Stack vs Dino
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Stack
Easily track and manage personal finances by categorizing credit and debt across multiple devices. Create separate spaces for different financial situations, share summaries, and use the built-in calculator for complex calculations.
- Categorize credit and debt
- Create multiple financial spaces
- Share debt summaries
- Integrated value calculator
- Split expenses easily
- App lock with Face ID/Touch ID
- Apple Watch app for on-the-go management
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Stack is the fastest debt management app for iPhone, iPad, Apple Watch and Mac. It enables you to categorize money you are owed and money you owe, and conveniently track and manage your finances across multiple devices. Stack offers the following features: • Spaces: Create multiple Spaces to categorize your debt. For example, you can create a Space for each friend who owes you money. • Add Entries: Add an entry to a Space with one tap. Give each entry a name, quantity, and value. Use a positive value for money you are owed and a negative value for money you owe. Entries in Spaces can be sorted by date, value, or name. • Remove Debt: Removing debt is also straightforward. Tap on the circle on the left side of a debt entry to remove it. If you accidentally removed an entry, you can restore it later, similar to the Reminders app. • Share Debt: You can choose to share the debt of a Space, which generates a list of all debt and the total sum. You can choose if you want to include entries previously marked as complete, and you can choose to include the date of the entry. The date can also be edited. • Value Calculator: You can use the integrated calculator to perform complex calculations and then transfer them directly to the value field. • Split Sum: With this feature, sharing expenses is easy. Just choose the number of parts you want to split a Space's total into, and Stack will automatically calculate the amount of each part. • App Lock: Stack offers Face ID or Touch ID to lock the app, ensuring that only you can access it. • Apple Watch App: You can view, edit, and add new entries on your Apple Watch. No connection to your iPhone is required. • iCloud Sync: All your data is synced between your iPhone, iPad, Apple Watch and Mac. • Privacy: Your data is stored only on your device and in iCloud. The app does not collect any user data, and the developer has no access to it. • Text Field Sizes: You can adjust the name field and the value field sizes to your preference.
Dino
This finance app helps you track your spending and set budgets to achieve financial goals. It offers customizable categories, detailed statistics, and account management with a minimalist design and fast transaction recording.
- Customizable categories and subcategories
- Spending and income statistics widgets
- Customizable account tracking
- Minimalist design
- Fast transaction recording
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Save up to 30% more with Dino! Free, no-ads, and privacy-focused - Dino helps you track your spending and set up budgets to help you achieve your financial goals. Why Dino? - A powerful set of features, ever. - Minimalist design with buttery-smooth animations. - Lightning-fast startup time and it takes as little as 3 seconds to record a transaction! Features: - Categories: Fully customizable categories and subcategories, with a diverse set of icons and delightful colors for you to choose from. - Statistics: Stay informed about your spending and income with our beautifully crafted statistic widgets. - Accounts: Highly customizable accounts to track how each account is performing. And much more for you to discover! Terms of use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is rating: Dino at 5.0 against Stack's 4.3. Dino also leads on update cadence (every 9 days vs every 6 weeks) and iOS requirement (13 vs 16.0). Stack's advantage is monetization model (free vs freemium) and review sentiment (100% vs 89%). On price, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Stack sells 1 one-off in-app purchase and Dino sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.
Dino holds the better App Store score, 5.0 against 4.3. That said, the two scores are not equally well evidenced: Stack has 6 ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 100% of Stack's written reviews are positive against 89% of Dino's, so the app with the better star average is not the one people write more warmly about.
Stack ships an update every 6 weeks, Dino every 9 days. The most recent releases landed on September 30, 2026 and October 9, 2026 respectively.
| Parameter | Stack | Dino |
|---|---|---|
| Price | Free | Free |
| Rating | 4.3 (6 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 100.0% of reviews — better | 88.9% of reviews |
| Number of ratings | 6 — better | 1 |
| Update frequency | Every 6 weeks | Every 9 days — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free — better | Freemium |
| Devices | iPhone, iPad, Mac, Apple Watch — better | iPhone, iPod |
| Requires iOS | 16.0 | 13 — better |
| Further details — not scored | ||
| Size | 30 MB | 38 MB |
| Age rating | 4+ | 4+ |
| Developer | Leon Boettger | Sheng Yong Loh |
Customer experience
Stack
Dino
In-app purchases
Stack
- Stack+$0.99
Dino
- Dino Premium (1 Month)$1.991 Month
- Dino Premium (1 Year)$9.991 Year
- Dino Lifetime Premium$9.99









