Comparison

FidelityAgent ONE vs ChatUWM

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FidelityAgent ONE

Generate buyer estimates and seller net sheets for real estate transactions. This app provides city/county-specific closing cost calculations for professionals. Customize and share client-ready reports via email or print.

Highlights
  • City/County Specific Closing Costs
  • Buyer Estimate Generation
  • Seller Net Sheet Creation
  • Customizable Email/Printouts
  • Real Estate Professional Tool
Features
Currently charting
Read full description

FidelityAgent ONE, brought to you by Fidelity National Title, is City/County Specific Closing Cost app that comes preloaded with calculations and closing costs for Real Estate Professionals. It allows them to easily and quickly generate Buyer Estimates and Seller Net Sheets from their iPhone and iPad. FidelityAgent ONE also allows the user to fully customize email/printouts for their clients. Visit fidelityagent.com for more details. We offer a free 30-day trial for the monthly and yearly subscriptions. The amount will be charged to your iTunes account. Subscriptions purchased in-app renew automatically monthly or yearly depending on your plan. Plan pricing may vary by country. To avoid renewal, you must turn off auto-renew at least 24 hours before your subscription ends. You can turn off auto-renew at any time from your iTunes account settings. Terms of Service: http://palmagent.com/terms/ Privacy Policy: http://palmagent.com/privacy/

About

ChatUWM

This app empowers independent mortgage brokers to manage their business remotely. It provides tools to view loan pipelines, lock loans, check rates, and submit conditions. Brokers can also access UWM's EASE platform, utilize chat support, and manage client requests.

Highlights
  • Loan pipeline management
  • Loan locking and submission
  • Rate checking
  • Scenario creation
  • Chat support
  • Document access
  • Home value estimation
Features
Read full description

ChatUWM By United Wholesale Mortgage, LLC Created exclusively to help independent mortgage brokers manage their business on the go. Get quick access to ChatUWM, UWM’s AI-powered tool featured front and center in the ChatUWM mobile app. From one convenient app, brokers can ask questions, manage their pipeline, price loans, take lock actions, estimate home values, view their EASE Dashboard, stay on top of daily tasks and much more.

Screenshots

FidelityAgent ONE4 screens
ChatUWM4 screens

Verdict

The call

The clearest difference is rating: FidelityAgent ONE at 4.6 against ChatUWM's 3.8. FidelityAgent ONE also leads on review sentiment (81% vs 41%) and chart position (#129 vs unranked). ChatUWM's advantage is in-app purchases (none vs 2) and update cadence (every 3 weeks vs every 2 months). On price, ratings volume, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. FidelityAgent ONE sells 2 in-app purchases, starting at $0.99 per month. ChatUWM asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

FidelityAgent ONE holds the better App Store score, 4.6 against 3.8. Both are backed by a comparable volume of ratings — 181 and 181 respectively. Written reviews point the same way: 81% of FidelityAgent ONE's written reviews are positive against 41% of ChatUWM's.

UpkeepUpdate frequency

FidelityAgent ONE ships an update every 2 months, ChatUWM every 3 weeks. The most recent releases landed on September 25, 2026 and September 26, 2026 respectively.

Scorecard6 real differences · 5 level
FidelityAgent ONE versus ChatUWM: the parameters behind the verdict, then further details
ParameterFidelityAgent ONEChatUWM
PriceFreeFree
Rating4.6 (181 ratings) — better3.8 (181 ratings)
Positive reviews80.5% of reviews — better41.4% of reviews
Number of ratings181181
Update frequencyEvery 2 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesFree — better
Best chart rank#129 — better—
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.016.0
Further details — not scored
Size357 MB91 MB
Age rating9+4+
DeveloperPalmAgent SoftwareUnited Wholesale Mortgage, LLC

Customer experience

FidelityAgent ONE

All ratings181 ratings
Positive91.2%
Neutral0.6%
Negative8.3%
Written reviews77 reviews
Positive80.5%
Neutral0.0%
Negative19.5%

ChatUWM

All ratings178 ratings
Positive68.5%
Neutral3.9%
Negative27.5%
Written reviews58 reviews
Positive41.4%
Neutral3.4%
Negative55.2%

User reviews

FidelityAgent ONE

From 181 App Store ratings

What we love

  • 🚀 Fast calculations and estimates
  • 👍 User-friendly interface
  • 💡 Comprehensive real estate tools
  • ✨ Professional presentation for clients
  • 📱 Mobile accessibility

Room to improve

  • ⚠️ Lockouts requiring rep contact
  • deceptive sales tactics
  • 🔒 Forced interaction with reps
  • 📱 Glitchy on iPhone/iPad
  • 💸 Unfair subscription changes

ChatUWM

From 181 App Store ratings

What we love

  • 👍 All-in-one mortgage professional tool
  • 🚀 Efficient loan management and tracking
  • 💡 Innovative features and continuous improvement
  • 👍 Access to files anytime, anywhere
  • 👍 Streamlines workflow for brokers

Room to improve

  • 😞 Not for homeowners/customers
  • 🐛 CR does not work
  • 🐛 App doesn't work for some users
  • 🐛 Login issues (password errors, not saving logins)
  • 🐛 App crashes

Bugs and requests

FidelityAgent ONE

Reported bugs

7 issues
  • App crashes/shuts down
  • Slow loading on iPad
  • Weird formatting with random letters on iPad
  • Splash screen then closes up and disappears
  • App gets stuck and shuts down
Show 2 more
  • App requires re-validation by a title rep
  • Paid upgrade features limited after update

Requested features

5 requests
  • Expand city/state coverage for Texas (Austin, Round Rock, etc.)
  • Incorporate Title Binder fees for flip clients
  • Allow input of entire web address in marketing graphics
  • Improve iPad formatting and speed
  • Revert to older version with pinpointed icons if possible

ChatUWM

Reported bugs

15 issues
  • CR does not work
  • App doesn't find account
  • App keeps crashing
  • App always logs you out
  • App never saves logins
Show 10 more
  • Cannot login to the app
  • Incorrect password error
  • User ID and password not accepted
  • App pulls up wrong documents
  • Cannot log in after multiple updates
  • Login issues (incorrect username/password)
  • App not working on iOS
  • App not working on mobile devices
  • Mobile website is slow and choppy
  • Cannot access information without a computer

Requested features

11 requests
  • App for homeowners/customers
  • Customer-facing app for payments and loan activity
  • Ability to manage mortgage payments
  • Ability to schedule loan payments
  • User-friendly interface for consumers
Show 6 more
  • Update mobile website for user-friendliness
  • Integrate customer option into the app
  • Facial recognition login
  • Allow selection of payment withdrawal date
  • Change fees in the app
  • Fix document viewing errors

In-app purchases

2 purchases

FidelityAgent ONE

Subscriptions2
  • Monthly1 Month trial$0.991 Month
  • Yearly1 Month trial$9.991 Year
None

ChatUWM

No in-app purchases

Questions

Is FidelityAgent ONE free?
FidelityAgent ONE is free to download, with in-app purchases available.
Is ChatUWM free?
ChatUWM is free to download, with no in-app purchases.
Which has better reviews, FidelityAgent ONE or ChatUWM?
FidelityAgent ONE is rated higher. FidelityAgent ONE averages 4.6 out of 5 from 181 ratings, while ChatUWM averages 3.8 from 181 ratings.
Do FidelityAgent ONE or ChatUWM have ads?
Neither FidelityAgent ONE nor ChatUWM shows ads.
Which is updated more often, FidelityAgent ONE or ChatUWM?
FidelityAgent ONE ships an update every 2 months, and ChatUWM every 3 weeks. Most recently, FidelityAgent ONE was updated on September 25, 2026 and ChatUWM on September 26, 2026.

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