Comparison

Financial Calculator vs RLM

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Financial Calculator

This intuitive app offers a powerful and accurate financial calculator for various calculations. It handles time value of money, growing annuities, bond valuation, cash flow analysis, investment analysis (IRR/NPV), and loan amortization. RPN support and near-instantaneous results are also included.

Highlights
  • Time value of money calculations
  • Growing annuities
  • Bond valuation
  • Cash flow analysis
  • Investment analysis (IRR/NPV)
  • Loan amortization
  • RPN support
Features
Currently charting
Read full description

Financial Calculator is a simple, yet powerful and accurate intuitive calculator. Video tutorial: http://www.echoboom.com/financialcalculator/ Features: * Time value of money. * Growing annuities. * Calculates N, Interest, Present Value, PMT and Future Value of money. * Bond valuation. * Cash flow analysis in an intuitive interface. * Analyzes investments: Internal Rate of Return (IRR) and Net Present Value (NPV) * Amortization and Loans. Support for Canadian mortgages. * RPN support. * Near instantaneous calculations. -- Note: Please, write to my address under the 'help' section when you believe you found a bug. I do read every email and fix them as soon as possible. I also try to implement all feature requests. -- As for the bad reviews: Please, read the FAQ on the help section if you believe numbers are wrong. It's usually people missing something on the settings when using the financial calculator. All emails have been answered and explained and there has not been a wrong calculation since version 1.1. Please if your email was replied and solved, change the review since it makes it look bad for everybody else.

About

RLM

This app offers a comprehensive suite of financial and business calculation tools, inspired by a popular professional calculator. It features specialized worksheets for loans, bonds, options, depreciation, and time value of money, alongside business, cash flow, statistics, and scientific functions.

Highlights
  • Finance Worksheets (Amortization, Bonds, Options)
  • Business Calculations (Break-Even, Bill Split)
  • Cash Flow Analysis
  • Statistical Functions
  • Scientific Calculator
  • Unit and Currency Conversions
  • Equation Solver
Features
Read full description

The RLM-BA2 application is a general purpose calculator with a special focus in finance and business. It is inspired by the Texas Instrument BAII+Professional calculator, but specially designed to bring up the most of your iOS devices. The RLM-BA2 has a extensive Menu System: >Finance Worksheets: •Account Balance: Calculates the Balance of cash transactions and interest applied at arbitrary dates. •Amortization: Loan Amortization Schedule for a single or several loan payments. •Bond Price & Yield: Calculates the Price, Yield and Effective Duration of a Bond. •Black-Scholes Options: Calculates the CALL, PUT and “Greeks” values of a Black-Scholes European option. •Depreciation: Calculates depreciation with SL, SOYD, DB or MACRS methods and conventions. •Time Value of Money: Calculates compound Interest problems. >Business Worksheets: •Bill-Tip-Split: Calculates the sharing of a Bill with Tip. •Break-Even: Analyze the following relation: Profit = (Price - Var.Cost) • Units - Fix.Cost •Currency Exchange with on-line rates. •Percents & Margins: Calculates %Change, %Total and Business margins. >Cash Flows Worksheets: •Equal Periods: Calculations with Cash Flows occurring at regular time intervals. •Unequal Periods: Calculations with Cash Flows occurring at arbitrary dates. >Statistics Worksheets: •One-Variable Statistics: Calculations for one variable data samples. •Two-Variable Statistics: Calculations for two variables data samples. •Probability: Combinations, permutations and Normal, Exponential, t-Student and Weibull probability distributions. >Scientific Worksheets: •Angles & Polar: Convert angles and coordinates. •Logarithm functions with common or arbitrary base. •Number Alteration functions •Trigonometric & Hyperbolic functions. >Conversion Worksheets: •Angles & Polar: Convert angles between DEG,RAD,GRAD,DMS or Slope % and Polar-Rectangular coordinates. •Currencies: world currencies conversions with manual input or on-line current rates. •Interest Rates: Nominal and effective interest conversion. •Units: Physical units conversions. >General Worksheets: •Date: Calculates days between dates with Actual, 360 or 365 days calendars. •Time: Calculates time intervals between different times. •Solver: Calculates arbitrary equations entered as text expression to solve any of the variables knowing the others. •Storage Registers: Store and perform operations directly over the calculators storage registers. •Memory Content: Clear, Back-Up or Restore part or all of the Calculator's memory. •General Settings: Customize many aspects of the calculator including formats & feedbacks. •Help Documents: Description and examples of all the calculator worksheets and features. >Editors Worksheets: To create or edit data •(Date,Trx) List: Transactions and the dates they occurs for the "Account Balance Worksheet". •(Date.CF) List: Cash flows and the dates they occurs for the "Unequal Periods Cash Flows Worksheet". •(X,N) List: Cash flows and repetitions for the "Equal Periods Cash Flows Worksheet". •(X,Y) List: X and Y data samples for the Statistics worksheets. •Solver Equation: Algebraic expression for use in the "Solver" worksheet. •Units Database: Customize the "Units" worksheet. System requirements: iOS 15.0 or above. 30 days Free-Trial. In-App-Purchase: One-Payment for life. License Agreement: http://www.apple.com/legal/itunes/appstore/dev/stdeula DISCLAIMER: THIS IS NOT A TEXAS INSTRUMENT CALCULATOR, AND IS NOT SPONSORED IN ANYWAY BY TEXAS INSTRUMENT OR ANY OF ITS SUBSIDIARIES.

Screenshots

Financial Calculator4 screens
RLM4 screens

Verdict

The call

The clearest difference is review sentiment: RLM at 100% against Financial Calculator's 54%. RLM also leads on price (Free vs $5.99) and rating (5.0 vs 3.8). Financial Calculator's advantage is in-app purchases (none vs 1) and chart position (#118 vs unranked). On ads, monetization model and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

RLM is free to download; Financial Calculator costs $5.99 up front. RLM sells 1 one-off in-app purchase. Financial Calculator asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

RLM holds the better App Store score, 5.0 against 3.8. Both are backed by a comparable volume of ratings — 6 and 2 respectively. Written reviews point the same way: 54% of Financial Calculator's written reviews are positive against 100% of RLM's.

UpkeepUpdate frequency

Financial Calculator ships an update every 5 months, RLM every 2 months. The most recent releases landed on October 29, 2026 and September 30, 2026 respectively.

Scorecard8 real differences · 3 level
Financial Calculator versus RLM: the parameters behind the verdict, then further details
ParameterFinancial CalculatorRLM
Price$5.99Free — better
Rating3.8 (6 ratings)5.0 (2 ratings) — better
Positive reviews54.3% of reviews100.0% of reviews — better
Number of ratings6 — better2
Update frequencyEvery 5 monthsEvery 2 months — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFreeFree
Best chart rank#118 — better—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS8.0 — better15.0
Further details — not scored
Size3 MB4 MB
Age rating4+4+
Developerjoaquin grechR.L.M. Software

Customer experience

Financial Calculator

All ratings6 ratings
Positive66.7%
Neutral16.7%
Negative16.7%
Written reviews138 reviews
Positive54.3%
Neutral6.5%
Negative39.1%

RLM

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Financial Calculator

No in-app purchases

1 purchases

RLM

One-time1
  • Lifetime Full Access$9.99

Questions

Is Financial Calculator free?
Financial Calculator costs $5.99, with no in-app purchases.
Is RLM free?
RLM is free to download, with in-app purchases available.
Which has better reviews, Financial Calculator or RLM?
RLM is rated higher. Financial Calculator averages 3.8 out of 5 from 6 ratings, while RLM averages 5.0 from 2 ratings.
Do Financial Calculator or RLM have ads?
Neither Financial Calculator nor RLM shows ads.
Which is updated more often, Financial Calculator or RLM?
Financial Calculator ships an update every 5 months, and RLM every 2 months. Most recently, Financial Calculator was updated on October 29, 2026 and RLM on September 30, 2026.

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