HomeBudget with Sync vs Setlo
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
HomeBudget with Sync
Track expenses, income, bills, and account balances with integrated budgeting and analysis tools. Features family sync for household collaboration and cross-platform availability.
- Expense and income tracking
- Bill management with reminders
- Account balance tracking
- Budgeting and category analysis
- Family sync for multiple devices
- Receipt photo attachment
- Multi-currency support
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Now available in mobile [iPhone/iPad] and desktop versions [Mac OS, Windows], including instant data sync between mobile/desktop versions. (Separate purchase required for each OS platform). A lite version of HomeBudget is available under the free applications category. Give it a try. Contact support@anishu.com, if you need help. We have no way of contacting you if you post an issue as a review. -- HomeBudget is an integrated expense tracker designed to help you track your expenses, income, bills-due and account balances. It offers support for budgeting, and allows analysis of your expenses and income, including charts and graphs. Two key differentiating features of HomeBudget are: 1. Integrated set of features. The features within HomeBudget are well integrated such that a bill can become an expense (when you pay for it) and also adjust the account balance at the same time. 2. Family sync. HomeBudget includes Family Sync, an advanced feature that allows a group of devices within the household to exchange expense and income information, and work together within a single budget. Once setup, the devices sync with each other automatically over the air. Family Sync works across all features including Bills and Accounts. Please refer to the Family Sync Quick Start guide at http://www.anishu.com for information on configuring Family Sync. KEY FEATURES: Expenses: - Create/Edit/Delete expenses and recurring expenses - Browse expense entries by month, by category/date with the ability to drill-down - Optionally associate an account and payee with an expense - Attach photo images of receipts; drag and resize images on screen - Support for multiple currencies and automatic exchange rate conversion - Search expense entries Income: - Create/Edit/Delete income and recurring income - Optionally associate an account with the income Bills - Create/Edit/Delete bills and recurring bills - Support for Payees, and track payments by Payee. - Make payment on bills either an as expense or as a transfer (to avoid double accounting your expenses) - Calendar and list view of Bills - Bill reminders Categories and Budget - Create/Edit/Delete expense categories and sub-categories - Set a budget, and track expenses at the category/sub-category level. - Associate icons with the categories and reorder category display order - Budget rollover - Classify expenses into fixed, variable and discretionary and compute your disposable income Accounts - Support for Accounts such as Checking, Savings, Credit, Debit, Cash, etc. - Associate your expense and income entries with your accounts and accurately track account balances. - View transactions, and do transfer between accounts. - Ability to choose a different base currency for each account Reports - Trend chart for Expense, Budget and Income for the last 6 months - Pie/Bar charts for expense break-down (Available in the Expenses screen). - Export data/reports by email or via WiFi Family Sync - Automatically sync multiple devices (iPhone, iPad, iTouch) in the household and see the same numbers on all devices over 3G and WiFi - Work within the same budget with other members of the household Other - Backup/Restore complete application data, including all receipts - Ability to upload your own list of category icons - Large numeric keypad for expense/income amount entry - HomeBudget follows the locale/region setting on your device and shows date and currency symbols appropriate for your region Visit http://www.anishu.com to see more screenshots, and to download the user guide (PDF, 42 pages).
Setlo
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Setlo – India's Circular Debt Settlement Platform Setlo helps individuals track and settle informal debts with friends, family, roommates, colleagues, and trusted circles. Unlike traditional payment apps, Setlo focuses on managing obligations and identifying circular debt loops that can be resolved without requiring money transfers. Every obligation is consent-driven, transparent, and privacy-first.
Screenshots
Verdict
The clearest difference is price: Setlo at Free against HomeBudget with Sync's $4.99. Setlo also leads on iOS requirement (13.0 vs 15.6). HomeBudget with Sync's advantage is chart position (#53 vs unranked) and device support (4 vs 2). On update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Setlo is free to download; HomeBudget with Sync costs $4.99 up front. Neither carries in-app purchases, so what you see is what you pay.
HomeBudget with Sync ships an update fortnightly, Setlo weekly. The most recent releases landed on October 20, 2026 and October 9, 2026 respectively.
| Parameter | HomeBudget with Sync | Setlo |
|---|---|---|
| Price | $4.99 | Free — better |
| Rating | 4.6 (1.3K ratings) — better | — |
| Positive reviews | 77.2% of reviews | — |
| Number of ratings | 1.3K — better | — |
| Update frequency | Fortnightly | Weekly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Paid | — |
| Best chart rank | #53 — better | — |
| Devices | iPhone, iPad, iPod, Apple Watch — better | iPhone, iPod |
| Requires iOS | 15.6 | 13.0 — better |
| Further details — not scored | ||
| Size | 19 MB | 59 MB |
| Age rating | 4+ | 4+ |
| Developer | Anishu, Inc. | Setlo Technologies private limited |
Bugs and requests
HomeBudget with Sync
Reported bugs
3 issues- Balance calculation errors
- Recurring transactions not working as expected
- Crashes after iOS updates
Requested features
5 requests- Ability to move expenses between categories
- Automatic currency conversion
- Customizable dashboards and reports
- Integration with banking/financial accounts
- Dark mode support
Setlo
Not enough reviews yet to summarise bugs or requests.
In-app purchases
HomeBudget with Sync
No in-app purchases
Setlo
No in-app purchases
Questions
Is HomeBudget with Sync free?
Is Setlo free?
Do HomeBudget with Sync or Setlo have ads?
Which is updated more often, HomeBudget with Sync or Setlo?
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