futureMillionaire vs DivvyDiary
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
futureMillionaire
Calculate compound interest with adjustable tax rates and savings plans. Compare complex austerity plans with simple investments in real-time. Plan for long-term financial goals, including retirement.
- Compound interest calculation
- Adjustable tax rates
- Savings plan comparison
- Real-time fortune growth visualization
- Dynamic savings duration adjustment
- Interest charge frequency options
Read full descriptionHide full description
Compound interest computer with consideration of the paying off tax with adjustable tax rate. Building austerity plan here, structure of fortune there. How complicated like that can something be? According to insurance and banks that can not be complicated enough, so that no more customer looks through. Therefore with futureMillionaire there is a simple possibility to compare a complicated austerity plan with a normal investment of funds like e.g. a daily allowance account. Simply enter starting capital, monthly rate of saving and average yields. Over the Slider you can adapt the savings running time dynamically and see in real time the increasement of your fortune. When desired, even the paying off tax with free allowances is considered. In addition there is the adjustment possibility for monthly, quarter, half and annual interest charges. You will see that many austerity plans, which require and with high interest on the last years lure one minimum plant period are often worse than completely normal saving. The period can be selected from 1 year to 70 years, thus usable even as pension plan;) Thus saving makes fun again.
DivvyDiary
Track your future dividend income from stocks and ETFs worldwide. Manage your personal portfolio, receive mobile notifications, and discover dividend-paying securities. Offers automatic import from Portfolio Performance.
- Dividend cashflow overview
- Global stock and ETF data
- Personal portfolio management
- Mobile notifications
- Automatic portfolio import
- Dividend stock discovery
- Dark mode option
Read full descriptionHide full description
See at a glance when each dividend arrives, how much it is and how your passive income grows month after month. • Dividend calendar with pay dates and ex-dividend dates • More than 100,000 stocks, ETFs and funds worldwide, including the Dividend Aristocrats • Push notification on payday • Portfolio import from your broker or with a CSV file • Diversification by sector, country and industry • Screener with dividend filters • Dark mode, privacy mode and app lock with Face ID DIVIDEND CALENDAR See which dividends you'll receive this month and in the months ahead. DivvyDiary adds every dividend as soon as the company announces it and shows a forecast for all the others, based on past payments. NOTIFICATIONS Get a push notification or an email on payday, and a weekly or monthly summary if you like. A price alert lets you know when a stock reaches your target price. YOUR PORTFOLIO IN MINUTES Import your portfolio from Fidelity, Interactive Brokers and other brokers, or upload your broker's CSV export. You can also add your holdings by hand. DISCOVER NEW INVESTMENTS Filter more than 100,000 stocks, ETFs and funds by dividend yield, dividend growth, dividend frequency or dividend month. Want to get paid every month? Find all monthly dividend payers. ARISTOCRAT DivvyDiary is free, and you don't need payment details to sign up. The Aristocrat subscription also unlocks: • up to five portfolios with an overall view • the complete portfolio analysis: total return from price gains and dividends, dividend growth with backtesting and forecast, a yearly overview and the community benchmark • net dividends with your tax rate per security or for the whole portfolio • forecasts beyond the next three months • alerts before the ex-dividend date, unlimited price alerts and all dividend news • DeepDive: see what's inside your ETFs and funds • the screener's AI filter and the export of your pay dates to your calendar • cash accounts with interest and bonds with coupon history Use DivvyDiary on iPhone, iPad and on the web at divvydiary.com, always in sync. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://divvydiary.com/en/privacy
Screenshots
Verdict
The clearest difference is price: DivvyDiary at Free against futureMillionaire's $2.99. DivvyDiary also leads on review sentiment (86% vs 59%) and ratings volume (8 vs 1). futureMillionaire's advantage is in-app purchases (none vs 2) and rating (5.0 vs 4.6). On update cadence, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
DivvyDiary is free to download; futureMillionaire costs $2.99 up front. DivvyDiary sells 2 in-app purchases, starting at $8.99 per month. futureMillionaire asks for nothing beyond the download.
futureMillionaire holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: DivvyDiary has 8 ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 59% of futureMillionaire's written reviews are positive against 86% of DivvyDiary's, so the app with the better star average is not the one people write more warmly about.
futureMillionaire ships an update every 3 weeks, DivvyDiary monthly. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.
| Parameter | futureMillionaire | DivvyDiary |
|---|---|---|
| Price | $2.99 | Free — better |
| Rating | 5.0 (1 ratings) — better | 4.6 (8 ratings) |
| Positive reviews | 59.1% of reviews | 86.4% of reviews — better |
| Number of ratings | 1 | 8 — better |
| Update frequency | Every 3 weeks — better | Monthly |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Paid | Freemium — better |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 13.4 — better | 15.0 |
| Further details — not scored | ||
| Size | 28 MB | 2 MB |
| Age rating | 4+ | 4+ |
| Developer | studio.201 software GmbH | DivvyDiary |
Customer experience
futureMillionaire
DivvyDiary
In-app purchases
futureMillionaire
No in-app purchases
DivvyDiary
- Aristocrat monthly7 Days trial$8.991 Month
- Aristocrat yearly7 Days trial$79.991 Year
Questions
Is futureMillionaire free?
Is DivvyDiary free?
Which has better reviews, futureMillionaire or DivvyDiary?
Do futureMillionaire or DivvyDiary have ads?
Which is updated more often, futureMillionaire or DivvyDiary?
Other comparisons















