safe, Secure & Licensed Obtainly is a licensed financial platform operating in Nigeria and compliant with NDPA data protection standards. Your personal and financial information is protected with strong security measures, so you can focus on running your business with peace of mind. Why Customers Love Obtainly Business owners choose Obtainly because it is: • Fast and reliable • Easy to use • Transparent and fair • Designed specifically for Nigerian businesses No unnecessary complexity — just smart payments and instant business credit. Built for Nigerian Business Owners Whether you run a shop, trade goods, or manage a growing enterprise, Obtainly gives you the financial flexibility to move faster and plan better. Download Obtainly today and start enjoying instant business credit at the best rates.