Meter Readings vs Mortgage Calculator+

Apple's iPad APP OF THE WEEK (UK and Ireland), March 2011 AppStore Rewind 2011, one of Apple's favourite iPhone finance apps of 2011 (UK and Ireland) Closely monitor your household energy and water usage and the chances are you will SAVE MONEY! This useful application makes it easy to monitor your household utility meters. Once you start entering readings, your usage, costs and savings are calculated and displayed in easy to visualise graphs. KEY FEATURES - Monitor up to five separate meters, e.g. electricity, gas, water, solar ... etc - Quick entry of readings, as often as you like - Use the rear-facing torch/flashlight when reading your meters (if your device has one) - Local reminders so you don't forget to enter your readings - Displays usage and costs for the latest readings period, and compares this with your average or previous year - Plots graphs of usage and costs per day, week, month, quarter or year, so that you can visualise changes over time, e.g. against the previous year - Multiple colour themes (black, red, blue, green ... etc) - Import historical readings from a CSV file - Backup your data and sync it between devices by email, AirDrop, Dropbox or iCloud - Export your readings as a CSV file for easy import into a spreadsheet - Universal app, works on the iPhone, iPod Touch and iPad METERS, CURRENCY AND RATES - User configurable units, so the app could be used for other types of measurement - Support for meters that count up (e.g. electricity, gas, water ... etc) or down (e.g. oil) - Uses the currency from your device's region setting, but you can override this per meter (e.g. for holiday homes) - Handles a wide range of rates and charges, e.g. fixed or time based rates, per-unit rates, stepped rates for up to 12 levels, Economy 7/10, time of day meters ... etc BILLS - Check your bills by comparing any pair of readings (e.g. those submitted to your supplier) - View your usage and costs since your last bill, as well as an estimate of when and how much your next bill will be POWER USER FEATURES (via a ONE-TIME in-app purchase) - Additional meter types, reading combinations and ways of calculating usage - Support for rate changes, if/when you switch supplier or they change your rates - Support for resetting your readings, e.g. if you get a replacement meter - Automatic backups to iCloud PRO USER FEATURES (via a ONE-TIME in-app purchase) - Removes the restriction on meter numbers, e.g. for landlords, businesses and professionals SUPPORT Please use the link to my support page from the AppStore page or from the app itself (or simply go to http://grahamhaley.co.uk/meters/. Alternatively, contact me directly via my support pages and you will get a quick response.

Mortgage Calculator helps you understand the real cost of a mortgage before you commit. Enter the property price, deposit, interest rate and term to get a clear breakdown of your mortgage. Switch between repayment and interest-only, test monthly overpayments, and see how your balance falls over time. The app is built to be fast, simple and genuinely useful, whether you are buying your first home, comparing deals or checking how much overpaying could save you. Features: • Calculate monthly or annual mortgage costs • Compare repayment and interest-only mortgages • See loan amount, deposit share and loan-to-value instantly • Estimate total interest paid across the term • Add monthly overpayments and see the time and interest saved • View a clear visual payment split and balance trajectory • Include monthly fees for a more realistic cost view • Check payment size against annual income for a quick affordability sense-check • Saves your last-used values for faster repeat calculations Mortgage Calculator is designed for quick estimates and planning. It does not provide financial advice, mortgage advice or lender-specific affordability decisions.