Comparison

Budget App | Expense Tracker vs Quartzo

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Budget App | Expense Tracker

Manage your finances with ease. Track expenses, income, budgets, and payments. Get reminders for bills and subscriptions, and analyze your spending habits with advanced statistics. Supports multiple currencies and iCloud sync.

Highlights
  • Expense and income tracking
  • Customizable budgets
  • Payment and subscription reminders
  • Advanced spending statistics
  • Multi-currency support
  • iCloud synchronization
  • CSV export
Features
Read full description

All the necessary features to manage your expenses, income, budgets, payments, and subscriptions in a single app. KEY FEATURES: · Easy expense and income tracking. · Budgets (daily, weekly, monthly, yearly, advanced). · Payment or subscription reminders. · Customizable categories. · Advanced statistics to understand your spending habits. · Grouping of expenses and income by accounts (debit, credit, or cash). · Support for currencies from around the world. · Export to CSV files. · iCloud synchronization across multiple devices. · Trash bin. · Widgets for: budgets, savings, income and expenses. · No registration or login required. · Simple, intuitive, and easy-to-understand design. · Support for large text size. Download now and take control of your finances. Privacy Policy: https://kaptaz.com/monesya/privacy/ Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Website: https://kaptaz.com/monesya/

About

Quartzo

Manage your finances with this intuitive app. Track expenses, organize accounts, and set up recurring payments. Customizable notifications and iCloud backup ensure you stay in control of your money.

Highlights
  • Multiple wallets for account organization
  • Expense categorization
  • Automated recurring transaction recording
  • Customizable expense notifications
  • iCloud backup for data security
  • Home screen widgets for quick viewing and addition
  • Apple Pay transaction recognition integration
Features
Read full description

Quartzo is the simple bill organizer and expense tracker that shows where your money goes, what's due this week and how much you'll have left at the end of the month. Log an expense in seconds and see your balance before it happens. KNOW WHAT'S LEFT • Current and projected balance: see what has already come in and gone out, and what will be left after this period's bills and expected income. • Your month's cash flow and balance in one place, with easy period navigation. • A home screen that fits you: choose which sections appear, and in what order, for each wallet. NEVER MISS A BILL AGAIN • Recurrences and installment plans: set them up once and Quartzo takes care of what comes next. • Pending bills at a glance: see what's overdue and what's due in the coming days, and mark it paid with one tap. • Reminders before the due date and a daily summary of your bills. BUDGETS THAT WARN YOU EARLY • Set limits by category and see how much room is left this month. • Get an alert when a budget is close to its limit or goes over. UNDERSTAND YOUR SPENDING • Monthly and yearly trends, compared with the same period before. • Top categories, notable changes and automatic insights. • Search by name, category, wallet or note, and filter by period, type and amount range. ORGANIZED YOUR WAY • Multiple wallets: checking, credit card, home, travel, business, each with its own balance. • Wallets in other currencies. • Categories with an emoji or a brand logo, which also shows on your transactions. • Attach receipts and invoices with the camera or from your photos. WIDGETS AND LOCK SCREEN • Bills due, Overdue bills, Bills this week and Month overview widgets for your Home Screen and Lock Screen. • Pay a bill right from the widget without opening the app. • This month's bills calendar on your Lock Screen as a Live Activity. • Add an expense or income straight from a widget. SHORTCUTS AND AUTOMATIONS • Apple Pay logs itself: pay with a tap and the expense lands in Quartzo with the amount and the store. • Shortcuts actions to add transactions, check a wallet's balance, see this month's spending and open the bills calendar. • Step-by-step guides in the app get everything set up in under a minute. PRIVATE AND IN SYNC • Your data stays in your iCloud and syncs across iPhone and iPad. • Face ID or Touch ID lock. • No account to create and no bank login required. • Light, dark or automatic theme, with a layout built for iPad too. QUARTZO PRO Unlock the whole app: unlimited wallets, categories and budgets, automatic entries, full trends, reminders and daily summary, Lock Screen calendar, attachments, brand logos, wallets in other currencies and biometric lock. Subscriptions renew automatically unless canceled at least 24 hours before the end of the current period. Manage or cancel them in your Apple Account settings. Download Quartzo and start every month knowing exactly where your money is. Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.quartzo.app/privacy.html

Screenshots

Budget App | Expense Tracker4 screens
Quartzo4 screens

Verdict

The call

The clearest difference is ads: Quartzo at none against Budget App | Expense Tracker's shown. Quartzo also leads on update cadence (weekly vs fortnightly). Budget App | Expense Tracker's advantage is rating (4.7 vs 4.3) and review sentiment (100% vs 67%). On price, ratings volume, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Budget App | Expense Tracker sells 7 in-app purchases, starting at $0.99 per month and Quartzo sells 3 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Budget App | Expense Tracker holds the better App Store score, 4.7 against 4.3. Both are backed by a comparable volume of ratings — 11 and 4 respectively. Written reviews point the same way: 100% of Budget App | Expense Tracker's written reviews are positive against 67% of Quartzo's.

UpkeepUpdate frequency

Budget App | Expense Tracker ships an update fortnightly, Quartzo weekly. The most recent releases landed on November 3, 2026 and November 7, 2026 respectively.

Scorecard5 real differences · 5 level
Budget App | Expense Tracker versus Quartzo: the parameters behind the verdict, then further details
ParameterBudget App | Expense TrackerQuartzo
PriceFreeFree
Rating4.7 (11 ratings) — better4.3 (4 ratings)
Positive reviews100.0% of reviews — better66.7% of reviews
Number of ratings11 — better4
Update frequencyFortnightlyWeekly — better
AdsYesNo — better
In-app purchasesYesYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.0 — better18.5
Further details — not scored
Size31 MB43 MB
Age rating+417+
DeveloperKAPTAZ SpARafael Ramos

Customer experience

Budget App | Expense Tracker

All ratings12 ratings
Positive91.7%
Neutral0.0%
Negative8.3%
Written reviews3 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Quartzo

All ratings4 ratings
Positive75.0%
Neutral0.0%
Negative25.0%
Written reviews24 reviews
Positive66.7%
Neutral8.3%
Negative25.0%

In-app purchases

7 purchases

Budget App | Expense Tracker

Subscriptions7
  • Basic monthly$0.991 Month
  • Premium monthly$2.991 Month
  • Premium weekly3 Days trial$4.997 Days
Show 4 more
  • Premium yearly3 Days trial$5.991 Year
  • Premium monthly$6.991 Month
  • Premium yearly3 Days trial$34.991 Year
  • Exclusive annual access7 Days trial$99.991 Year
3 purchases

Quartzo

Subscriptions2
  • Quartzo Pro: Monthly3 Days trial$3.991 Month
  • Quartzo Pro: Annually$14.991 Year
One-time1
  • Quartzo Pro: Lifetime$19.99

Questions

Is Budget App | Expense Tracker free?
Budget App | Expense Tracker is free to download, with in-app purchases available.
Is Quartzo free?
Quartzo is free to download, with in-app purchases available.
Which has better reviews, Budget App | Expense Tracker or Quartzo?
Budget App | Expense Tracker is rated higher. Budget App | Expense Tracker averages 4.7 out of 5 from 11 ratings, while Quartzo averages 4.3 from 4 ratings.
Do Budget App | Expense Tracker or Quartzo have ads?
Budget App | Expense Tracker shows ads; Quartzo does not.
Which is updated more often, Budget App | Expense Tracker or Quartzo?
Budget App | Expense Tracker ships an update fortnightly, and Quartzo weekly. Most recently, Budget App | Expense Tracker was updated on November 3, 2026 and Quartzo on November 7, 2026.

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