Gallagher Guide vs Allocated

The Gallagher Guide – Pensions app* provides a simple, convenient one stop shop designed to support members all the way from employer onboarding to retirement. What can I do within the app? - Login easily and securely using biometric security features - View and update your contact details - View information about your active or deferred defined benefit (DB) pension - Run instant benefit quotations (subject to availability**) - View and monitor the current value of your DC pension - Track historic DC fund performances - Update your expression of wish - Raise new queries and track its progress - Access pension payslips - Update your pension payment details How do I get started? To get started, you must be a member of a scheme administered by Gallagher. You can easily login using the same login details as our portal, entering the sponsoring employer name as the Client ID. Once logged in you can choose to enable biometric authentication for easy access in future. Need help? Our dedicated member experience team is on-hand to support with any questions. Simply call your scheme helpline for assistance. Additional Information *Provided by Arthur J Gallagher & Co (AJG) **The ability to run benefit quotations is dependent on your scheme rules and Trustee consent

Allocated is a simple, private monthly budget planner that's easy to use. Instead of linking your bank or tracking every transaction, you simply set what comes in and what goes out each month - and Allocated shows you what's left over. NO BANK CONNECTION Most budget apps make you link a bank account before you can do anything. Allocated doesn't. There's nothing to connect and no third-party access to your finances - you just type in your income and outgoings. It works exactly the same whoever you bank with. COMPLETELY FREE No subscription, no in-app purchases, no ads, no locked "pro" features. Everything is free - no catch, no upsell. WHAT YOU CAN DO • Set your income and recurring outgoings for the month • See your "left over" at a glance, with a clear allocated-vs-free bar • Break spending down by category, with percentages and a donut chart • Give every outgoing a category, colour and icon • Handle real-life schedules: a fixed date, the last day of the month, "last Friday", weekly or fortnightly, or a one-off BUILT AROUND YOUR MONTH Allocated keeps a separate plan for each month. Open a new month and your recurring income and outgoings carry forward automatically, so you start from where you left off - one-offs stay in the month they belong to. Past months stay frozen as history. PRIVATE BY DESIGN Everything you enter stays on your device. Allocated has no accounts and no servers, so your budget is never uploaded, shared, sold, or tracked. We can't see it, and neither can anyone else. Export a backup any time as a simple file you control. SIMPLE BY DESIGN Light and dark themes, a choice of currency symbols, and a clean, uncluttered layout that's easy to use and stays out of your way. Allocated is a budget planner, not a bank connection or a transaction tracker - there's nothing to link and nothing to sign up for. Just open it and plan.