Comparison

Compoundee vs Cash Flow

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Compoundee

This financial calculator helps users solve compound interest, annuity, and time value of money problems. Easily project savings and investments, adjust variables to meet financial goals, and understand the impact of inflation and taxes. Its user-friendly interface makes complex calculations accessible to everyone.

Highlights
  • Compound interest calculations
  • Annuity and TVOM solver
  • Goal-based financial planning
  • Inflation and tax adjustments
  • Amortization details per period
  • Email calculations
  • Save and bookmark calculations
Features
Currently charting
Read full description

Compoundee is the best compound interest calculator for the iPhone. Solving compound interest, annuity, and time value of money problems is easy with Compoundee! Use this financial calculator for your savings and investments to see how much money you’re going to make, or change variables to figure out what you need to achieve a goal. You don’t have to be a financial whiz to use it, either. You have a financial goal in mind; you know where you want to be in order to retire early. Unfortunately, you’re just not sure if your initial investment is enough to get you there. When you have Compoundee on your iPhone, those types of questions are answered. In no time at all, you’ll have the answer to how much an investment will be worth over a specific period of time, know what the necessary rate would be and the amount to make your periodic deposits in order to reach your time and money goals. You would think that a calculator that handles complex equations like these would be difficult to use but it’s not. The app’s interface is super simple, very user-friendly. No previous exposure to financial calculations is necessary to put Compundee to work for you. Everyone can take advantage of what this application has to offer. Very quickly and easily, you will have your compound interest, annuity, and time value of money (TVOM) equations solved for your savings and investments. Amortized interest totals per period, inflation and tax amounts, it’s all here. You can email your calculations to your accountant, spouse, investment broker – whoever you want. Check out the important features you get when you download Compoundee: • Clean, user-friendly interface • Solve for any of 5 different investment variables • Compound daily, quarterly, annually, & more • Periodic deposits or withdrawals • Inflation and tax adjusted amounts • Amortization shows per period interest • Account for extra annual deposits • Specify deposits at beginning or end of period • History of most recent entries for each input • Send calculations through email • Bookmark saved calculations for easy retrieval • See all your results in itemized detail • Two day-counting options • Offline user guide built right into the app. • Supports extremely large values • Supports long durations (thousands of years) • Doubles as a loan-payment calculator (select deposits tab; enter total as 0) • Passode lock with Touch ID • See results as you type • Optional number pad for input • Native iPad interface That early retirement may be closer than you think. Download Compoundee onto your iPhone now to find out.

About

Cash Flow

Easily track informal debts and shared expenses with friends, family, and colleagues. This personal finance app offers an intuitive interface to manage who owes you and who you owe, providing clear balance summaries and transaction history.

Highlights
  • Two-way transaction tracking
  • Comprehensive transaction management
  • Reconciliation system
  • Powerful search functionality
  • Clear balance summaries
  • Intuitive interface
Features
Read full description

Track who owes you and who you owe with elegant simplicity. Cash Flow is a personal finance app designed to simplify tracking informal debts and shared expenses between friends, family, and colleagues. Keep tabs on your financial relationships all in one place with a beautifully designed, intuitive interface. Key Features: Two-Way Transaction Tracking * Record payments you make and money you receive * Track running balances for each person in your life * Instantly see who owes you and who you owe at a glance Comprehensive Transaction Management * Create, edit, duplicate, and delete transactions with ease * Add detailed memos to transactions for context * View transaction history in clean, chronological order Reconciliation System * Mark transactions as reconciled when they're settled * Easily toggle reconciliation status with simple swipe actions * Visual indicators show reconciled vs. unreconciled transactions Powerful Search * Quickly find transactions across your entire history * Search by description, amount, or memo * View search results in an intuitive, filterable list Balance Summaries * Beautiful balance cards show current status with each contact * Running balances automatically calculate as you add transactions * Color-coded indicators make financial status instantly clear Cash Flow is perfect for roommates tracking shared expenses, friends splitting costs during trips, family members lending each other money, or anyone who wants to maintain clear financial relationships without formal invoicing systems. Never wonder "Do I owe them or do they owe me?" again. Download Cash Flow today and bring clarity to your personal finances. Simple. Elegant. Balance.

Screenshots

Compoundee4 screens
Cash Flow4 screens

Verdict

The call

The clearest difference is review sentiment: Compoundee at 97% against Cash Flow's 50%. Compoundee also leads on chart position (#108 vs unranked) and update cadence (every 4 months vs every 8 months). Cash Flow's advantage is price ($0.99 vs $2.99). On ads, in-app purchases, monetization model and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Compoundee costs $2.99 and Cash Flow $0.99 up front. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Compoundee ships an update every 4 months, Cash Flow every 8 months. The most recent releases landed on October 24, 2026 and October 15, 2026 respectively.

Scorecard5 real differences · 6 level
Compoundee versus Cash Flow: the parameters behind the verdict, then further details
ParameterCompoundeeCash Flow
Price$2.99$0.99 — better
Rating5.0 (128 ratings) — better—
Positive reviews97.0% of reviews — better50.0% of reviews
Number of ratings128 — better—
Update frequencyEvery 4 months — betterEvery 8 months
AdsNoNo
In-app purchasesNoNo
MonetizationPaidPaid
Best chart rank#108 — better—
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS10.0 — better18.2
Further details — not scored
Size19 MB19 MB
Age rating4+4+
DeveloperGoodHumansNaushad Purayil

Customer experience

Compoundee

All ratings127 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews67 reviews
Positive97.0%
Neutral0.0%
Negative3.0%

Cash Flow

Written reviews2 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

Bugs and requests

Compoundee

Reported bugs

2 issues
  • App closes every time it's opened
  • Calculations based on a 30/360 day convention lead to accuracy issues with shorter compounding periods and/or longer duration

Requested features

3 requests
  • UI update
  • Add withdrawal function
  • Update to address accuracy issue with 30/360 day convention

Cash Flow

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Compoundee

No in-app purchases

None

Cash Flow

No in-app purchases

Questions

Is Compoundee free?
Compoundee costs $2.99, with no in-app purchases.
Is Cash Flow free?
Cash Flow costs $0.99, with no in-app purchases.
Do Compoundee or Cash Flow have ads?
Neither Compoundee nor Cash Flow shows ads.
Which is updated more often, Compoundee or Cash Flow?
Compoundee ships an update every 4 months, and Cash Flow every 8 months. Most recently, Compoundee was updated on October 24, 2026 and Cash Flow on October 15, 2026.

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