iCDS vs Mint Investing
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
iCDS
This app calculates Credit Default Swap upfront fees using the official ISDA CDS Standard Model. It provides live calculations for various metrics, including dirty upfront, accrued amounts, and risk sensitivities, for multiple contract types and maturities.
- ISDA CDS Standard Model pricing engine
- SNAC maturities for 1Y to 10Y
- Dirty upfront fee calculation
- Implied default probability chart
- First-order risk metrics (CS01, DV01)
- Live overnight reference-rate curves
- Regional contract pricing
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iCDS is a free Credit Default Swap upfront fee calculator built on the official ISDA CDS Standard Model — the same pricing engine used across institutional fixed-income desks. Enter a quoted spread, coupon, recovery, notional, and tenor. iCDS computes the SNAC (Standard North American CDS) upfront charge live as you change inputs, with the dirty upfront, accrued, par spread, and first-order risk metrics visible alongside. WHAT'S INSIDE • ISDA CDS Standard Model (v1.8.3) compiled directly into the app • Seven SNAC maturities in one segmented row: 1Y / 2Y / 3Y / 4Y / 5Y / 7Y / 10Y • DIRTY UPFRONT card — total cash to settle (upfront fee + accrued), with components shown alongside • Default-risk-by-maturity chart — implied cumulative default probability at each tenor; tap a bar to price it • First-order risk metrics on every trade — CS01, IR DV01, Rec01 (bump-and-reprice) • Live overnight reference-rate curves from five central banks: – USD SOFR (Federal Reserve Bank of New York) – EUR €STR (European Central Bank) – GBP SONIA (Bank of England) – JPY TONA proxy (FRED / St. Louis Fed) – AUD AONIA (Reserve Bank of Australia) • Six regional contracts: NA, EM, EU, Asia, Japan, AUS • Spread input via preset chips and a numeric keypad; cap raised to 10,000 bp for distressed credits • ISDA RFR test-grid validation across all five currencies • In-app Diagnostics tab — deterministic self-tests for the pricing engine, IMM helpers, regional holiday calendars, and live overnight-rate fetchers WHO IT'S FOR Quantitative finance students, fixed-income professionals, and developers exploring CDS pricing. Source is open under Apache 2.0. NOT FOR Booking, settlement, trading, or any decision with real money behind it. iCDS produces indicative pricing only — not financial, investment, or trading advice. Rates may be delayed; calculations use a flat overnight-rate discount curve, a standard simplification. PRIVACY No data collection. No tracking. No accounts. Reference rates are fetched live from public central-bank endpoints. LICENSE Source code: Apache 2.0. Pricing engine: ISDA CDS Standard Model Public License (© 2009 JPMorgan Chase Bank, N.A., developed with Markit). Not affiliated with, endorsed by, or sponsored by ISDA, Markit, JPMorgan Chase, or any rate provider.
Mint Investing
This app provides structured guidance for stock market decisions, cutting through information overload. It offers research, recommendations, and risk management tools to foster disciplined investing for both short and long-term goals.
- Real-time investing guidance
- Curated focus list
- Stock recommendations
- Entry and exit updates
- Risk vs. reward indicators
- Stock analysis
- Position tracking
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Most investors struggle not because of lack of information, but because of too much noise. Mint Investing helps investors make more structured stock market decisions through research, guidance, risk management, and disciplined investing processes. SEBI Registered. Process Driven. Built for Short & Long-Term Investing Discipline. What You'll Get • Real-Time Investing Guidance • Curated Focus List • Well-Researched Stock Recommendations • Precise Entry & Exit Updates • Risk vs Reward Indicators • Stock Analysis • Position Tracking Who Is It For • New Investors • Busy Professionals • Long-Term Wealth Builders • Investors Seeking Structure Privacy Policy: https://mintinvesting.in/privacy-policy Terms of Use: https://mintinvesting.in/terms-conditions
Screenshots
Verdict
The clearest difference is in-app purchases: iCDS at none against Mint Investing's 2. On price, review sentiment, update cadence and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Mint Investing sells 2 in-app purchases, starting at $19.99 per 3 months. iCDS asks for nothing beyond the download.
iCDS ships an update every 2 weeks, Mint Investing every 10 days. The most recent releases landed on November 1, 2026 and November 8, 2026 respectively.
| Parameter | iCDS | Mint Investing |
|---|---|---|
| Price | Free | Free |
| Rating | 4.3 (24 ratings) — better | — |
| Positive reviews | 100.0% of reviews — better | 96.4% of reviews |
| Number of ratings | 24 — better | — |
| Update frequency | Every 2 weeks | Every 10 days — better |
| Ads | — | No |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Free with in-app purchases |
| Devices | — | iPhone — better |
| Requires iOS | 16.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 1 MB | 89 MB |
| Age rating | 17+ | 17+ |
| Developer | James Zucker | NARESH THAKURDAS BANGEJA |
Customer experience
iCDS
Mint Investing
In-app purchases
iCDS
No in-app purchases
Mint Investing
- 30-Days Trial Plan3 Months trial$19.993 Months
- Quarterly$19.993 Months









