Comparison

iCDS vs Mint Investing

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

iCDS

This app calculates Credit Default Swap upfront fees using the official ISDA CDS Standard Model. It provides live calculations for various metrics, including dirty upfront, accrued amounts, and risk sensitivities, for multiple contract types and maturities.

Highlights
  • ISDA CDS Standard Model pricing engine
  • SNAC maturities for 1Y to 10Y
  • Dirty upfront fee calculation
  • Implied default probability chart
  • First-order risk metrics (CS01, DV01)
  • Live overnight reference-rate curves
  • Regional contract pricing
Read full description

iCDS is a free Credit Default Swap upfront fee calculator built on the official ISDA CDS Standard Model — the same pricing engine used across institutional fixed-income desks. Enter a quoted spread, coupon, recovery, notional, and tenor. iCDS computes the SNAC (Standard North American CDS) upfront charge live as you change inputs, with the dirty upfront, accrued, par spread, and first-order risk metrics visible alongside. WHAT'S INSIDE • ISDA CDS Standard Model (v1.8.3) compiled directly into the app • Seven SNAC maturities in one segmented row: 1Y / 2Y / 3Y / 4Y / 5Y / 7Y / 10Y • DIRTY UPFRONT card — total cash to settle (upfront fee + accrued), with components shown alongside • Default-risk-by-maturity chart — implied cumulative default probability at each tenor; tap a bar to price it • First-order risk metrics on every trade — CS01, IR DV01, Rec01 (bump-and-reprice) • Live overnight reference-rate curves from five central banks: – USD SOFR (Federal Reserve Bank of New York) – EUR €STR (European Central Bank) – GBP SONIA (Bank of England) – JPY TONA proxy (FRED / St. Louis Fed) – AUD AONIA (Reserve Bank of Australia) • Six regional contracts: NA, EM, EU, Asia, Japan, AUS • Spread input via preset chips and a numeric keypad; cap raised to 10,000 bp for distressed credits • ISDA RFR test-grid validation across all five currencies • In-app Diagnostics tab — deterministic self-tests for the pricing engine, IMM helpers, regional holiday calendars, and live overnight-rate fetchers WHO IT'S FOR Quantitative finance students, fixed-income professionals, and developers exploring CDS pricing. Source is open under Apache 2.0. NOT FOR Booking, settlement, trading, or any decision with real money behind it. iCDS produces indicative pricing only — not financial, investment, or trading advice. Rates may be delayed; calculations use a flat overnight-rate discount curve, a standard simplification. PRIVACY No data collection. No tracking. No accounts. Reference rates are fetched live from public central-bank endpoints. LICENSE Source code: Apache 2.0. Pricing engine: ISDA CDS Standard Model Public License (© 2009 JPMorgan Chase Bank, N.A., developed with Markit). Not affiliated with, endorsed by, or sponsored by ISDA, Markit, JPMorgan Chase, or any rate provider.

About

Mint Investing

This app provides structured guidance for stock market decisions, cutting through information overload. It offers research, recommendations, and risk management tools to foster disciplined investing for both short and long-term goals.

Highlights
  • Real-time investing guidance
  • Curated focus list
  • Stock recommendations
  • Entry and exit updates
  • Risk vs. reward indicators
  • Stock analysis
  • Position tracking
Features
Read full description

Most investors struggle not because of lack of information, but because of too much noise. Mint Investing helps investors make more structured stock market decisions through research, guidance, risk management, and disciplined investing processes. SEBI Registered. Process Driven. Built for Short & Long-Term Investing Discipline. What You'll Get •⁠ ⁠Real-Time Investing Guidance •⁠ ⁠Curated Focus List •⁠ ⁠Well-Researched Stock Recommendations •⁠ ⁠Precise Entry & Exit Updates •⁠ ⁠Risk vs Reward Indicators •⁠ ⁠Stock Analysis •⁠ ⁠Position Tracking Who Is It For •⁠ ⁠New Investors •⁠ ⁠Busy Professionals •⁠ ⁠Long-Term Wealth Builders •⁠ ⁠Investors Seeking Structure Privacy Policy: https://mintinvesting.in/privacy-policy Terms of Use: https://mintinvesting.in/terms-conditions

Screenshots

iCDS4 screens
Mint Investing4 screens

Verdict

The call

The clearest difference is in-app purchases: iCDS at none against Mint Investing's 2. On price, review sentiment, update cadence and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Mint Investing sells 2 in-app purchases, starting at $19.99 per 3 months. iCDS asks for nothing beyond the download.

UpkeepUpdate frequency

iCDS ships an update every 2 weeks, Mint Investing every 10 days. The most recent releases landed on November 1, 2026 and November 8, 2026 respectively.

Scorecard2 real differences · 8 level
iCDS versus Mint Investing: the parameters behind the verdict, then further details
ParameteriCDSMint Investing
PriceFreeFree
Rating4.3 (24 ratings) — better—
Positive reviews100.0% of reviews — better96.4% of reviews
Number of ratings24 — better—
Update frequencyEvery 2 weeksEvery 10 days — better
Ads—No
In-app purchasesNo — betterYes
MonetizationFree — betterFree with in-app purchases
Devices—iPhone — better
Requires iOS16.0 — better17.0
Further details — not scored
Size1 MB89 MB
Age rating17+17+
DeveloperJames ZuckerNARESH THAKURDAS BANGEJA

Customer experience

iCDS

Written reviews10 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Mint Investing

Written reviews28 reviews
Positive96.4%
Neutral0.0%
Negative3.6%

In-app purchases

None

iCDS

No in-app purchases

2 purchases

Mint Investing

Subscriptions2
  • 30-Days Trial Plan3 Months trial$19.993 Months
  • Quarterly$19.993 Months

Questions

Is iCDS free?
iCDS is free to download, with no in-app purchases.
Is Mint Investing free?
Mint Investing is free to download, with in-app purchases available.
Which is updated more often, iCDS or Mint Investing?
iCDS ships an update every 2 weeks, and Mint Investing every 10 days. Most recently, iCDS was updated on November 1, 2026 and Mint Investing on November 8, 2026.

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