CaixaBankNow・Mobile banking vs Cajalnet
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
CaixaBankNow・Mobile banking
Manage your finances on the go with this mobile banking app. Track accounts and cards, send money instantly with Bizum, and apply for loans. Access all your banking services securely from your smartphone.
- Manage personal finances
- Send money via Bizum
- Track accounts and cards
- Apply for loans and mortgages
- Contract financial products
- View income and expenses
- Locate nearby branches and ATMs
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Download the CaixaBank app and manage your money from your phone, without visiting a branch or ATM. A fast, stable and reliable mobile banking app: access what you use most in seconds and enjoy a smooth experience whenever you need it. With CaixaBank, manage your money independently, every day. With a 4.7* rating on the App Store, more than 90% of users rate us positively. CaixaBank stands out among mobile banking apps with the best reviews in the Spanish market. We listen to our users and build a fast, reliable and hassle-free app. Why is the CaixaBank app different from other banks? Fewer steps, more control Everything you need from your bank, right from your phone. We've redesigned the app to reduce steps and give you more control: transfer money, check your accounts and manage everything without calls or branch visits. Artificial Intelligence built into your everyday banking Includes a smart search powered by semantic and generative AI: find what you need and complete tasks using natural language. Looking for a financial product? An expert AI assistant helps you compare options, answers your questions and helps you choose the one that best suits you. If you'd rather speak to someone, your personal manager takes over without losing context. Cashback: earn money back on your purchases Pay with your CaixaBank card and automatically earn real cash back, with no coupons, codes or hassle. With more than 100 partner brands, cashback is one of our most valued benefits. Facilitea: find the best financing Homes, cars and electronics with the best financing options, all from the app. No paperwork or hassle. Security and reliability without friction Access with biometric authentication (fingerprint and facial recognition) and integrated digital signature. Stable, fast, always up to date A technologically advanced app built for stability, with continuous fixes and improvements. What can I do with the CaixaBank app? - Send money instantly with Bizum directly from the app, quickly and securely, in just 2 steps from your mobile banking app. - Make transfers in 3 steps with built-in verification. - Check and manage your accounts and cards in real time: transactions, categorized spending and personalized alerts to help you stay on top of your money. - Take out more than 40 financial products from one place with AI assistance. Find the best option without calls or branch visits. - Earn money back on every purchase with Cashback. Use your CaixaBank card at more than 100 brands and receive automatic refunds into your account. - Manage your insurance, mortgage, investment funds and loans from your mobile banking app. - Use the AI-powered smart search to answer questions, complete transactions and access what you use most in seconds using natural language. - Find nearby ATMs and branches with the app's built-in map. CaixaBank, an internationally recognized app. Global Finance has recognized CaixaBank as Western Europe's Most Innovative Bank at the Innovators Awards 2026, highlighting the app as one of its key innovations. CaixaBank, your online bank always with you. Easy, simple and fast mobile banking. At CaixaBank, we will process your data to manage your comment and, if we can identify you as a customer, to contact you by phone for the same purpose. For more information about how we process your data and how to exercise your rights, please visit https://www.caixabank.es/particular/general/privacy-policy.html CaixaBank, S.A. is the banking institution that owns this application.
Cajalnet
Manage your banking products securely from your mobile device. Access real-time operations, control your cards, find ATMs, and send/receive payments instantly.
- Securely view account information
- Real-time banking operations
- Dynamically activate/deactivate card usage
- Locate ATMs and branches
- Get directions to locations
- Use Bizum for payments
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Cajalnet es una aplicación de Banca Digital que permite visualizar de forma segura desde un dispositivo móvil la información de los productos contratados por el usuario así como utilizar las operativas disponibles de Cajalmendralejo en tiempo real. Una vez instalada, los clientes podrán acceder, mediante sus claves personales, a las funcionalidades de la Banca Digital, pudiendo gestionar su día a día a través de su teléfono móvil o tablet, incluyendo la posibilidad de “activar” o “desactivar” dinámicamente y al instante la operativa de las tarjetas en distintos ámbitos (cajeros, comercios, internet o pagos fuera de la Unión Europea). La aplicación ofrece un sistema de localización de oficinas de Cajalmendralejo y de los cajeros propios o de otras entidades en los que no se cobra comisión por la utilización de las tarjetas de débito; así como conocer la dirección de la oficina o cajero e incluso la ruta para llegar. Además permite llamar por teléfono directamente a la oficina que desee. Se ofrece también la posibilidad de usar el servicio de Bizum para emitir y recibir pagos entre particulares. [:mav: 2026.08.29]
Screenshots
Verdict
The clearest difference is review sentiment: CaixaBankNow・Mobile banking at 90% against Cajalnet's 20%. Cajalnet's advantage is monetization model (free vs free with in-app purchases). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Both ship on a similar rhythm, roughly monthly. The most recent releases landed on November 10, 2026 and November 2, 2026 respectively.
| Parameter | CaixaBankNow・Mobile banking | Cajalnet |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (4.1K ratings) — better | — |
| Positive reviews | 90.4% of reviews — better | 20.0% of reviews |
| Number of ratings | 4.1K — better | — |
| Update frequency | Monthly | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 16.0 | 15.6 — better |
| Further details — not scored | ||
| Size | 599 MB | 224 MB |
| Age rating | 4+ | 4+ |
| Developer | CaixaBank, S.A. | Cajalmendralejo |
Customer experience
CaixaBankNow・Mobile banking
Cajalnet
Bugs and requests
CaixaBankNow・Mobile banking
Reported bugs
3 issues- Login issues after iOS updates
- Incompatibility with older devices
- Unreliable two-factor authentication
Requested features
4 requests- Improved multi-currency account management
- Integration of payment apps into main app
- Enhanced transaction history and analytics
- Better support for international users
Cajalnet
Not enough reviews yet to summarise bugs or requests.
In-app purchases
CaixaBankNow・Mobile banking
No in-app purchases
Cajalnet
No in-app purchases
Questions
Is CaixaBankNow・Mobile banking free?
Is Cajalnet free?
Do CaixaBankNow・Mobile banking or Cajalnet have ads?
Which is updated more often, CaixaBankNow・Mobile banking or Cajalnet?
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