iEasyMortgage vs Paynix
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
iEasyMortgage
Calculate your potential loan capital based on your desired monthly payment, or determine your monthly installment based on the loan amount and term. This tool helps you understand borrowing capacity and repayment schedules.
- Calculate loan capital
- Calculate monthly installment
- Adjust loan term
- Determine borrowing capacity
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Plan your mortgage with iRataMutuo. Calculate monthly payments, compare loan terms and see how interest costs and loan amounts change. • Calculate your monthly payment from the loan amount, annual nominal interest rate and term. • Estimate the loan amount corresponding to your preferred monthly payment. • Estimate indicative household income needs, taking other debt payments into account. • Start from your income to estimate an affordable payment and corresponding loan amount. • Save simulations on your device, add notes and compare up to three scenarios. • Explore the amortization schedule, with principal, interest, remaining balance, charts and annual summaries. • Simulate early repayment to reduce the payment or shorten the term. • Compare your current mortgage with a mortgage transfer scenario. • Plan your home-buying budget with savings, down payment and estimated expenses. • Export PDF reports and share your results. Clear colours and icons help distinguish loan amounts, interest and income. No account is required to calculate or save simulations. Results are indicative estimates, not financing offers or guarantees of approval. Mortgage calculations assume a constant interest rate and monthly payments. Fees and insurance are excluded unless entered in the dedicated tools. Mortgage transfer information refers to the Italian context.
Paynix
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Paynix helps you manage subscriptions, financing plans, and recurring expenses in one place. With a simple and intuitive interface, you can keep track of payments, renewals, and due dates, get a clear overview of your spending, and organize your everyday finances more easily. Key Features • Manage subscriptions, financing plans, and recurring expenses • Keep track of renewals and upcoming due dates • View your expenses in a clear and organized way • Get reminders so you never miss a payment • Check your payment and due date calendar • Use Nix to interact with Paynix more easily • Landscape mode support • Available in Italian, English, and German • No registration required Privacy First Paynix is designed with privacy as a priority. Your data stays on your device and is never sold or shared with third parties. Simple, yet complete Paynix is designed to give you exactly what you need: less clutter, more control, and a clear view of your recurring expenses. All your recurring expenses, in one place.
Screenshots
Verdict
The clearest difference is ads: Paynix at none against iEasyMortgage's shown. Paynix also leads on update cadence (every 5 days vs every 9 months). iEasyMortgage's advantage is iOS requirement (16.0 vs 26.0). On price, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
iEasyMortgage ships an update every 9 months, Paynix every 5 days. The most recent releases landed on October 23, 2026 and October 24, 2026 respectively.
| Parameter | iEasyMortgage | Paynix |
|---|---|---|
| Price | Free | Free |
| Rating | 3.0 (1 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 1 — better | — |
| Update frequency | Every 9 months | Every 5 days — better |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Ad-supported | — |
| Devices | iPhone, iPad | iPhone, Apple Watch |
| Requires iOS | 16.0 — better | 26.0 |
| Further details — not scored | ||
| Size | 29 MB | 40 MB |
| Age rating | 4+ | 4+ |
| Developer | Tel.Net srl | Matteo Carachino |
In-app purchases
iEasyMortgage
No in-app purchases
Paynix
No in-app purchases









