Comparison

SELCO Community Credit Union vs Peak Credit Union

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SELCO Community Credit Union

Manage your finances on the go with this app. Access accounts 24/7, view transactions, apply for loans, and deposit checks using your phone's camera. Secure your cards, schedule payments, and track budgets with alerts and live chat support.

Highlights
  • 24/7 account access
  • View balances and transaction history
  • Apply for loans
  • Mobile check deposit
  • Schedule bill payments
  • Transfer funds
  • Card security controls
Features
Read full description

SELCO Community Credit Union’s free mobile banking app for Apple gives you full access to your accounts and financial tools on your schedule. Easy account access • Get 24/7 account access to all your SELCO accounts – personal or business • View balances and transaction history • Open a new account or apply for a loan • Secure your cards by turning them off when not in use Quick transactions • Schedule automatic or one-time bill payments • Make recurring and principal loan payments • Transfer funds between SELCO accounts or to other institutions • Deposit checks with your phone’s camera Resources and support • Live chat or schedule appointments with SELCO experts • Find nearby locations and free ATMs • Set spending limits, transaction and fraud alerts, and travel notifications • Create and track budgets and goals Safe and Secure • Enable Face or Touch ID (if available on your device) • Multi-layered authentication with modern options like Push • Monitoring for unusual activity Questions? For more info on SELCO’s free mobile app, visit selco.org/digital-banking. Answers to frequently asked questions are also available within the app. SELCO Community Credit Union is federally insured by the NCUA.

About

Peak Credit Union

Manage your finances conveniently from your mobile device. Check balances, transfer funds, view transaction history, and deposit checks. Stay informed with transaction alerts and easily locate branches and ATMs.

Highlights
  • Check account balances
  • Transfer funds
  • View transaction history
  • Mobile check deposit
  • Secure messaging
  • ATM and branch locator
  • Transaction alerts
Read full description

Peak Credit Union's free digital banking app puts everything you need in the palm of your hand: - Check balances 24/7 - View pending transactions - Create, approve, cancel or view funds transfers - View transaction history - Send and receive secure messages - Access branch hours and locate ATMs - Monitor transactions with alerts—fight fraud with quick review of accounts - Deposit checks from your mobile device Learn more at peakcu.org/digital

Screenshots

SELCO Community Credit Union4 screens
Peak Credit Union3 screens

Verdict

The call

The clearest difference is rating: SELCO Community Credit Union at 4.8 against Peak Credit Union's 3.9. SELCO Community Credit Union also leads on review sentiment (73% vs 53%) and ratings volume (13K vs 2.2K). Peak Credit Union's advantage is update cadence (every 3 months vs every 8 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

SELCO Community Credit Union holds the better App Store score, 4.8 against 3.9. That said, the two scores are not equally well evidenced: SELCO Community Credit Union has 13K ratings behind it against 2.2K, so its average is the more settled of the two. Written reviews point the same way: 73% of SELCO Community Credit Union's written reviews are positive against 53% of Peak Credit Union's.

UpkeepUpdate frequency

SELCO Community Credit Union ships an update every 8 months, Peak Credit Union every 3 months. The most recent releases landed on September 24, 2026 and September 22, 2026 respectively.

Scorecard4 real differences · 6 level
SELCO Community Credit Union versus Peak Credit Union: the parameters behind the verdict, then further details
ParameterSELCO Community Credit UnionPeak Credit Union
PriceFreeFree
Rating4.8 (13K ratings) — better3.9 (2.2K ratings)
Positive reviews72.6% of reviews — better52.6% of reviews
Number of ratings13K — better2.2K
Update frequencyEvery 8 monthsEvery 3 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, Apple WatchiPhone, iPad, Apple Watch
Requires iOS16.016.0
Further details — not scored
Size40 MB45 MB
Age rating4+4+
DeveloperSELCO Community Credit UnionPeak Credit Union

Customer experience

SELCO Community Credit Union

All ratings11,712 ratings
Positive97.7%
Neutral1.5%
Negative0.8%
Written reviews113 reviews
Positive72.6%
Neutral10.6%
Negative16.8%

Peak Credit Union

All ratings1,520 ratings
Positive66.8%
Neutral6.0%
Negative27.2%
Written reviews445 reviews
Positive52.6%
Neutral6.7%
Negative40.7%

User reviews

SELCO Community Credit Union

From 13K App Store ratings

What we love

  • 🚀 Easy to use
  • 🔒 Secure banking
  • 👍 Great customer service
  • 💡 Useful features like card controls
  • 👍 Smooth app experience

Room to improve

  • 🐛 Inconsistent mobile deposit functionality
  • 🐛 Bugs and glitches after recent update
  • 🔒 Privacy concerns with new tracking
  • 🐛 Login and account access issues
  • 🔋 Drains battery quickly

Peak Credit Union

From 2.2K App Store ratings

What we love

  • 👍 User-friendly interface
  • 💡 Ability to see all accounts in one place
  • 🚀 Streamlined experience
  • ♥️ Beautiful branding and design

Room to improve

  • 🐛 Slow loading times
  • 🤔 Confusing and bulky interface
  • 🔀 Disruptive rebrand and migration

Bugs and requests

SELCO Community Credit Union

Reported bugs

4 issues
  • Black screen when trying to deposit checks
  • Inability to transfer between accounts
  • Incorrect account balance displays
  • Frequent app crashes and freezes

Requested features

5 requests
  • Ability to customize app interface
  • Add budgeting and money management tools
  • Improve mobile check deposit process
  • Bring back Face ID/Touch ID login
  • Add international transaction support

Peak Credit Union

Reported bugs

2 issues
  • Unable to see transactions
  • Accounts not accessible over the weekend

Requested features

2 requests
  • Link to 2FA authenticator app
  • Copy layout of previous TwinStar app

In-app purchases

None

SELCO Community Credit Union

No in-app purchases

None

Peak Credit Union

No in-app purchases

Questions

Is SELCO Community Credit Union free?
SELCO Community Credit Union is free to download, with no in-app purchases.
Is Peak Credit Union free?
Peak Credit Union is free to download, with no in-app purchases.
Which has better reviews, SELCO Community Credit Union or Peak Credit Union?
SELCO Community Credit Union is rated higher. SELCO Community Credit Union averages 4.8 out of 5 from 13K ratings, while Peak Credit Union averages 3.9 from 2.2K ratings.
Do SELCO Community Credit Union or Peak Credit Union have ads?
Neither SELCO Community Credit Union nor Peak Credit Union shows ads.
Which is updated more often, SELCO Community Credit Union or Peak Credit Union?
SELCO Community Credit Union ships an update every 8 months, and Peak Credit Union every 3 months. Most recently, SELCO Community Credit Union was updated on September 24, 2026 and Peak Credit Union on September 22, 2026.

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