SGH Plus vs My R2O
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SGH Plus
This app integrates financial services with a retail chain, offering a seamless shopping experience. Users can manage everyday essentials, make payments, and access exclusive loyalty benefits through a secure and convenient platform.
- Seamless financial and retail integration
- Secure registration with two-factor authentication
- Convenient mobile top-up and bill payments
- Scan and pay functionality
- Online shopping at SGH
- Membership card access
- Payment history tracking
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SGH+ is a revolutionary shopping application that brings you to “Experience the Difference” powered by uab Fintech. In collaboration with uab Fintech - the powerful in-house innovation lab of Myanmar’s Best Bank, uab bank, and Sein Gay Har, one of Myanmar’s premier independent retailers known the very first retail group in Yangon, aims to bring you an unmatched shopping experience by seamlessly integrating financial services and retail chain, along with exclusive loyalty program benefits. With SGH+, registration is quick and easy. Enjoy the convenience of not only PINs but also two-factor authentication with OTP, ensuring the highest level of safety and security for your activities. With SGH+, you can conveniently access your everyday essentials with just a few taps on your phone, making everything faster and easier. As a member of SGH+, you'll enjoy exclusive benefits for all your transactions made on the platform. Experience the convenience of our top features: - Top-up - Bills Payment - Scan and Pay - Mobile Top-up - Shop at SGH Online - Membership Card - Payment History SGH+ provides you with a fast, simple, and secure way to access all your shopping and payment needs. Download the app now and “Experience the Difference” of future of retail chain and financial service in Myanmar.
My R2O
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KEY FEATURES Contract at a Glance View your contract details, asset information, and contract progress in one place. Track how much you've paid, your monthly payment amount, and your remaining balance. Easy Payments Make your monthly payment securely through your preferred payment method — AYA Pay, CTZPay, OK$, KBZPay or Wave Money. Choose to pay a single payment, several at once, or complete your rental plan early. Payment Schedule & History See your full payment schedule with due dates and statuses at a glance. Review your complete payment history and transaction details whenever you need them. Loyalty Rewards Maintain a good re payment record and track your progress toward becoming eligible for exclusive Loyalty offers. In-App Support Get quick answers from our AI assistant, or connect with a live support agent when you need extra help. Secure & Private Log in quickly and securely using your PIN or biometric authentication (fingerprint/face). Your personal and financial information is protected with industry-standard encryption. Available in English and Myanmar (Burmese) Rent 2 Own (R2O) helps you get the products you need today, with a clear and manageable rental re payment plan. Download the R2O Client App to take control of your renting journey. For support, contact us at johnny@r2omm.com or use the in-app chat.
Screenshots
Verdict
The clearest difference is update cadence: My R2O at every 4 days against SGH Plus's every 5 months. SGH Plus's advantage is iOS requirement (12.4 vs 15.6). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
SGH Plus ships an update every 5 months, My R2O every 4 days. The most recent releases landed on October 24, 2026 and October 26, 2026 respectively.
| Parameter | SGH Plus | My R2O |
|---|---|---|
| Price | Free | Free |
| Rating | 2.0 (4 ratings) — better | — |
| Positive reviews | 0.0% of reviews | — |
| Number of ratings | 4 — better | — |
| Update frequency | Every 5 months | Every 4 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 12.4 — better | 15.6 |
| Further details — not scored | ||
| Size | 36 MB | 44 MB |
| Age rating | 17+ | 4+ |
| Developer | UAB Bank Limited | Hoang Quach |
In-app purchases
SGH Plus
No in-app purchases
My R2O
No in-app purchases









