Comparison

Leumi vs Reflect

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Leumi

Manage your finances and banking needs with this advanced mobile application. Perform transactions, deposit checks, order cards, and access personalized insights. Get support through AI chat or directly from your banker.

Highlights
  • Open bank accounts digitally
  • Transfer money and deposit checks
  • Manage credit cards and savings
  • Exchange foreign currency
  • AI-powered customer support
  • Direct banker communication
  • Multilingual support (Hebrew, English, Arabic, Russian, French)
Features
Read full description

Only No. 1 can bring you Israel’s most advanced banking app: meet the Leumi app. With the Leumi app, you can open a bank account, get the service you need, and manage your finances easily – anytime, anywhere. Get a clear, up-to-date overview of your account, along with smart, personalized insights right on your home screen. What can you do in the Leumi app? Transfer money, deposit checks, order credit cards, manage deposits and savings, exchange foreign currency, and access a wide range of other banking services – all directly from the app. How can you get help in the app? Our smart AI chat can help you find information and carry out a variety of banking activities quickly and easily. And whenever you need personal assistance, you can contact your banker directly through the chat for friendly, human support. Which language do you prefer to bank in? Leumi is the only banking app in Israel available in Hebrew, English, Arabic, Russian, and French – so you can manage your account in the language that’s most comfortable for you. Not a Leumi customer yet? You can open a Leumi account directly from the app with a simple, fully digital process that takes just a few minutes. Invest in the capital markets? Download the Leumi Trade app and enjoy a new, advanced trading experience.

About

Reflect

Manage your finances and lifestyle needs with this comprehensive banking app. Send, spend, and save money, shop with a one-click checkout, and automate your savings goals. Earn rewards and prizes through various activities.

Highlights
  • Digital Wallet Account
  • Personalized Marketplace
  • Flexible Top-ups & Withdrawals
  • Loyalty Points & Cash Rewards
  • Instant Payments & Bill Pay
  • Automated Saving Spaces
  • Spin & Win Prizes
  • Digital Account Opening
Features
Read full description

Reflect is your place for all lifestyle and banking needs. It is your everyday app, where you can send, spend, and save money. Keep track of all aspects of your life with Reflect! What does reflect offer? 1- A digital Wallet Account: One place for spending, managing and saving money. 2- Marketplace: Personalized shopping with a one-click checkout experience. 3- Top-ups & withdrawals: Flexible funding options and cash withdrawal from any of Arab Bank's ATMs. 4- Loyalty: Redeem Points & Earn Cash from spins, transactions, and unlocking new features. 5- Payments: Payback a friend, pay your bills & request money within seconds. 6- Saving Spaces: Put your savings on auto-pilot to make all your goals a reality! 7- Spin & Win: Spin the wheel and win amazing valuable prizes frequently! 8- Onboarding: Open your wallet account digitally Just by using your phone number and selfie Arab Bank’s headquarters are located, in Amman, Jordan, at Shmeisani, Pr. Shaker St, Building 8.

Screenshots

Leumi4 screens
Reflect4 screens

Verdict

The call

The clearest difference is rating: Leumi at 4.5 against Reflect's 3.5. Leumi also leads on ratings volume (1.3K vs 307). Reflect's advantage is ads (none vs shown) and monetization model (free vs ad-supported). On price, review sentiment, update cadence and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Leumi holds the better App Store score, 4.5 against 3.5. Both are backed by a comparable volume of ratings — 1.3K and 307 respectively. Written reviews complicate that: 16% of Leumi's written reviews are positive against 21% of Reflect's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Leumi ships an update every 3 weeks, Reflect monthly. The most recent releases landed on September 25, 2026 and September 21, 2026 respectively.

Scorecard4 real differences · 6 level
Leumi versus Reflect: the parameters behind the verdict, then further details
ParameterLeumiReflect
PriceFreeFree
Rating4.5 (1.3K ratings) — better3.5 (307 ratings)
Positive reviews15.6% of reviews21.1% of reviews — better
Number of ratings1.3K — better307
Update frequencyEvery 3 weeks — betterMonthly
AdsYesNo — better
In-app purchasesNoNo
MonetizationAd-supportedFree — better
DevicesiPhone, iPod, Apple Watch — betteriPhone, iPad
Requires iOS15.1 — better16.0
Further details — not scored
Size412 MB532 MB
Age rating4+4+
DeveloperBank Leumi LtdArab Bank PLC

Customer experience

Leumi

All ratings1,335 ratings
Positive87.3%
Neutral2.6%
Negative10.1%
Written reviews64 reviews
Positive15.6%
Neutral4.7%
Negative79.7%

Reflect

All ratings307 ratings
Positive60.3%
Neutral5.5%
Negative34.2%
Written reviews57 reviews
Positive21.1%
Neutral10.5%
Negative68.4%

Bugs and requests

Leumi

Reported bugs

4 issues
  • Login and authentication problems
  • Inability to complete transactions
  • Inconsistent app behavior
  • Compatibility issues with newer devices

Requested features

6 requests
  • English language support
  • Face ID/Touch ID integration
  • Improved responsive design
  • Deposit check functionality
  • Cryptocurrency support
Show 1 more
  • Multilingual capabilities

Reflect

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Leumi

No in-app purchases

None

Reflect

No in-app purchases

Questions

Is Leumi free?
Leumi is free to download, with no in-app purchases.
Is Reflect free?
Reflect is free to download, with no in-app purchases.
Which has better reviews, Leumi or Reflect?
Leumi is rated higher. Leumi averages 4.5 out of 5 from 1.3K ratings, while Reflect averages 3.5 from 307 ratings.
Do Leumi or Reflect have ads?
Leumi shows ads; Reflect does not.
Which is updated more often, Leumi or Reflect?
Leumi ships an update every 3 weeks, and Reflect monthly. Most recently, Leumi was updated on September 25, 2026 and Reflect on September 21, 2026.

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