Prend vs FlashBill

Settle up, stay friends. With Prend you track loans and debts between friends, split bills and get your money back without the awkwardness. Lent a friend money and can't remember how much it was or when they said they'd pay you back? Always the one covering rent, dinner or the trip, and then nobody knows who owes what? Prend keeps track and does the reminding, so you never have to chase anyone. LEND TO ANYONE (NEW) • Friend not on Prend? Add them by name and log the loan anyway. • Mark when they pay you back and share a reminder by message. LOANS, CRYSTAL CLEAR • Log a loan in seconds: amount, date, due date and who you lent it to. • Lend to several people at once and split the amount evenly. • One payment or installments: weekly, monthly or on the dates you pick. • Your friend lets you know from their app when they pay an installment, and you just confirm it. GROUPS FOR SHARED EXPENSES For roommates, couples, trips and nights out. • Add each expense in three steps: what was paid, who paid and how it's split. • Prend works out who owes whom. • Split equally, by exact amounts or by percentages, down to the cent. • Recurring expenses: rent, streaming or any fixed bill adds itself every week, month or year. • Settle up in full or with partial payments. Whoever gets paid confirms it. • Add someone who isn't on Prend yet using just their name. When they join, they inherit all their expenses. • Invite people with a link or a QR code. AUTOMATIC REMINDERS • Get a heads-up before a loan, debt or installment is due. • Nudge everyone who hasn't paid yet with one tap. Prend says it for you. • Get notified when someone adds an expense, records a payment or confirms yours. YOUR NUMBERS AT A GLANCE • What you're owed, what's overdue and what's coming due in the next few weeks. • Who owes you the most, across people and groups. • Overdue items come first on Home, with filters and search. • Choose your preferred currency. FRIENDS AND REPUTATION • Add friends by name, or scan their QR code when you're together. • Paying on time builds reputation. Not paying costs it. • Block or report any user if you need to. PREND PREMIUM Remove ads for good and create unlimited loans. Monthly or yearly subscription, or a one-time lifetime purchase. Available on iPhone and iPad. Download Prend and keep things square. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy: https://prend-app.com/privacy

FlashBill is your personal finance tracker: fast to use, clear to read, and it never connects to your bank. RECORD IN SECONDS Log income or an expense in a few taps. From your phone's home screen you can record a transaction without even opening the app. YOUR ACCOUNTS AND CARDS Cash, debit and credit cards with their statement and payment dates. Transfers between accounts, installment purchases and recurring transactions that generate themselves. MY LOANS Keep track of who owes you and who you owe, with partial payments and a balance that is always up to date. If the other person also uses FlashBill you can link up, and every transaction shows in both apps without anyone having to send a reminder. RECEIPTS AND MULTIPLE CURRENCIES Attach a photo of the receipt to a transaction and work with more than one currency, with its exchange rate. REPORTS YOU ACTUALLY UNDERSTAND Charts by category, by account and by period, so you can see where the money goes without reading a spreadsheet. YOUR MONEY STAYS HERE FlashBill never connects to your bank and never asks for banking credentials. Your transactions travel end-to-end encrypted: not even we can read them. And the little that does leave your phone — crash reports and usage statistics — is spelled out on the welcome screen, with its switch in plain sight so you can turn it off whenever you want. FREE AND PREMIUM Free: two devices and everything essential to keep your accounts. Premium: up to 20 accounts and cards, up to 100 custom categories, photos on your transactions, up to 5 simultaneous devices, the complete "My Loans" section, shared finances and priority support. Spanish, English and Portuguese. Light and dark mode.