Espiral Pay vs Element Pay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Espiral Pay
Send money quickly and easily to friends and family. Pay utility bills, recharge mobile credit, and make secure card payments. Track all your transactions in one place.
- Fast money transfers
- Utility bill payments
- Mobile credit top-ups
- Secure card payments
- Detailed transaction history
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Transfiere dinero de forma rápida y sencilla a tus contactos y amigos. Desde el pago de servicios públicos como luz y agua hasta recargar tu saldo de teléfono móvil. Realizar pagos con nuestra tarjeta de manera segura. Mantén un registro detallado de todas tus pagos y transferencias en un solo lugar.
Element Pay
Manage your finances with this app, offering real-time balance checks, transaction history, and card security features. Secure online purchases with dynamic CVV generation and easily change your PIN.
- Real-time balance checks
- Transaction history (last 3 months)
- Temporarily block/unblock card
- Change security PIN
- Generate dynamic CVV
- Secure e-commerce purchases
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Dile hola a un nuevo futuro financiero. ¡Con Element Pay, tú mandas! Controla tu dinero directamente desde la App y la Web. Descarga ELEMENT PAY, tendrás acceso a disfrutar experiencias excepcionales en la palma de tu mano. Podrás disfrutar las siguientes funcionalidades: Consultar el saldo de tu tarjeta en tiempo real, consultar el detalle de tus movimientos de los últimos tres meses, bloquear y desbloquear temporalmente tu tarjeta, realizar el cambio de NIP de seguridad para tus transacciones en comercios físicos, ¡genera el CVV dinámico para compras seguras en comercio electrónico y próximamente muchas funcionalidades más! Agradecemos tu preferencia y tus comentarios para seguir mejorando su funcionalidad.
Screenshots
Verdict
The clearest difference is review sentiment: Espiral Pay at 100% against Element Pay's 0%. Espiral Pay also leads on rating (5.0 vs 1.0) and ratings volume (4 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Espiral Pay holds the better App Store score, 5.0 against 1.0. Both are backed by a comparable volume of ratings — 4 and 1 respectively. Written reviews point the same way: 100% of Espiral Pay's written reviews are positive against 0% of Element Pay's.
Espiral Pay ships an update every 9 days, Element Pay every 6 days. The most recent releases landed on October 24, 2026 and October 11, 2026 respectively.
| Parameter | Espiral Pay | Element Pay |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (4 ratings) — better | 1.0 (1 ratings) |
| Positive reviews | 100.0% of reviews — better | 0.0% of reviews |
| Number of ratings | 4 — better | 1 |
| Update frequency | Every 9 days | Every 6 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.6 | 15.0 — better |
| Further details — not scored | ||
| Size | 94 MB | 20 MB |
| Age rating | 17+ | 17+ |
| Developer | espiral Technologies Inc. | Element Mind Digital Technologies And Services, S.A.P.I. de C.V. |
Customer experience
Espiral Pay
Element Pay
In-app purchases
Espiral Pay
No in-app purchases
Element Pay
No in-app purchases









