Adashe vs Smenpay
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Adashe
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Adashe is a wealth management application committed to improving the financial practices of Africans starting from Nigeria. We have three product offerings for savings, investment and foreign and local currency payments. Our savings platform is bringing back the African Ajo/Esusu culture to Africans while introducing it to the diaspora. Access Interest Free Loans Have access to capital for your business and personal needs by creating a savings community where every member contributes a fixed amount of money towards raising a huge capital/loan to be received by a member on a weekly/monthly basis. This way, every member of the community receives an interest-free loan and pays back by instalments towards another memberβs capital. This works like the typical Ajo/Esusu that Africans are used to. Send and Receive Money Just say no to massive bank maintenance fees or travelling to a bank or agent just to send and receive money. Instantly transfer between your accounts for free. Pay and get paid anytime from anywhere. Virtual Cards Payment You can create virtual cards on Adashe. This feature allows you to make online payments without having to reveal your personal banking information. With our virtual cards, you can enjoy secure and borderless transactions no matter where you are in the world. Say No to Currency Conversion Troubles When you use Adashe virtual cards, you can exchange funds globally without any border restrictions and enjoy fair exchange rates. We update our rates regularly to make sure you get the best Buy/Sell deals. Invest with as little as $1: With as little as $1, you can choose from our wide range of investment options ranging from local and international stock, agriculture, real estate and transportation and earn up to 20% return on your capital per annum Get Real Time Financial Education When you use Adashe, you get access to free financial and wealth management education and resources through our timely blogs, articles and case studies. Your knowledge of money management is about to hit the roof with us. Stay Informed Adashe is constantly expanding. Stay updated on the latest features and deals. Instagram; Twitter; Facebook; LinkedIn - @adashefinane Contact us - support@adashe.com
Smenpay
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Smenpay β Smart, Secure Escrow Payments Made Easy Smenpay is a product/service of SMEN AND TECH. Smenpay is a reliable escrow payment platform designed to ensure transparent and safe transactions between buyers and sellers. Whether you're hiring a freelancer, purchasing goods, or booking services, Smenpay holds funds securely until both parties are satisfied. Why Choose Smenpay? Secure Escrow Holding Funds are safely held and only released after work is completed or goods are delivered. Fair Dispute Resolution Built-in resolution process ensures fair outcomes for both parties. Fast, Simple Payments Easy to use and powered by licensed payment gateways for smooth fund transfers. Real-Time Tracking Track your transaction status live β from funding to release. Full Transparency Agreements, milestones, and payments are clearly recorded and trackable. Perfect For: Freelance projects Online product purchases Rental agreements Booking services Any peer-to-peer payment requiring trust How It Works: Create a Deal β Agree on terms and amount. Deposit Funds β Buyer deposits the amount into Smenpay escrow. Deliver & Approve β Seller completes the task or delivers the item. Release Funds β Upon approval, payment is released to the seller. Experience secure, transparent transactions with Smenpay.
Screenshots
Verdict
The clearest difference is ads: Smenpay at none against Adashe's shown. On price, update cadence, in-app purchases and device support there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Both ship on a similar rhythm, roughly monthly. The most recent releases landed on October 27, 2026 and October 28, 2026 respectively.
| Parameter | Adashe | Smenpay |
|---|---|---|
| Price | Free | Free |
| Update frequency | Monthly | Monthly |
| Ads | Yes | No β better |
| In-app purchases | No | No |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 12.0 β better | 13.0 |
| Further details β not scored | ||
| Size | 85 MB | 36 MB |
| Age rating | 17+ | 17+ |
| Developer | ADASHE FINANCE LIMITED | SMEN AND TECH |
In-app purchases
Adashe
No in-app purchases
Smenpay
No in-app purchases









