HomeBudget Lite (w/ Sync) vs PennyTheWise

Lite version of the HomeBudget software, which is available as a paid application. Limited to 20 expense entries and 10 income entries. -- HomeBudget is an integrated expense tracker designed to help you track your expenses, income, bills-due and account balances. It offers support for budgeting, and allows analysis of your expenses and income, including charts and graphs. Two key differentiating features of HomeBudget are: 1. Integrated set of features. The features within HomeBudget are well integrated such that a bill can become an expense (when you pay for it) and also adjust the account balance at the same time. 2. Family sync. HomeBudget includes Family Sync, an advanced feature that allows a group of devices within the household to exchange expense and income information, and work together within a single budget. Once setup, the devices sync with each other automatically over the air. Family Sync works across all features including Bills and Accounts. Please refer to the Family Sync Quick Start guide at http://www.anishu.com for information on configuring Family Sync. KEY FEATURES: Expenses: - Create/Edit/Delete expenses and recurring expenses - Browse expense entries by month, by category/date with the ability to drill-down - Optionally associate an account and payee with an expense - Attach photo images of receipts; drag and resize images on screen - Support for multiple currencies and automatic exchange rate conversion - Search expense entries Income: - Create/Edit/Delete income and recurring income - Optionally associate an account with the income Bills - Create/Edit/Delete bills and recurring bills - Support for Payees, and track payments by Payee. - Make payment on bills either an as expense or as a transfer (to avoid double accounting your expenses) - Calendar and list view of Bills - Bill reminders Categories and Budget - Create/Edit/Delete expense categories and sub-categories - Set a budget, and track expenses at the category/sub-category level. - Associate icons with the categories and reorder category display order - Budget rollover - Classify expenses into fixed, variable and discretionary and compute your disposable income Accounts - Support for Accounts such as Checking, Savings, Credit, Debit, Cash, etc. - Associate your expense and income entries with your accounts and accurately track account balances. - View transactions, and do transfer between accounts. - Ability to choose a different base currency for each account Reports - Trend chart for Expense, Budget and Income for the last 6 months - Pie/Bar charts for expense break-down (Available in the Expenses screen). - Export data/reports by email or via WiFi Family Sync - Automatically sync multiple devices (iPhone, iPad, iTouch) in the household and see the same numbers on all devices over 3G and WiFi - Work within the same budget with other members of the household Other - Backup/Restore complete application data, including all receipts - Choice of color schemes: blue, iOS, orange - Ability to upload your own list of category icons - Large numeric keypad for expense/income data entry with decimal point placement automatic for your locale/region - HomeBudget follows the locale/region setting on your device and shows date and currency symbols appropriate for your region Visit http://www.anishu.com to see more screenshots, and to download the user guide (PDF, 42 pages).

Your brain lies to you. That "must-have" feeling? It fades. Pennywise proves it — every time. HOW IT WORKS Log the thing you want to buy. Pennywise starts a countdown (24, 48, or 72 hours — your choice). When the time is up, we ask one question: do you still want it? Most people don't. SEE THE REAL PRICE TAG Enter your salary and Pennywise converts every price into hours of your life. That 1,399 SAR headset? 17 hours of work. That 27 SAR matcha? 20 minutes. Prices hit different when you measure them in time. THE THINKY JAR Every impulse goes in the jar. Watch them cool off. Decide when you're ready. Pass on the ones that don't matter. Keep the ones that do — guilt-free. NO JUDGMENT Buying something after waiting isn't a failure — it's an intentional choice. Pennywise celebrates both: the money you saved and the purchases you made thoughtfully. Pennywise is not a budgeting app. It's an impulse killer that lives offline on your phone.