Comparison

Swedbank private vs Decionis Shield

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Swedbank private

Manage your everyday banking with ease, anytime, anywhere. Check balances, make transfers, scan invoices, and manage subscriptions. Securely log in with Mobile BankID and receive personalized push notifications.

Highlights
  • Check balance without logging in
  • Quick transfers between accounts
  • OCR-scan invoices for payment
  • Manage loans and apply for new ones
  • Manage savings and create goals
  • Manage recurring subscriptions
  • Receive personalized push notifications
Features
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Welcome to Swedbank! With our app you can manage your everyday banking whenever and wherever you want. You can, among other things, check your balance without logging in, do a quick transfer between accounts and OCR-scan your invoices. The app will help you: - Order or renew Mobile BankID - Overview your loans - Calculate and apply for a new loan - 'Shake your balance' without logging in - Manage your savings - Send and receive messages from the bank - Manage and change your recurring subscriptions via 'abonnemangshjälpen' (subscription helper) - Pay your bills with the help the OCR scanner - Create a new savings goal - Top up you pre-paid phone card - Receive push notifications directly to your phone – you choose which push notifications you want to activate. The easiest way to log in is to use Mobile Bank ID. Do you want to manage your errands in English? Our App is now available in English, we kindly refer you change your language settings on your device in order to receive the English version. Do you need help and support? You are welcome to contact us on 0771-97 75 12 (open 24/7). Information on processing of personal data For security reasons, we collect all transactions sent from your computer, mobile device or other device to our app. This also applies to the IP-address that is used when you open our application and us the service. More information in regards how we handle personal data can be found on Swedbank's website, swedbank.se

About

Decionis Shield

Manage your spending by controlling what has permission to access your funds. Track protected amounts, set spending limits for apps and AI agents, and review past transactions. Get a summary of your financial activity and dispute blocked charges.

Highlights
  • View protected spending amounts
  • Set spending limits
  • App and AI agent spending control
  • Track subscription renewals
  • Review transaction activity
  • Generate Dispute Passports
Features
Read full description

Stop charges you didn't okay. Decionis Shield holds a purchase, a renewal, or an AI agent's spend that goes over your limit until you say yes — and keeps a signed record of what it decided. Its App Store privacy label reads "Data Not Collected." SET A SPENDING LIMIT, THEN FORGET IT One rule per source: Allow, Ask Me, or Block, and a maximum spend. Marketplaces, apps, and AI agents start on Ask Me, so an approval needs you until you decide otherwise. Anything above your limit is held. APPROVE A PURCHASE, OR DON'T When something wants to spend past your limit — a subscription price increase, a renewal you forgot, an agent buying on your behalf — Shield holds it and asks. One tap with Face ID to allow it; one tap to keep it blocked. SEE WHAT'S COMING Coming Up separates the renewals and charges that are scheduled from the ones that are only estimated, so you can cancel a renewal before it charges instead of after. WARN AT CHECKOUT Pair Safari on this iPhone, or Chrome and Edge on your computer, and Shield checks the amount at checkout against your limits. It warns you and keeps the record; it cannot stop a payment for you. DISPUTE A CHARGE WITH PROOF Every held charge can become a Dispute Passport — a signed, shareable record of what was requested and what Shield decided, ready for the day you dispute a charge. KNOW WHAT SHIELD DID THIS WEEK Activity keeps the plain-language record; the weekly Shield Brief adds it up — held, approved, allowed automatically, and what renews next. Shield holds or blocks spending only when it passes through a supported app, agent, or paired browser. Other activity may be visible, but Shield cannot stop it. No budgeting, no ads, no selling your data.

Screenshots

Swedbank private4 screens
Decionis Shield4 screens

Verdict

The call

The clearest difference is review sentiment: Decionis Shield at 100% against Swedbank private's 22%. Decionis Shield also leads on rating (5.0 vs 4.6) and device support (4 vs 2). Swedbank private's advantage is ratings volume (82 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Decionis Shield holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: Swedbank private has 82 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 22% of Swedbank private's written reviews are positive against 100% of Decionis Shield's.

UpkeepUpdate frequency

Swedbank private ships an update monthly, Decionis Shield every 5 weeks. The most recent releases landed on October 29, 2026 and October 28, 2026 respectively.

Scorecard4 real differences · 6 level
Swedbank private versus Decionis Shield: the parameters behind the verdict, then further details
ParameterSwedbank privateDecionis Shield
PriceFreeFree
Rating4.6 (82 ratings)5.0 (1 ratings) — better
Positive reviews21.7% of reviews100.0% of reviews — better
Number of ratings82 — better1
Update frequencyMonthly — betterEvery 5 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad, iPod, Mac — better
Requires iOS16.615.0 — better
Further details — not scored
Size192 MB25 MB
Age rating4+4+
DeveloperSwedbank AB (publ)Decionis Inc.

Customer experience

Swedbank private

All ratings81 ratings
Positive88.9%
Neutral2.5%
Negative8.6%
Written reviews23 reviews
Positive21.7%
Neutral8.7%
Negative69.6%

Decionis Shield

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Swedbank private

No in-app purchases

None

Decionis Shield

No in-app purchases

Questions

Is Swedbank private free?
Swedbank private is free to download, with no in-app purchases.
Is Decionis Shield free?
Decionis Shield is free to download, with no in-app purchases.
Which has better reviews, Swedbank private or Decionis Shield?
Decionis Shield is rated higher. Swedbank private averages 4.6 out of 5 from 82 ratings, while Decionis Shield averages 5.0 from 1 ratings.
Do Swedbank private or Decionis Shield have ads?
Neither Swedbank private nor Decionis Shield shows ads.
Which is updated more often, Swedbank private or Decionis Shield?
Swedbank private ships an update monthly, and Decionis Shield every 5 weeks. Most recently, Swedbank private was updated on October 29, 2026 and Decionis Shield on October 28, 2026.

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