Comparison

CaixaBankNow・Mobile banking vs Open Young

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CaixaBankNow・Mobile banking

Manage your finances on the go with this mobile banking app. Track accounts and cards, send money instantly with Bizum, and apply for loans. Access all your banking services securely from your smartphone.

Highlights
  • Manage personal finances
  • Send money via Bizum
  • Track accounts and cards
  • Apply for loans and mortgages
  • Contract financial products
  • View income and expenses
  • Locate nearby branches and ATMs
Features
Read full description

Download the CaixaBank app and manage your money from your phone, without visiting a branch or ATM. A fast, stable and reliable mobile banking app: access what you use most in seconds and enjoy a smooth experience whenever you need it. With CaixaBank, manage your money independently, every day. With a 4.7* rating on the App Store, more than 90% of users rate us positively. CaixaBank stands out among mobile banking apps with the best reviews in the Spanish market. We listen to our users and build a fast, reliable and hassle-free app. Why is the CaixaBank app different from other banks? Fewer steps, more control Everything you need from your bank, right from your phone. We've redesigned the app to reduce steps and give you more control: transfer money, check your accounts and manage everything without calls or branch visits. Artificial Intelligence built into your everyday banking Includes a smart search powered by semantic and generative AI: find what you need and complete tasks using natural language. Looking for a financial product? An expert AI assistant helps you compare options, answers your questions and helps you choose the one that best suits you. If you'd rather speak to someone, your personal manager takes over without losing context. Cashback: earn money back on your purchases Pay with your CaixaBank card and automatically earn real cash back, with no coupons, codes or hassle. With more than 100 partner brands, cashback is one of our most valued benefits. Facilitea: find the best financing Homes, cars and electronics with the best financing options, all from the app. No paperwork or hassle. Security and reliability without friction Access with biometric authentication (fingerprint and facial recognition) and integrated digital signature. Stable, fast, always up to date A technologically advanced app built for stability, with continuous fixes and improvements. What can I do with the CaixaBank app? - Send money instantly with Bizum directly from the app, quickly and securely, in just 2 steps from your mobile banking app. - Make transfers in 3 steps with built-in verification. - Check and manage your accounts and cards in real time: transactions, categorized spending and personalized alerts to help you stay on top of your money. - Take out more than 40 financial products from one place with AI assistance. Find the best option without calls or branch visits. - Earn money back on every purchase with Cashback. Use your CaixaBank card at more than 100 brands and receive automatic refunds into your account. - Manage your insurance, mortgage, investment funds and loans from your mobile banking app. - Use the AI-powered smart search to answer questions, complete transactions and access what you use most in seconds using natural language. - Find nearby ATMs and branches with the app's built-in map. CaixaBank, an internationally recognized app. Global Finance has recognized CaixaBank as Western Europe's Most Innovative Bank at the Innovators Awards 2026, highlighting the app as one of its key innovations. CaixaBank, your online bank always with you. Easy, simple and fast mobile banking. At CaixaBank, we will process your data to manage your comment and, if we can identify you as a customer, to contact you by phone for the same purpose. For more information about how we process your data and how to exercise your rights, please visit https://www.caixabank.es/particular/general/privacy-policy.html CaixaBank, S.A. is the banking institution that owns this application.

About

Open Young

This app helps children learn essential financial management skills. They can track expenses, set budgets, complete tasks for rewards, and manage their prepaid card. It's designed for practical and engaging financial education.

Highlights
  • Learn financial basics
  • Track expenses by category
  • Set monthly budgets
  • Complete tasks for rewards
  • Manage prepaid card
  • Mobile payments
Read full description

Con la App Open Young de Openbank tus hijos aprenderán aspectos básicos sobre educación financiera para gestionar de forma responsable su dinero. Podrán aprender a controlar sus gastos, ver todos sus movimientos por categorías mediante gráficos y cumplir tareas que les asignes para recompensarles. ¿Cómo funciona? La App Open Young funciona con la Tarjeta Prepago Mastercard Open Young, que puedes solicitar en openbank.es y en tu App Openbank. Está diseñada para que tu hijo aprenda a administrar sus finanzas de manera práctica y entretenida, a cómo utilizar su tarjeta y a familiarizarse con términos financieros como el ahorro. Además, ¡tu hijo también puede pagar con el móvil! Tan solo tiene que introducir su Tarjeta Open Young en Apple Pay. Si eres cliente de Openbank: • Solicita la Tarjeta Prepago Open Young sin comisiones para tu hijo desde la App Openbank y openbank.es. • Cuando tu hijo reciba la tarjeta, instala la App Open Young en su dispositivo móvil Tablet. • Identifícate con tu clave de acceso de cliente Openbank en la App Open Young de tu hijo para registrarle como usuario. Solo tendrás que hacerlo la primera vez que configures Open Young. ¡Ya está! ¡Podéis empezar a disfrutar Open Young! ¿Qué podéis hacer con Open Young? Desde la App Open Young, tu hijo puede: • Solicitarte la recarga de la Tarjeta Prepago Open Young. • Cumplir las tareas que les propones y premiarle con una paga. • Consultar el saldo disponible en su tarjeta, los movimientos y los gastos realizados, que puede filtrar por categorías y por fecha. • Crear presupuestos mensuales por categoría para que aprendan a controlar sus gastos. Por ejemplo, puede fijarse un presupuesto de 50 € en restaurantes para saber si lo ha superado. • Personalizar la imagen de perfil. • Solicitarte el bloqueo de la tarjeta. Una opción muy útil en caso de que la pierda. Y tú, desde la App Openbank, puedes: • Consultar sus gastos y movimientos de la Tarjeta Open Young. • Aceptar las peticiones que te hace tu hijo y recargar la Tarjeta Prepago Open Young. • Asignarle tareas y recompensarle cuando las cumpla. • Consultar los presupuestos que se ha fijado tu hijo. • Apagar temporalmente, encender y bloquear la Tarjeta Prepago Open Young.

Screenshots

CaixaBankNow・Mobile banking4 screens
Open Young4 screens

Verdict

The call

The clearest difference is review sentiment: CaixaBankNow・Mobile banking at 90% against Open Young's 39%. CaixaBankNow・Mobile banking also leads on rating (4.8 vs 2.3) and ratings volume (4.1K vs 3). Open Young's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (14.0 vs 16.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

CaixaBankNow・Mobile banking holds the better App Store score, 4.8 against 2.3. That said, the two scores are not equally well evidenced: CaixaBankNow・Mobile banking has 4.1K ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 90% of CaixaBankNow・Mobile banking's written reviews are positive against 39% of Open Young's.

UpkeepUpdate frequency

CaixaBankNow・Mobile banking ships an update monthly, Open Young every 4 months. The most recent releases landed on November 1, 2026 and August 15, 2026 respectively.

Scorecard6 real differences · 4 level
CaixaBankNow・Mobile banking versus Open Young: the parameters behind the verdict, then further details
ParameterCaixaBankNow・Mobile bankingOpen Young
PriceFreeFree
Rating4.8 (4.1K ratings) — better2.3 (3 ratings)
Positive reviews90.4% of reviews — better38.8% of reviews
Number of ratings4.1K — better3
Update frequencyMonthly — betterEvery 4 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.014.0 — better
Further details — not scored
Size599 MB215 MB
Age rating4+4+
DeveloperCaixaBank, S.A.Openbank S.A.

Customer experience

CaixaBankNow・Mobile banking

All ratings4,042 ratings
Positive96.5%
Neutral1.1%
Negative2.4%
Written reviews1,717 reviews
Positive90.4%
Neutral1.3%
Negative8.3%

Open Young

All ratings3 ratings
Positive33.3%
Neutral0.0%
Negative66.7%
Written reviews49 reviews
Positive38.8%
Neutral8.2%
Negative53.1%

Bugs and requests

CaixaBankNow・Mobile banking

Reported bugs

3 issues
  • Login issues after iOS updates
  • Incompatibility with older devices
  • Unreliable two-factor authentication

Requested features

4 requests
  • Improved multi-currency account management
  • Integration of payment apps into main app
  • Enhanced transaction history and analytics
  • Better support for international users

Open Young

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

CaixaBankNow・Mobile banking

No in-app purchases

None

Open Young

No in-app purchases

Questions

Is CaixaBankNow・Mobile banking free?
CaixaBankNow・Mobile banking is free to download, with no in-app purchases.
Is Open Young free?
Open Young is free to download, with no in-app purchases.
Which has better reviews, CaixaBankNow・Mobile banking or Open Young?
CaixaBankNow・Mobile banking is rated higher. CaixaBankNow・Mobile banking averages 4.8 out of 5 from 4.1K ratings, while Open Young averages 2.3 from 3 ratings.
Do CaixaBankNow・Mobile banking or Open Young have ads?
Neither CaixaBankNow・Mobile banking nor Open Young shows ads.
Which is updated more often, CaixaBankNow・Mobile banking or Open Young?
CaixaBankNow・Mobile banking ships an update monthly, and Open Young every 4 months. Most recently, CaixaBankNow・Mobile banking was updated on November 1, 2026 and Open Young on August 15, 2026.

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