Comparison

Ipay vs IOBians mCHRIS

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Ipay

Features
Read full description

Through Ipay-webtel Application you have access to your employment information 24-hours a day. App Features: + Leave Status. + Apply Leave. + Access your Personnel,Organisational Details. + Mark Your Daily Attendance + Salary And Attendance Report + You can apply for Business Trip Expenses Approval

About

IOBians mCHRIS

This app provides IOBians (employees and ex-employees) with convenient access to over 25 workforce management functionalities. It allows for easy application and status checks for reimbursements and leave, as well as access to salary slips and tax forms.

Highlights
  • Apply for monthly reimbursements
  • Check reimbursement status
  • View salary slips
  • Apply for leave
  • Check leave application status
  • View leave balance
  • Access Form 16
  • Refer customers
Features
Read full description

mCHRIS an exciting mobile app with bouquet of 25+ frequently used functionalities of CHRIS / Retiree portal is designed with focus on delivering utmost convenience and seamless experience to IOBians. mCHRIS will initially offer our employees with convenience at their fingertips like applying for monthly reimbursements, monthly reimbursements status inquiry, salary slip view, application for leave, leave application status inquiry, leave balance view, access to form 16 and many more functionalities like option to refer valuable customers, check status of customer referrals etc. mCHRIS also establishes connect with our ex-employees making available a host of much sought after features at their fingertips like pension slip view, access to form 16, option to refer valuable customers, check status of customer referrals etc. mCHRIS offers seamless login approaches whereby users may opt to access the app for routine usage just by using the same PIN, Fingerprint, Face ID or Pattern which is used to unlock their mobile phones. Overall, mCHRIS is here to enhance the digital experience of all our IOBians. We’re sure that you wouldn’t mind rating mCHRIS on Appstore and Playstore enhancing its pride !

Screenshots

Ipay4 screens
IOBians mCHRIS3 screens

Verdict

The call

The clearest difference is update cadence: IOBians mCHRIS at fortnightly against Ipay's every 2 months. Ipay's advantage is iOS requirement (11.0 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Ipay ships an update every 2 months, IOBians mCHRIS fortnightly. The most recent releases landed on August 7, 2026 and September 17, 2026 respectively.

Scorecard2 real differences · 8 level
Ipay versus IOBians mCHRIS: the parameters behind the verdict, then further details
ParameterIpayIOBians mCHRIS
PriceFreeFree
Rating3.5 (2 ratings) — better
Positive reviews90.0% of reviews
Number of ratings2 — better
Update frequencyEvery 2 monthsFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS11.0 — better15.0
Further details — not scored
Size47 MB117 MB
Age rating4+4+
DeveloperWebtel Electrosoft Private LimitedIOB

In-app purchases

None

Ipay

No in-app purchases

None

IOBians mCHRIS

No in-app purchases

Questions

Is Ipay free?
Ipay is free to download, with no in-app purchases.
Is IOBians mCHRIS free?
IOBians mCHRIS is free to download, with no in-app purchases.
Do Ipay or IOBians mCHRIS have ads?
Neither Ipay nor IOBians mCHRIS shows ads.
Which is updated more often, Ipay or IOBians mCHRIS?
Ipay ships an update every 2 months, and IOBians mCHRIS fortnightly. Most recently, Ipay was updated on August 7, 2026 and IOBians mCHRIS on September 17, 2026.

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