Comparison

İşCep vs Bimasraf

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

İşCep

This mobile banking application provides a comprehensive suite of features for personal and corporate customers. It allows for quick PIN definition, easy banking transactions with English support, and a clear overview of financial status. Users can also withdraw cash via QR code, apply for loans remotely, and locate nearby branches and ATMs.

Highlights
  • Instant PIN definition
  • English language support for transactions
  • Financial status overview
  • QR code ATM cash withdrawal
  • Quick loan application
  • Branch and ATM locator
  • Call center connection
Features
Read full description

İşCep, Turkey's first and the most comprehensive mobile banking app, offers many new and innovative features for personal and corporate customers to ease their everyday life. · Quickly define new customer PIN by using your Customer Number via “Instant PIN” option · Easily perform a wide variety of banking transactions with English support · Take a look at your financial status examining your assets and debt at first glance · Access transactions to be performed with the simple menu structure and option to search transactions · Easily withdraw cash from ATMs (Bankamatiks) using QR Code and from new generation digital ATMs (İşCepMatiks) using QR code or Beacon technology · Apply for a personal loan without visiting branches or signing a document via “Quick Loan” option · Connect directly to “call center” from home page · Find the nearest branch and ATMs via “Nearest İşbank” option · We will integrate with the health app (HealthKit) if you agree to join Geleceğe Orman and give permission to step counter mission to read and track your steps data. Then you can be awarded with daily carbon points to reach the sappling goal. For your comments and suggestions, you can contact us through “Contact Us ”page on isbank.com.tr or İşCepsocial media accounts.

About

Bimasraf

Manage your company's preliminary accounting with this comprehensive mobile and web application. Track daily, weekly, and monthly transactions, expenses, and invoices. Easily create, edit, and share sales invoices, and utilize a receipt scanning system for quick data entry.

Highlights
  • Transaction tracking (daily, weekly, monthly)
  • Expense and invoice management
  • Sales invoice creation and editing
  • E-invoice/e-archive viewing and downloading
  • Receipt scanning system
  • Photo attachment to receipts/invoices
  • Excel export of expenses
Features
Read full description

Bimasraf hesabınızı oluşturduktan sonra işlemlerinizi ister mobil ister Web uygulamamız üzerinden gerçekleştirebilirsiniz. Şirketinizin ön muhasebe yönetimi için ihtiyacınız olan tüm özellikler tek bir uygulamada! Güncel durumunuza her an ulaşın: - Günlük, Haftalık ve Aylık işlemlerinizi veya istediğiniz tarih aralıkğındaki işlemlerinizi görüntüleyebilirsiniz. - Şirketinizin giderlerini ve faturalarını takip edebilirsiniz. Faturalarınızı kolayca yönetin: - Kolayca satış faturası oluşturup düzenleyebilirsiniz. - Faturalarınızı yazdırabilir, e-fatura/e-arşiv faturalarınızı görüntüleyip indirebilir ve istediğiniz ile paylaşabilirsiniz. - Satış faturalarınızı listeleyebilir, listede isme / hizmete göre arama yapabilirsiniz. Gelir ve giderlerinizi dilediğiniz yerden takip edin: - Fiş Okuma Sistemi ile fişlerinizi telefonunuzun kamerası ile okutarak veri girişi yapmadan kaydedebilirsiniz veya el ile sadece 3 adet veri girişi ile saniyeler içinde oluşturabilirsiniz. - Tüm gider kayıtlarınızı görüntüleyebilir ve düzenleyebilirsiniz. - Fiş/faturalarınıza fotoğraf ekleyebilir, yeni fiş/fatura oluşturabilir ve mevcut kayıtlarınızı düzenleyebilirsiniz. -Web uygulaması üzerinden giderlerini excel formatında indirip, muhasebe programlarına giriş için hazır halde elde edebilirsiniz.

Screenshots

İşCep4 screens
Bimasraf4 screens

Verdict

The call

The clearest difference is monetization model: Bimasraf at free against İşCep's free with in-app purchases. Bimasraf also leads on update cadence (every 9 days vs monthly) and review sentiment (76% vs 65%). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

İşCep ships an update monthly, Bimasraf every 9 days. The most recent releases landed on October 19, 2026 and October 15, 2026 respectively.

Scorecard3 real differences · 7 level
İşCep versus Bimasraf: the parameters behind the verdict, then further details
ParameterİşCepBimasraf
PriceFreeFree
Rating4.7 (26K ratings) — better—
Positive reviews64.9% of reviews76.0% of reviews — better
Number of ratings26K — better—
Update frequencyMonthlyEvery 9 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPod, Apple Watch — betteriPhone, iPod
Requires iOS15.0 — better15.1
Further details — not scored
Size557 MB50 MB
Age rating4+4+
DeveloperTürkiye İş Bankası A.Ş.CG BİLGİ YAZILIM VE DANIŞMANLIK LİMİTED ŞİRKETİ

Customer experience

İşCep

All ratings25,962 ratings
Positive92.7%
Neutral2.4%
Negative4.9%
Written reviews609 reviews
Positive64.9%
Neutral4.6%
Negative30.5%

Bimasraf

Written reviews50 reviews
Positive76.0%
Neutral2.0%
Negative22.0%

User reviews

İşCep

From 26K App Store ratings

What we love

  • 👍 Easy to use
  • 🚀 Fast and efficient
  • 🔒 Secure banking
  • 💡 Practical features
  • 👍 User-friendly interface

Room to improve

  • 🐛 Bugs and crashes
  • 🔍 Complicated login process
  • 🔍 Difficult to navigate
  • 🔍 Outdated design
  • 🔍 Unreliable performance

Bimasraf

From App Store reviews

What we love

  • 👍 Easy and understandable
  • 👍 Helpful customer service
  • 👍 Practical accounting application
  • 👍 Smooth and functional
  • 👍 Simple and accessible

Room to improve

  • 🐛 Cannot open income/expense tables
  • 🐛 System logs out directly
  • 🐛 Cannot add invoices
  • 🐛 Cannot see invoices
  • 🐛 Reconciliation delayed on iOS

Bugs and requests

İşCep

Reported bugs

5 issues
  • Login issues for users outside Turkey
  • Frequent crashes and technical problems
  • Inability to update phone number or reactivate app
  • Incorrect account information display
  • Unresponsive customer service

Requested features

5 requests
  • Biometric login (e.g., fingerprint, face recognition)
  • Improved international accessibility
  • Currency conversion and transfer features
  • Dedicated tablet/iPad app
  • Enhanced customer support

Bimasraf

Reported bugs

12 issues
  • Income and expense tables cannot be opened
  • System logs out users
  • Invoices cannot be added or viewed
  • Reconciliation delays on iOS
  • Expense receipts no longer auto-fill
Show 7 more
  • Unable to create expenses
  • Application extremely slow, unable to log in
  • Activation issues after payment
  • Customer service unresponsive
  • Camera and gallery buttons for receipt upload are hidden
  • Incorrect expense uploads cannot be deleted
  • Receipt entry issues with updates

Requested features

2 requests
  • Allow deletion of incorrect expense uploads via the app
  • Increase call center personnel

In-app purchases

None

İşCep

No in-app purchases

None

Bimasraf

No in-app purchases

Questions

Is İşCep free?
İşCep is free to download, with no in-app purchases.
Is Bimasraf free?
Bimasraf is free to download, with no in-app purchases.
Do İşCep or Bimasraf have ads?
Neither İşCep nor Bimasraf shows ads.
Which is updated more often, İşCep or Bimasraf?
İşCep ships an update monthly, and Bimasraf every 9 days. Most recently, İşCep was updated on October 19, 2026 and Bimasraf on October 15, 2026.

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