SELCO Community Credit Union vs Peak Credit Union
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SELCO Community Credit Union
Manage your finances on the go with this app. Access accounts 24/7, view transactions, apply for loans, and deposit checks using your phone's camera. Secure your cards, schedule payments, and track budgets with alerts and live chat support.
- 24/7 account access
- View balances and transaction history
- Apply for loans
- Mobile check deposit
- Schedule bill payments
- Transfer funds
- Card security controls
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SELCO Community Credit Union’s free mobile banking app for Apple gives you full access to your accounts and financial tools on your schedule. Easy account access • Get 24/7 account access to all your SELCO accounts – personal or business • View balances and transaction history • Open a new account or apply for a loan • Secure your cards by turning them off when not in use Quick transactions • Schedule automatic or one-time bill payments • Make recurring and principal loan payments • Transfer funds between SELCO accounts or to other institutions • Deposit checks with your phone’s camera Resources and support • Live chat or schedule appointments with SELCO experts • Find nearby locations and free ATMs • Set spending limits, transaction and fraud alerts, and travel notifications • Create and track budgets and goals Safe and Secure • Enable Face or Touch ID (if available on your device) • Multi-layered authentication with modern options like Push • Monitoring for unusual activity Questions? For more info on SELCO’s free mobile app, visit selco.org/digital-banking. Answers to frequently asked questions are also available within the app. SELCO Community Credit Union is federally insured by the NCUA.
Peak Credit Union
Manage your finances conveniently from your mobile device. Check balances, transfer funds, view transaction history, and deposit checks. Stay informed with transaction alerts and easily locate branches and ATMs.
- Check account balances
- Transfer funds
- View transaction history
- Mobile check deposit
- Secure messaging
- ATM and branch locator
- Transaction alerts
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Peak Credit Union's free digital banking app puts everything you need in the palm of your hand: - Check balances 24/7 - View pending transactions - Create, approve, cancel or view funds transfers - View transaction history - Send and receive secure messages - Access branch hours and locate ATMs - Monitor transactions with alerts—fight fraud with quick review of accounts - Deposit checks from your mobile device Learn more at peakcu.org/digital
Screenshots
Verdict
The clearest difference is rating: SELCO Community Credit Union at 4.8 against Peak Credit Union's 3.9. SELCO Community Credit Union also leads on review sentiment (73% vs 53%) and ratings volume (13K vs 2.2K). Peak Credit Union's advantage is update cadence (every 3 months vs every 8 months). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
SELCO Community Credit Union holds the better App Store score, 4.8 against 3.9. That said, the two scores are not equally well evidenced: SELCO Community Credit Union has 13K ratings behind it against 2.2K, so its average is the more settled of the two. Written reviews point the same way: 73% of SELCO Community Credit Union's written reviews are positive against 53% of Peak Credit Union's.
SELCO Community Credit Union ships an update every 8 months, Peak Credit Union every 3 months. The most recent releases landed on September 24, 2026 and September 22, 2026 respectively.
| Parameter | SELCO Community Credit Union | Peak Credit Union |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (13K ratings) — better | 3.9 (2.2K ratings) |
| Positive reviews | 72.6% of reviews — better | 52.6% of reviews |
| Number of ratings | 13K — better | 2.2K |
| Update frequency | Every 8 months | Every 3 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, Apple Watch | iPhone, iPad, Apple Watch |
| Requires iOS | 16.0 | 16.0 |
| Further details — not scored | ||
| Size | 40 MB | 45 MB |
| Age rating | 4+ | 4+ |
| Developer | SELCO Community Credit Union | Peak Credit Union |
Customer experience
SELCO Community Credit Union
Peak Credit Union
User reviews
SELCO Community Credit Union
From 13K App Store ratingsWhat we love
- 🚀 Easy to use
- 🔒 Secure banking
- 👍 Great customer service
- 💡 Useful features like card controls
- 👍 Smooth app experience
Room to improve
- 🐛 Inconsistent mobile deposit functionality
- 🐛 Bugs and glitches after recent update
- 🔒 Privacy concerns with new tracking
- 🐛 Login and account access issues
- 🔋 Drains battery quickly
Peak Credit Union
From 2.2K App Store ratingsWhat we love
- 👍 User-friendly interface
- 💡 Ability to see all accounts in one place
- 🚀 Streamlined experience
- ♥️ Beautiful branding and design
Room to improve
- 🐛 Slow loading times
- 🤔 Confusing and bulky interface
- 🔀 Disruptive rebrand and migration
Bugs and requests
SELCO Community Credit Union
Reported bugs
4 issues- Black screen when trying to deposit checks
- Inability to transfer between accounts
- Incorrect account balance displays
- Frequent app crashes and freezes
Requested features
5 requests- Ability to customize app interface
- Add budgeting and money management tools
- Improve mobile check deposit process
- Bring back Face ID/Touch ID login
- Add international transaction support
Peak Credit Union
Reported bugs
2 issues- Unable to see transactions
- Accounts not accessible over the weekend
Requested features
2 requests- Link to 2FA authenticator app
- Copy layout of previous TwinStar app
In-app purchases
SELCO Community Credit Union
No in-app purchases
Peak Credit Union
No in-app purchases
Questions
Is SELCO Community Credit Union free?
Is Peak Credit Union free?
Which has better reviews, SELCO Community Credit Union or Peak Credit Union?
Do SELCO Community Credit Union or Peak Credit Union have ads?
Which is updated more often, SELCO Community Credit Union or Peak Credit Union?
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