Stack vs DebTra
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Stack
Easily track and manage personal finances by categorizing credit and debt across multiple devices. Create separate spaces for different financial situations, share summaries, and use the built-in calculator for complex calculations.
- Categorize credit and debt
- Create multiple financial spaces
- Share debt summaries
- Integrated value calculator
- Split expenses easily
- App lock with Face ID/Touch ID
- Apple Watch app for on-the-go management
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Stack is the fastest debt management app for iPhone, iPad, Apple Watch and Mac. It enables you to categorize money you are owed and money you owe, and conveniently track and manage your finances across multiple devices. Stack offers the following features: • Spaces: Create multiple Spaces to categorize your debt. For example, you can create a Space for each friend who owes you money. • Add Entries: Add an entry to a Space with one tap. Give each entry a name, quantity, and value. Use a positive value for money you are owed and a negative value for money you owe. Entries in Spaces can be sorted by date, value, or name. • Remove Debt: Removing debt is also straightforward. Tap on the circle on the left side of a debt entry to remove it. If you accidentally removed an entry, you can restore it later, similar to the Reminders app. • Share Debt: You can choose to share the debt of a Space, which generates a list of all debt and the total sum. You can choose if you want to include entries previously marked as complete, and you can choose to include the date of the entry. The date can also be edited. • Value Calculator: You can use the integrated calculator to perform complex calculations and then transfer them directly to the value field. • Split Sum: With this feature, sharing expenses is easy. Just choose the number of parts you want to split a Space's total into, and Stack will automatically calculate the amount of each part. • App Lock: Stack offers Face ID or Touch ID to lock the app, ensuring that only you can access it. • Apple Watch App: You can view, edit, and add new entries on your Apple Watch. No connection to your iPhone is required. • iCloud Sync: All your data is synced between your iPhone, iPad, Apple Watch and Mac. • Privacy: Your data is stored only on your device and in iCloud. The app does not collect any user data, and the developer has no access to it. • Text Field Sizes: You can adjust the name field and the value field sizes to your preference.
DebTra
Easily manage and organize all your debts in one place. Record details, set payment reminders, and track your progress to maintain financial control and achieve clarity.
- Record and categorize debts by due date
- Set payment reminders
- Track full or partial payments
- Monitor debt balances
- View all debts and payments on one screen
- Manage multiple debts
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Debt Tracking is your go-to app for managing and organizing your debts efficiently. Whether it's a personal loan or a bill payment, keep track of every detail, set reminders, and never miss a due date. You can record debts by date, view your full or partial payment history, and monitor all debts in a single, user-friendly interface. Perfect for anyone looking to maintain financial control, Debt Tracking ensures you stay informed and organized. Key Features: Record and categorize debts by due dates Receive timely reminders for upcoming payments Make full or partial payments and track your balance View debts and payments on a single screen Manage multiple debts with ease Take the stress out of debt management and experience financial clarity with Debt Tracking.
Screenshots
Verdict
The clearest difference is rating: DebTra at 5.0 against Stack's 4.3. Stack's advantage is monetization model (free vs free with in-app purchases) and ratings volume (6 vs 1). On price, ads, in-app purchases and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Stack sells 1 one-off in-app purchase and DebTra sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.
DebTra holds the better App Store score, 5.0 against 4.3. That said, the two scores are not equally well evidenced: Stack has 6 ratings behind it against 1, so its average is the more settled of the two.
| Parameter | Stack | DebTra |
|---|---|---|
| Price | Free | Free |
| Rating | 4.3 (6 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 6 — better | 1 |
| Update frequency | Every 6 weeks | — |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPad, Mac, Apple Watch — better | iPhone |
| Requires iOS | 16.0 — better | 17 |
| Further details — not scored | ||
| Size | 30 MB | 5 MB |
| Age rating | 4+ | 17+ |
| Developer | Leon Boettger | Onur Yuzbasioglu |
Customer experience
Stack
DebTra
In-app purchases
Stack
- Stack+$0.99
DebTra
- Remove Ads$1.99









