Comparison

SettleMate App vs Pine Assistant

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SettleMate App

Features
Read full description

SettleMate-Going Dutch is an all-in-one mobile application designed to help you track expenses and split bills between friends, family, or colleagues. The app is perfect for groups of people who want to keep track of their expenses, avoid confusion, and settle payments quickly and easily. Here are some of the key features of the app: 1. Expense Tracking: SettleMate-Going Dutch allows users to track their expenses easily and efficiently. You can add expenses as they occur and categorize them based on different tags like groceries, utilities, entertainment, etc. 2. Group Expense: The app allows multiple users to participate in group expenses, and every user can track and contribute to group expenses. 3. Settlement of Group Expenses: SettleMate-Going Dutch makes it easy to settle group expenses. The app automatically calculates each user's share of the total expense, so no one has to worry about doing the math. 4. User-friendly Interface: The app's user-friendly interface makes it easy to navigate, and its intuitive design ensures that even first-time users will find it easy to use. 5. Security: SettleMate-Going Dutch is secure and protects your personal and financial data with advanced encryption technology. SettleMate-Going Dutch is the perfect solution for anyone who wants to keep track of their expenses and settle group expenses easily and quickly. With its user-friendly interface, simplified payment system, and customizable features, this app is sure to become your go-to expense tracker and group expense settlement app.

About

Pine Assistant

This app automates bill negotiation, subscription cancellations, and fee disputes by making calls to service providers on your behalf. It aims to save users time and money by handling customer service interactions and resolving billing issues efficiently.

Highlights
  • Negotiate lower rates on bills
  • Cancel unwanted subscriptions
  • Dispute fees and recover refunds
  • Automated customer service calls
  • Save time and money
  • Secure AI technology
Features
Read full description

Your AI Assistant and Agent that makes calls, replies to emails, negotiates bills, cancels subscriptions, deals with customer service, and files refunds on your behalf — 24/7, saving you time and money, for work and for life. • $300+ average savings per year • 93% success rate on negotiations • 5 hours saved per task Why Pine is Different • It Takes Action — Not Just Chat • Other AI tools give advice. Pine executes. • Save Time & Avoid Frustration • No more hold times, no more repetitive conversations, no more chasing responses. What Pine AI Can Do • Handle Real-World Tasks Describe your problem by speaking or typing — Pine plans, executes, and follows through until it's resolved. • Make Calls & Deal with Services Pine contacts customer service at internet providers, banks, airlines, insurance companies, and more — so you never have to wait on hold again. • Negotiate Bills & Lower Costs Get better rates on subscriptions, utilities, and services without the hassle of back-and-forth conversations. • Cancel Subscriptions Pine finds and cancels unwanted subscriptions so you stop paying for things you don't use. • Dispute Charges & Recover Money From billing errors to travel issues, Pine files disputes, requests refunds, and follows up persistently. • Follow Up Until It's Done Unlike humans, Pine doesn't forget. It keeps pushing, escalating, and tracking progress until there's a real outcome. Pine is designed for real life, for people who are tired of: • Waiting on hold • Dealing with unhelpful customer service • Forgetting to follow up • Leaving money on the table Let Pine handle the work — so you can focus on what actually matters. Safe, Private, and in Your Control Your data is end-to-end encrypted. Pine never stores call content, and you approve every action before it's taken.

Screenshots

SettleMate App4 screens
Pine Assistant4 screens

Verdict

The call

The clearest difference is iOS requirement: SettleMate App at 13.0 against Pine Assistant's 18.0. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Scorecard1 real difference · 9 level
SettleMate App versus Pine Assistant: the parameters behind the verdict, then further details
ParameterSettleMate AppPine Assistant
PriceFreeFree
Rating—4.5 (144 ratings) — better
Positive reviews—72.7% of reviews
Number of ratings—144 — better
Update frequency—Daily
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPodiPhone, iPad
Requires iOS13.0 — better18.0
Further details — not scored
Size28 MB88 MB
Age rating17+4+
DeveloperDeep Rathod19Pine Corp.

In-app purchases

None

SettleMate App

No in-app purchases

None

Pine Assistant

No in-app purchases

Questions

Is SettleMate App free?
SettleMate App is free to download, with no in-app purchases.
Is Pine Assistant free?
Pine Assistant is free to download, with no in-app purchases.
Do SettleMate App or Pine Assistant have ads?
Neither SettleMate App nor Pine Assistant shows ads.

Other comparisons