Comparison

Pvium Pro Wallet vs Payy

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Pvium Pro Wallet

This app allows users to create and send professional invoices, accept cryptocurrency and traditional payments directly to their wallets, and track payments in real-time. It emphasizes financial sovereignty and security by ensuring users always control their funds.

Highlights
  • Professional invoice creation
  • Accept stable coin payments
  • Track payments in real-time
  • Automated payment reminders
  • Client management
  • Business insights dashboard
Features
Read full description

YOUR MONEY, YOUR CONTROL - 100 PERCENT NON CUSTODIAL Pvium is a non custodial invoicing and payment app where you control your funds at all times. Unlike traditional payment platforms that hold your money, Pvium ensures direct payment to your crypto wallets. Designed for freelancers, small businesses, contractors, and entrepreneurs who value financial sovereignty, security, and privacy. Create professional invoices, accept stable coins directly to your wallet, and never worry about frozen funds or payment holds. Your business, your money, your control. **KEY FEATURES** PROFESSIONAL INVOICE CREATION Create professional invoices in seconds Add itemized lists, tax calculations, and discounts Generate and send payment links and QR codes Save invoice templates for recurring clients SMART PAYMENT TRACKING Track incoming and outgoing payments in real time Monitor pending, paid, and overdue invoices View detailed payment history and analytics Organize clients and manage contact information Search and filter invoices AUTOMATED PAYMENT REMINDERS Schedule automatic payment reminders Send instant or scheduled notifications via email or SMS Reduce late payments with reminder workflows Track reminder history Manual reminder options for urgent follow ups FLEXIBLE NON CUSTODIAL PAYMENTS Payments go directly to your accounts with no middleman Accept traditional payment cards Accept stable coin payments to your wallet Multi channel payment processing with self custody Direct bank account deposits No payment holds or delayed access to funds CLIENT MANAGEMENT Store and organize client information Import contacts from your device Add clients via email or phone number View client payment history Export client data and reports BUSINESS INSIGHTS Real time payment dashboard Track revenue and outstanding payments Simplify tax reporting Generate financial reports View transaction history NON CUSTODIAL AND MAXIMUM SECURITY You own and control your funds Payments go directly to your wallets No intermediaries holding your money Self custody cryptocurrency support We never access your funds No risk of frozen accounts ** PERFECT FOR ** Freelancers and consultants Small business owners Independent contractors Service providers Creative professionals Agencies and studios ** WHY CHOOSE PVIUM ** True Financial Freedom You always control your money. No frozen accounts, no payment holds, no waiting periods. Maximum Security Pvium never touches your funds. Payments go directly to your wallets and bank accounts. Get Paid Faster Automated reminders and multiple payment options help clients pay faster. Privacy First We do not hold your funds and cannot access them. Your financial data stays private. Crypto Native Accept Bitcoin, USDC, SOL, and other cryptocurrencies directly to your wallet. Professional Image Create polished invoices that make your business look trustworthy. All in One Solution Invoicing, payment tracking, client management, and reminders in one app. Need help? Contact support at support@pvium.com Visit https://pvium.com Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Payy

This app offers a global money transfer solution, enabling easy and private digital payments. Send stablecoins using payment links, and enjoy financial freedom without the risk of account suspension or freezing. A debit card is also available for spending.

Highlights
  • Send stablecoins with payment links
  • No account freezing or suspension
  • User-controlled funds
  • Payy Card for spending
  • Easy and private digital money
Features
Read full description

Payy is the global money app for everyone. Other money apps have fees, limits and delays.  Blockchains are clunky and unsafe. Payy is a new financial system built from the ground up to make digital money easy & private. • Send stablecoins with magical payment links — the receiver doesn’t even need to have Payy. • Never get debanked. Your account can never be frozen or 
suspended. Funds on Payy are controlled by you, not some bank. • Payy Card (limited availability) — spend stablecoins online or in shops, with unrivaled privacy.

Screenshots

Pvium Pro Wallet4 screens
Payy4 screens

Verdict

The call

The clearest difference is rating: Pvium Pro Wallet at 5.0 against Payy's 4.1. Pvium Pro Wallet also leads on review sentiment (100% vs 65%). Payy's advantage is in-app purchases (none vs 4) and ratings volume (35 vs 2). On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Pvium Pro Wallet sells 4 in-app purchases, starting at $9.99 per month. Payy asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Pvium Pro Wallet holds the better App Store score, 5.0 against 4.1. That said, the two scores are not equally well evidenced: Payy has 35 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 100% of Pvium Pro Wallet's written reviews are positive against 65% of Payy's.

UpkeepUpdate frequency

Pvium Pro Wallet ships an update every 6 days, Payy every 8 days. The most recent releases landed on October 27, 2026 and October 25, 2026 respectively.

Scorecard6 real differences · 4 level
Pvium Pro Wallet versus Payy: the parameters behind the verdict, then further details
ParameterPvium Pro WalletPayy
PriceFreeFree
Rating5.0 (2 ratings) — better4.1 (35 ratings)
Positive reviews100.0% of reviews — better65.0% of reviews
Number of ratings235 — better
Update frequencyEvery 6 days — betterEvery 8 days
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS17.015.5 — better
Further details — not scored
Size106 MB130 MB
Age rating4+4+
DeveloperFero Technologies, LLCPolybase Labs

Customer experience

Pvium Pro Wallet

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Payy

All ratings35 ratings
Positive80.0%
Neutral0.0%
Negative20.0%
Written reviews20 reviews
Positive65.0%
Neutral0.0%
Negative35.0%

In-app purchases

4 purchases

Pvium Pro Wallet

Subscriptions4
  • Starter Monthly$9.991 Month
  • Business Monthly$19.991 Month
  • Starter Yearly$99.991 Year
Show 1 more
  • Buisness Yearly$199.991 Year
None

Payy

No in-app purchases

Questions

Is Pvium Pro Wallet free?
Pvium Pro Wallet is free to download, with in-app purchases available.
Is Payy free?
Payy is free to download, with no in-app purchases.
Which has better reviews, Pvium Pro Wallet or Payy?
Pvium Pro Wallet is rated higher. Pvium Pro Wallet averages 5.0 out of 5 from 2 ratings, while Payy averages 4.1 from 35 ratings.
Do Pvium Pro Wallet or Payy have ads?
Neither Pvium Pro Wallet nor Payy shows ads.
Which is updated more often, Pvium Pro Wallet or Payy?
Pvium Pro Wallet ships an update every 6 days, and Payy every 8 days. Most recently, Pvium Pro Wallet was updated on October 27, 2026 and Payy on October 25, 2026.

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