Comparison

Morningstar Investor vs Tip Calculator₊

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Morningstar Investor

This app provides expert investment analysis and tools to refine your strategy and maximize returns. Monitor markets, access comprehensive data on stocks and funds, track your portfolio, and stay updated with the latest financial news and commentary.

Highlights
  • Portfolio monitoring tools
  • Security search and watchlists
  • Independent analysis and ratings
  • Global market data and index performance
  • Real-time security quotes
  • Top gainers, losers, and active securities
Features
Currently charting
Read full description

Since 1984, Morningstar has served investors with the resources they need to make sound financial decisions. Now you can experience the best of our flagship website with Morningstar Investor’s companion app. Morningstar Investor helps you refine your investing strategy and maximize your returns with our expert analysis and tools. Monitor the markets, access comprehensive investment data covering stocks, funds, ETFs, and CEFs, track your portfolio, and get ahead with the latest commentary, news, and analysis. Users who are registered with Morningstar Investor and Morningstar.com can log in to the mobile app to get seamless access to existing accounts. TOP FEATURES * Tools to monitor your portfolio, search for securities, and add securities to watchlists * Access to comprehensive data alongside our independent analysis and ratings, such as the Morningstar Rating for Stocks, Morningstar Economic Moat Rating, and Morningstar Medalist Rating for funds * Current global market barometers and index performance * Real-time security quotes * Top 10 gainers, losers, and most active securities PRIVACY POLICY: https://members.morningstar.com/memberstpages/PrivacyPolicy.html TERMS OF USE: https://smartphone.morningstar.com/service_p2/public/copyright.html ABOUT MORNINGSTAR, INC. Morningstar, Inc. is a leading provider of independent investment insights in North America, Europe, Australia, and Asia. The Company offers an extensive line of products and solutions that serve a wide range of market participants, including individual and institutional investors in public and private capital markets, financial advisors and wealth managers, asset managers, retirement plan providers and sponsors, and issuers of fixed-income securities. Morningstar provides data and research insights on a wide range of investment offerings, including managed investment products, publicly listed companies, private capital markets, debt securities, and real-time global market data. Morningstar also offers investment management services through its investment advisory subsidiaries, with approximately $294 billion in AUMA as of March 31, 2024. The Company operates through wholly- or majority-owned subsidiaries in 32 countries. For more information, visit https://www.morningstar.com/company/about-us.

About

Tip Calculator₊

This app quickly calculates tips and splits bills accurately, even for complex scenarios. It offers live updates as you type, a custom keypad, and a unique design. All features are free and available offline, prioritizing user privacy with no data collection.

Highlights
  • Live totals as you type
  • Exact bill splitting
  • Adjustable rounding and tip presets
  • Bill history with saved details
  • Shareable receipt export
  • Home and Lock Screen widgets
  • Apple Watch app
Features
Read full description

Tip Calculator₊ is a fast, fully offline tip calculator and bill splitter for iPhone, iPad, and Apple Watch. Totals update live as you type - there's no calculate button and no waiting. Split a bill fairly and see your tip the moment you finish typing. A custom number pad replaces the system keyboard, and a bold, hand-drawn neo-brutalist design makes it feel nothing like a stock calculator app. KEY FEATURES: • Live totals as you type, on every screen, with no calculate button • Exact bill splitting - per-person shares always add up to the total, to the cent • Even splits and weighted splits, for when everyone didn't order the same thing • Adjustable rounding, tip percentage presets, and a custom tip option • Party size stepper for splitting between any number of people • Bill history with place names and a full per-person breakdown for every saved bill • Shareable, themed receipt image export - send a clean summary to anyone • Home Screen and Lock Screen widgets for your last or most frequent bill • A Control Center control for starting a new bill or quick split in one tap • An independent Apple Watch app with its own keypad and complications, so a bill can be entered entirely on your wrist • Multiple accent themes to match your style • Full VoiceOver and Dynamic Type support throughout WHY TIP CALCULATOR₊: Every feature is free, on every device, from the first launch. There's no account to create, no paywall to hit, and no ads. The app never connects to the internet and never collects, stores, or shares any data about you or your bills - everything happens on your device. PERFECT FOR: • Splitting dinner, drinks, or takeout with friends • Dividing shared rent, utilities, or trip expenses • Quick, accurate tips on the go • Anyone who wants a calculator that respects their privacy WORKS WITH: Siri Shortcuts, Home Screen and Lock Screen widgets, Control Center, and Apple Watch - so you can start a bill from wherever you already are. PRICING: 100% free. Every feature, forever. No subscriptions, no in-app purchases, no ads. Download Tip Calculator₊ and split every bill exactly, down to the cent. Privacy Policy: https://pandataps.com/tip-calculator/privacy Terms of Use: https://pandataps.com/tip-calculator/terms

Screenshots

Morningstar Investor4 screens
Tip Calculator₊4 screens

Verdict

The call

The clearest difference is in-app purchases: Tip Calculator₊ at none against Morningstar Investor's 2. Tip Calculator₊ also leads on review sentiment (50% vs 17%). Morningstar Investor's advantage is ratings volume (7K vs 3) and chart position (#197 vs unranked). On price, rating, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Morningstar Investor sells 2 in-app purchases, starting at $34.99 per month. Tip Calculator₊ asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.0 for Morningstar Investor against 4.0 for Tip Calculator₊. That said, the two scores are not equally well evidenced: Morningstar Investor has 7K ratings behind it against 3, so its average is the more settled of the two. Written reviews are what separate them: 17% of Morningstar Investor's written reviews are positive against 50% of Tip Calculator₊'s.

Scorecard6 real differences · 5 level
Morningstar Investor versus Tip Calculator₊: the parameters behind the verdict, then further details
ParameterMorningstar InvestorTip Calculator₊
PriceFreeFree
Rating4.0 (7K ratings)4.0 (3 ratings) — better
Positive reviews16.6% of reviews50.0% of reviews — better
Number of ratings7K — better3
Update frequencyEvery 2 months—
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesFree — better
Best chart rank#197 — better—
DevicesiPhone, iPad, iPodiPhone, iPad, Apple Watch
Requires iOS15.6 — better26.0
Further details — not scored
Size38 MB9 MB
Age rating4+4+
DeveloperMorningstar, Inc.Panda Taps LLC

Customer experience

Morningstar Investor

All ratings7,038 ratings
Positive74.1%
Neutral4.8%
Negative21.2%
Written reviews175 reviews
Positive16.6%
Neutral17.7%
Negative65.7%

Tip Calculator₊

All ratings3 ratings
Positive66.7%
Neutral0.0%
Negative33.3%
Written reviews2 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

Bugs and requests

Morningstar Investor

Reported bugs

4 issues
  • Portfolio data not updating correctly
  • Watchlist management features not working
  • Frequent login issues and errors
  • App freezes and crashes on certain devices

Requested features

4 requests
  • Add ability to edit portfolios and watchlists
  • Implement Face ID/Touch ID for faster login
  • Improve mobile-friendly layout and navigation
  • Expand premium content access within the app

Tip Calculator₊

Not enough reviews yet to summarise bugs or requests.

In-app purchases

2 purchases

Morningstar Investor

Subscriptions2
  • 7 Days Free Then Monthly7 Days trial$34.991 Month
  • 7 Days Free Then Annually7 Days trial$249.991 Year
None

Tip Calculator₊

No in-app purchases

Questions

Is Morningstar Investor free?
Morningstar Investor is free to download, with in-app purchases available.
Is Tip Calculator₊ free?
Tip Calculator₊ is free to download, with no in-app purchases.
Which has better reviews, Morningstar Investor or Tip Calculator₊?
Tip Calculator₊ is rated higher. Morningstar Investor averages 4.0 out of 5 from 7K ratings, while Tip Calculator₊ averages 4.0 from 3 ratings.
Do Morningstar Investor or Tip Calculator₊ have ads?
Neither Morningstar Investor nor Tip Calculator₊ shows ads.

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