Comparison

CaixaBankNow・Mobile banking vs Mutuactivos

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CaixaBankNow・Mobile banking

Manage your finances on the go with this mobile banking app. Track accounts and cards, send money instantly with Bizum, and apply for loans. Access all your banking services securely from your smartphone.

Highlights
  • Manage personal finances
  • Send money via Bizum
  • Track accounts and cards
  • Apply for loans and mortgages
  • Contract financial products
  • View income and expenses
  • Locate nearby branches and ATMs
Features
Read full description

Download the CaixaBank app and manage your money from your phone, without visiting a branch or ATM. A fast, stable and reliable mobile banking app: access what you use most in seconds and enjoy a smooth experience whenever you need it. With CaixaBank, manage your money independently, every day. With a 4.7* rating on the App Store, more than 90% of users rate us positively. CaixaBank stands out among mobile banking apps with the best reviews in the Spanish market. We listen to our users and build a fast, reliable and hassle-free app. Why is the CaixaBank app different from other banks? Fewer steps, more control Everything you need from your bank, right from your phone. We've redesigned the app to reduce steps and give you more control: transfer money, check your accounts and manage everything without calls or branch visits. Artificial Intelligence built into your everyday banking Includes a smart search powered by semantic and generative AI: find what you need and complete tasks using natural language. Looking for a financial product? An expert AI assistant helps you compare options, answers your questions and helps you choose the one that best suits you. If you'd rather speak to someone, your personal manager takes over without losing context. Cashback: earn money back on your purchases Pay with your CaixaBank card and automatically earn real cash back, with no coupons, codes or hassle. With more than 100 partner brands, cashback is one of our most valued benefits. Facilitea: find the best financing Homes, cars and electronics with the best financing options, all from the app. No paperwork or hassle. Security and reliability without friction Access with biometric authentication (fingerprint and facial recognition) and integrated digital signature. Stable, fast, always up to date A technologically advanced app built for stability, with continuous fixes and improvements. What can I do with the CaixaBank app? - Send money instantly with Bizum directly from the app, quickly and securely, in just 2 steps from your mobile banking app. - Make transfers in 3 steps with built-in verification. - Check and manage your accounts and cards in real time: transactions, categorized spending and personalized alerts to help you stay on top of your money. - Take out more than 40 financial products from one place with AI assistance. Find the best option without calls or branch visits. - Earn money back on every purchase with Cashback. Use your CaixaBank card at more than 100 brands and receive automatic refunds into your account. - Manage your insurance, mortgage, investment funds and loans from your mobile banking app. - Use the AI-powered smart search to answer questions, complete transactions and access what you use most in seconds using natural language. - Find nearby ATMs and branches with the app's built-in map. CaixaBank, an internationally recognized app. Global Finance has recognized CaixaBank as Western Europe's Most Innovative Bank at the Innovators Awards 2026, highlighting the app as one of its key innovations. CaixaBank, your online bank always with you. Easy, simple and fast mobile banking. At CaixaBank, we will process your data to manage your comment and, if we can identify you as a customer, to contact you by phone for the same purpose. For more information about how we process your data and how to exercise your rights, please visit https://www.caixabank.es/particular/general/privacy-policy.html CaixaBank, S.A. is the banking institution that owns this application.

About

Mutuactivos

Manage your investment products and stay updated on financial markets. Access daily updated financial assets, investment performance, and product information. Contact your advisor and schedule appointments easily.

Highlights
  • Manage investment products
  • Track financial markets
  • View daily updated assets
  • Monitor investment performance
  • Access product information
  • Contact personal advisor
  • Schedule office appointments
Features
Read full description

Con la aplicación de Mutuactivos, podrás informarte y gestionar tus productos de inversión ofrecidos por Mutua Madrileña, además de estar al día sobre los mercados financieros, tanto nacionales como internacionales. Mutuactivos, la gestora multiproducto para finanzas de Mutua Madrileña, te ofrece información sobre la previsión económica teniendo en cuenta tus productos contratados, sean seguros de ahorro, fondos de inversión o planes de pensiones. Desde la aplicación, ponemos a tu servicio los siguientes servicios: - Consultar rápida e intuitivamente tus finanzas personales y activos financieros actualizados a diario.
- Información actualizada de valores liquidativos, rentabilidades y tus inversiones.
- Gráficas de rentabilidades y evolución de tus productos de inversión.
- Información de la gama de productos de inversión y ahorro de Mutuactivos: Fondos de inversión, seguros de ahorro y planes de pensiones.
- Información de tus contratos y operaciones.
- Información de promociones, novedades del mercado financiero y eventos de Mutuactivos.
- Documentación legal y periódica de tus activos financieros.
- Información de contacto y oficinas de Mutuactivos. Además, podrás pedir una cita en las diferentes oficinas.
- Contactar a tu asesor personal y realizar las consultas que desees.
- Acceso a la App a través de la huella digital o reconocimiento facial. Descarga la App de Mutuactivos y disfruta de todas las ventajas que puede aportar a tus finanzas personales.

Screenshots

CaixaBankNow・Mobile banking4 screens
Mutuactivos4 screens

Verdict

The call

CaixaBankNow・Mobile banking and Mutuactivos both sit at 4.8 stars, but that hides the real split: 90% of CaixaBankNow・Mobile banking's written reviews are positive against 26% of Mutuactivos's. CaixaBankNow・Mobile banking also leads on ratings volume (4.1K vs 1). Mutuactivos's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (14.0 vs 16.0). On price, rating, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Mutuactivos holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: CaixaBankNow・Mobile banking has 4.1K ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 90% of CaixaBankNow・Mobile banking's written reviews are positive against 26% of Mutuactivos's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

CaixaBankNow・Mobile banking ships an update monthly, Mutuactivos every 6 weeks. The most recent releases landed on October 29, 2026 and October 23, 2026 respectively.

Scorecard4 real differences · 6 level
CaixaBankNow・Mobile banking versus Mutuactivos: the parameters behind the verdict, then further details
ParameterCaixaBankNow・Mobile bankingMutuactivos
PriceFreeFree
Rating4.8 (4.1K ratings)5.0 (1 ratings) — better
Positive reviews90.4% of reviews — better25.5% of reviews
Number of ratings4.1K — better1
Update frequencyMonthly — betterEvery 6 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.014.0 — better
Further details — not scored
Size599 MB96 MB
Age rating4+4+
DeveloperCaixaBank, S.A.Mutua Madrileña

Customer experience

CaixaBankNow・Mobile banking

All ratings4,042 ratings
Positive96.5%
Neutral1.1%
Negative2.4%
Written reviews1,717 reviews
Positive90.4%
Neutral1.3%
Negative8.3%

Mutuactivos

Written reviews47 reviews
Positive25.5%
Neutral0.0%
Negative74.5%

Bugs and requests

CaixaBankNow・Mobile banking

Reported bugs

3 issues
  • Login issues after iOS updates
  • Incompatibility with older devices
  • Unreliable two-factor authentication

Requested features

4 requests
  • Improved multi-currency account management
  • Integration of payment apps into main app
  • Enhanced transaction history and analytics
  • Better support for international users

Mutuactivos

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

CaixaBankNow・Mobile banking

No in-app purchases

None

Mutuactivos

No in-app purchases

Questions

Is CaixaBankNow・Mobile banking free?
CaixaBankNow・Mobile banking is free to download, with no in-app purchases.
Is Mutuactivos free?
Mutuactivos is free to download, with no in-app purchases.
Which has better reviews, CaixaBankNow・Mobile banking or Mutuactivos?
Mutuactivos is rated higher. CaixaBankNow・Mobile banking averages 4.8 out of 5 from 4.1K ratings, while Mutuactivos averages 5.0 from 1 ratings.
Do CaixaBankNow・Mobile banking or Mutuactivos have ads?
Neither CaixaBankNow・Mobile banking nor Mutuactivos shows ads.
Which is updated more often, CaixaBankNow・Mobile banking or Mutuactivos?
CaixaBankNow・Mobile banking ships an update monthly, and Mutuactivos every 6 weeks. Most recently, CaixaBankNow・Mobile banking was updated on October 29, 2026 and Mutuactivos on October 23, 2026.

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