Comparison

CaixaBankNow・Mobile banking vs Equito App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CaixaBankNow・Mobile banking

Manage your finances on the go with this mobile banking app. Track accounts and cards, send money instantly with Bizum, and apply for loans. Access all your banking services securely from your smartphone.

Highlights
  • Manage personal finances
  • Send money via Bizum
  • Track accounts and cards
  • Apply for loans and mortgages
  • Contract financial products
  • View income and expenses
  • Locate nearby branches and ATMs
Features
Read full description

Download the CaixaBank app and manage your money from your phone, without visiting a branch or ATM. A fast, stable and reliable mobile banking app: access what you use most in seconds and enjoy a smooth experience whenever you need it. With CaixaBank, manage your money independently, every day. With a 4.7* rating on the App Store, more than 90% of users rate us positively. CaixaBank stands out among mobile banking apps with the best reviews in the Spanish market. We listen to our users and build a fast, reliable and hassle-free app. Why is the CaixaBank app different from other banks? Fewer steps, more control Everything you need from your bank, right from your phone. We've redesigned the app to reduce steps and give you more control: transfer money, check your accounts and manage everything without calls or branch visits. Artificial Intelligence built into your everyday banking Includes a smart search powered by semantic and generative AI: find what you need and complete tasks using natural language. Looking for a financial product? An expert AI assistant helps you compare options, answers your questions and helps you choose the one that best suits you. If you'd rather speak to someone, your personal manager takes over without losing context. Cashback: earn money back on your purchases Pay with your CaixaBank card and automatically earn real cash back, with no coupons, codes or hassle. With more than 100 partner brands, cashback is one of our most valued benefits. Facilitea: find the best financing Homes, cars and electronics with the best financing options, all from the app. No paperwork or hassle. Security and reliability without friction Access with biometric authentication (fingerprint and facial recognition) and integrated digital signature. Stable, fast, always up to date A technologically advanced app built for stability, with continuous fixes and improvements. What can I do with the CaixaBank app? - Send money instantly with Bizum directly from the app, quickly and securely, in just 2 steps from your mobile banking app. - Make transfers in 3 steps with built-in verification. - Check and manage your accounts and cards in real time: transactions, categorized spending and personalized alerts to help you stay on top of your money. - Take out more than 40 financial products from one place with AI assistance. Find the best option without calls or branch visits. - Earn money back on every purchase with Cashback. Use your CaixaBank card at more than 100 brands and receive automatic refunds into your account. - Manage your insurance, mortgage, investment funds and loans from your mobile banking app. - Use the AI-powered smart search to answer questions, complete transactions and access what you use most in seconds using natural language. - Find nearby ATMs and branches with the app's built-in map. CaixaBank, an internationally recognized app. Global Finance has recognized CaixaBank as Western Europe's Most Innovative Bank at the Innovators Awards 2026, highlighting the app as one of its key innovations. CaixaBank, your online bank always with you. Easy, simple and fast mobile banking. At CaixaBank, we will process your data to manage your comment and, if we can identify you as a customer, to contact you by phone for the same purpose. For more information about how we process your data and how to exercise your rights, please visit https://www.caixabank.es/particular/general/privacy-policy.html CaixaBank, S.A. is the banking institution that owns this application.

About

Equito App

Invest in real estate with as little as €100 and earn monthly rental income directly in the app. Explore curated property opportunities, receive passive income, and diversify your portfolio digitally. This platform makes real estate investment accessible to everyone.

Highlights
  • Invest in real estate from €100
  • Receive monthly rental income
  • Digital property investment
  • Diversify investments
  • Access real assets
  • Curated property opportunities
Read full description

Invest in real estate from €100 and receive monthly rental income directly in the app. Equito is a real estate investment app that allows anyone to invest in property without needing large amounts of capital. Buy shares in real assets, generate recurring income, and diversify your investments in a 100% digital way. More than 275,000 people have already downloaded Equito to invest easily and transparently. How does it work? 1- Download the app and verify your identity. 2- Explore carefully selected real estate opportunities. 3- Invest from €100. 4- Receive monthly rental income once the property is rented out. What can you earn? - Rental income with a target annual return estimated between 6% and 10%. - Potential long-term property appreciation. Our team analyzes each property by considering location, rental demand, and financial fundamentals. Equito democratizes real estate investing and makes it easy to access real assets directly from your phone. Any other questions? Contact us at contact@equito.app or visit www.equito.app

Screenshots

CaixaBankNow・Mobile banking4 screens
Equito App4 screens

Verdict

The call

The clearest difference is rating: CaixaBankNow・Mobile banking at 4.8 against Equito App's 3.4. CaixaBankNow・Mobile banking also leads on ratings volume (4K vs 17) and review sentiment (90% vs 74%). Equito App's advantage is update cadence (weekly vs monthly). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

CaixaBankNow・Mobile banking holds the better App Store score, 4.8 against 3.4. That said, the two scores are not equally well evidenced: CaixaBankNow・Mobile banking has 4K ratings behind it against 17, so its average is the more settled of the two. Written reviews point the same way: 90% of CaixaBankNow・Mobile banking's written reviews are positive against 74% of Equito App's.

UpkeepUpdate frequency

CaixaBankNow・Mobile banking ships an update monthly, Equito App weekly. Both last shipped on October 25, 2026.

Scorecard4 real differences · 6 level
CaixaBankNow・Mobile banking versus Equito App: the parameters behind the verdict, then further details
ParameterCaixaBankNow・Mobile bankingEquito App
PriceFreeFree
Rating4.8 (4K ratings) — better3.4 (17 ratings)
Positive reviews90.4% of reviews — better73.9% of reviews
Number of ratings4K — better17
Update frequencyMonthlyWeekly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPad — betteriPhone
Requires iOS16.016.0
Further details — not scored
Size599 MB123 MB
Age rating4+4+
DeveloperCaixaBank, S.A.EQUITO APP S.L.

Customer experience

CaixaBankNow・Mobile banking

All ratings4,042 ratings
Positive96.5%
Neutral1.1%
Negative2.4%
Written reviews1,707 reviews
Positive90.4%
Neutral1.3%
Negative8.3%

Equito App

All ratings17 ratings
Positive58.8%
Neutral0.0%
Negative41.2%
Written reviews46 reviews
Positive73.9%
Neutral2.2%
Negative23.9%

User reviews

CaixaBankNow・Mobile banking

From 4K App Store ratings

What we love

  • 👍 Easy to use
  • 🚀 Fast and efficient
  • 🔒 Secure and reliable
  • 💡 Excellent features and functionality
  • 👍 Intuitive and user-friendly interface

Room to improve

  • 🐛 Occasional crashes or glitches
  • 🔍 Navigation could be improved
  • 💰 High fees or charges
  • 🌐 Limited functionality for non-residents

Equito App

From 17 App Store ratings

What we love

  • 👍 Easy to use app
  • 💡 Innovative real estate investment
  • 💰 Good investment returns
  • 🚀 Fast token acquisition
  • 🇪🇸 Investment in Spain

Room to improve

  • 📉 Slow profit growth
  • 💸 High selling commissions
  • 💸 Multiple conversion fees
  • ⏳ Long withdrawal times
  • ❌ Documents refused

Bugs and requests

CaixaBankNow・Mobile banking

Reported bugs

3 issues
  • Login issues after iOS updates
  • Incompatibility with older devices
  • Unreliable two-factor authentication

Requested features

4 requests
  • Improved multi-currency account management
  • Integration of payment apps into main app
  • Enhanced transaction history and analytics
  • Better support for international users

Equito App

Reported bugs

5 issues
  • Documents refused
  • App not functioning
  • Identity document validation issues
  • App not opening
  • Money stuck until pool fills

Requested features

5 requests
  • Improve withdrawal speed
  • Clarify investment risks
  • Agilize token liquidation (selling)
  • Improve goals section and simulator accuracy
  • Add more investment properties

In-app purchases

None

CaixaBankNow・Mobile banking

No in-app purchases

None

Equito App

No in-app purchases

Questions

Is CaixaBankNow・Mobile banking free?
CaixaBankNow・Mobile banking is free to download, with no in-app purchases.
Is Equito App free?
Equito App is free to download, with no in-app purchases.
Which has better reviews, CaixaBankNow・Mobile banking or Equito App?
CaixaBankNow・Mobile banking is rated higher. CaixaBankNow・Mobile banking averages 4.8 out of 5 from 4K ratings, while Equito App averages 3.4 from 17 ratings.
Do CaixaBankNow・Mobile banking or Equito App have ads?
Neither CaixaBankNow・Mobile banking nor Equito App shows ads.
Which is updated more often, CaixaBankNow・Mobile banking or Equito App?
CaixaBankNow・Mobile banking ships an update monthly, and Equito App weekly. Most recently, CaixaBankNow・Mobile banking was updated on October 25, 2026 and Equito App on October 25, 2026.

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