HomeBudget with Sync vs BalanceWright Checkbook Ledger

Now available in mobile [iPhone/iPad] and desktop versions [Mac OS, Windows], including instant data sync between mobile/desktop versions. (Separate purchase required for each OS platform). A lite version of HomeBudget is available under the free applications category. Give it a try. Contact support@anishu.com, if you need help. We have no way of contacting you if you post an issue as a review. -- HomeBudget is an integrated expense tracker designed to help you track your expenses, income, bills-due and account balances. It offers support for budgeting, and allows analysis of your expenses and income, including charts and graphs. Two key differentiating features of HomeBudget are: 1. Integrated set of features. The features within HomeBudget are well integrated such that a bill can become an expense (when you pay for it) and also adjust the account balance at the same time. 2. Family sync. HomeBudget includes Family Sync, an advanced feature that allows a group of devices within the household to exchange expense and income information, and work together within a single budget. Once setup, the devices sync with each other automatically over the air. Family Sync works across all features including Bills and Accounts. Please refer to the Family Sync Quick Start guide at http://www.anishu.com for information on configuring Family Sync. KEY FEATURES: Expenses: - Create/Edit/Delete expenses and recurring expenses - Browse expense entries by month, by category/date with the ability to drill-down - Optionally associate an account and payee with an expense - Attach photo images of receipts; drag and resize images on screen - Support for multiple currencies and automatic exchange rate conversion - Search expense entries Income: - Create/Edit/Delete income and recurring income - Optionally associate an account with the income Bills - Create/Edit/Delete bills and recurring bills - Support for Payees, and track payments by Payee. - Make payment on bills either an as expense or as a transfer (to avoid double accounting your expenses) - Calendar and list view of Bills - Bill reminders Categories and Budget - Create/Edit/Delete expense categories and sub-categories - Set a budget, and track expenses at the category/sub-category level. - Associate icons with the categories and reorder category display order - Budget rollover - Classify expenses into fixed, variable and discretionary and compute your disposable income Accounts - Support for Accounts such as Checking, Savings, Credit, Debit, Cash, etc. - Associate your expense and income entries with your accounts and accurately track account balances. - View transactions, and do transfer between accounts. - Ability to choose a different base currency for each account Reports - Trend chart for Expense, Budget and Income for the last 6 months - Pie/Bar charts for expense break-down (Available in the Expenses screen). - Export data/reports by email or via WiFi Family Sync - Automatically sync multiple devices (iPhone, iPad, iTouch) in the household and see the same numbers on all devices over 3G and WiFi - Work within the same budget with other members of the household Other - Backup/Restore complete application data, including all receipts - Ability to upload your own list of category icons - Large numeric keypad for expense/income amount entry - HomeBudget follows the locale/region setting on your device and shows date and currency symbols appropriate for your region Visit http://www.anishu.com to see more screenshots, and to download the user guide (PDF, 42 pages).

Your checkbook register, kept the way you have always kept it. Write down what you spend. Tick off what the bank has cleared. Balance to the penny at the end of the month. That is the whole job of a checkbook register, and it is all this app does. THREE PROMISES No ads. Not on the free version, not after you pay, not ever, on any screen. No subscription. One payment and it is yours. Nothing renews. No account and no bank login. There is nothing to sign into, so there is nothing to be signed out of. YOUR REGISTER STAYS ON YOUR PHONE Everything you enter is stored on your own iPhone. It works with no internet connection at all, on a plane or out of signal. Your register is never sent to us and never sold to anyone. A copy leaves your phone only in ways you control. If iCloud Backup is switched on, your register is included in it, so it comes back when you set up a new phone. That copy sits in your own Apple account, not ours, and you turn it on or off in Settings. The app never shows you a permission prompt. It does not ask for your contacts, your location, your photos or your camera. WHAT IT DOES - Multiple accounts: checking, savings, credit, cash, each with its own running balance - Fast entry: date, payee, amount, check number, category, memo. Repeat entries take seconds, and check numbers advance on their own. - A proper register list with a running balance on every single line - Reconcile mode: enter the statement date and ending balance, tick off what cleared, and watch the difference count down to 0.00 - Scheduled and recurring entries: weekly, every two or four weeks, monthly, twice a year or yearly, or on a set weekday, like the second Wednesday of the month. They show up as scheduled and only affect your projected balance until you post them. Nothing is ever posted behind your back. - Transfers between your own accounts, entered once and mirrored on both sides - Search by payee, memo, amount or check number, with filters for what is outstanding, what cleared, and what is scheduled - Categories, both the presets and your own - Totals by category for a month, three months or a year, with the exact figures printed beside the chart. Scheduled bills are not counted until you post them. - Bring your history in from a CSV file, with a column mapper for spreadsheet users - Print or save a PDF of your register or of those category totals, or export a CSV of any account BACKUPS, BECAUSE THAT IS THE PART THAT MATTERS The app backs itself up on its own, every day you open it, and gives you a Restore screen to go back to any copy it has kept. You can also send a copy out of the app, so deleting the app does not reach it. Pick a folder and every copy after that goes there too. If you are signed in to iCloud with iCloud Drive turned on, the app also keeps a BalanceWright folder there by itself, and you can open it in the Files app. If you are not signed in, the Backup screen says so rather than claiming a copy it did not make. Your data is never held hostage. Export and backup keep working whether you have paid or not. TRY THE WHOLE THING FIRST Everything works from the moment you install it. Nothing is crippled, grayed out or hidden to push you into paying. The app asks for payment only after you have closed your first statement, so you decide once you have watched it do the exact thing you came for. If you never reconcile, a generous entry limit applies instead. BIG, PLAIN TYPE Built to be read. Large numbers, strong contrast, plain words, no jargon. WHAT IT WILL NEVER DO No bank connection. No budgets, no spending advice, no AI. No ads, no subscription. If a feature would need your register sent to us, it is not going in. ANSWERED BY A REAL PERSON Every review here is read and answered. The support address on this page reaches someone who can actually fix things. Written for anyone who keeps a check register or a checkbook ledger by hand, and wants the same habit on a phone.