Comparison

True iLoan vs eLendly

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

True iLoan

Compare loan offers from the Norwegian market to find the best rates and total costs. Visualize loan details, payment plans, and debt summaries. Contact financial institutions for improved offers and save loan calculations for future reference.

Highlights
  • Loan comparison with market data
  • Total debt and monthly cost calculation
  • Graphical loan visualization
  • Payment plan generation
  • True rate calculation
  • Save and manage loan calculations
  • Contact financial institutions
Features
Read full description

How can you find your best loan? This can be done by comparing your loan with the best in the market. Data is read from Finansportalen.no, which holds an overview of the best suppliers of loan in the Norwegian market. Find your total debt and sum cost for it per month. Loans are visualized graphically as well as a payment plan. Marked overview of the 50 best suppliers of loan in the market. It calculates the true rate both for serial and amortized loans, all the costs are included in the calculations. Loan for housing, car, flat all kind of loans are supported. The financial institution can be contacted to get a new improved offer. One loan can be saved, all calculations are saved for later reference. Changes on all loan details are available: rate, amount, start cost, term cost and length. Easy to use: - Very easy to use modern design - built in information text makes the banking language easier to understand - All formatting according to your language selection Data read from updated market: - Read updated ratings of best supplier from Fiansportalen.no ( Norwegian market) - Compare your loan with best in the market ( bar graph) - Contain always overview of the 50 best loan suppliers in the market - Can send your payment plan to your bank for receiving a competitive offer Calculations and details: - Choose between different color themes on the user interface(dark or light) - Can add a image of your loan item ( car, boat, cottage e.g) - Calculates true rate - the only way to compare loans - Gives overview of all your loan details - Can add payment free period - Can add extra payment and you can calculate your reduction in total cost - Can create payment schedule for the loan - Can use different payment terms - monthly, quarterly and yearly - Can add cost per payment term - Gives you overview of all cost split into downpayment, rates and other cost - Simulates different loans and payment on the fly by changing cost, rate, duration - Updates the loan details from the calculator without leaving the calculator - Support serial loan and amortizing loans - Save all your loans - Take care of all your calculations - share images by Facebook messenger or via other social networks Debt: - Overview of your total debt - Cost per month for your total debt

About

eLendly

Manage your financial life by automating subscriptions, lending and borrowing with friends, and tracking your overall finances. This app provides a centralized platform for personal financial management.

Highlights
  • Automate subscriptions
  • Lend and borrow with friends
  • Track finances
  • Investment tracking
Features
Read full description

Automate your subscriptions, Lend/Borrow from a friend and track your finances

Screenshots

True iLoan4 screens
eLendly4 screens

Verdict

The call

The clearest difference is rating: True iLoan at 4.2 against eLendly's 2.7. True iLoan also leads on update cadence (every 3 weeks vs every 2 months) and iOS requirement (8.1 vs 12.0). eLendly's advantage is in-app purchases (none vs 2) and ratings volume (106 vs 5). On price, review sentiment, ads and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. True iLoan sells 2 one-off in-app purchases. eLendly asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

True iLoan holds the better App Store score, 4.2 against 2.7. That said, the two scores are not equally well evidenced: eLendly has 106 ratings behind it against 5, so its average is the more settled of the two. Written reviews complicate that: 0% of True iLoan's written reviews are positive against 7% of eLendly's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

True iLoan ships an update every 3 weeks, eLendly every 2 months. Both last shipped on October 23, 2026.

Scorecard5 real differences · 5 level
True iLoan versus eLendly: the parameters behind the verdict, then further details
ParameterTrue iLoaneLendly
PriceFreeFree
Rating4.2 (5 ratings) — better2.7 (106 ratings)
Positive reviews0.0% of reviews6.7% of reviews — better
Number of ratings5106 — better
Update frequencyEvery 3 weeks — betterEvery 2 months
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS8.1 — better12.0
Further details — not scored
Size34 MB70 MB
Age rating4+4+
DeveloperHENRIX ASElendly Limited

Customer experience

True iLoan

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

eLendly

All ratings49 ratings
Positive26.5%
Neutral8.2%
Negative65.3%
Written reviews15 reviews
Positive6.7%
Neutral0.0%
Negative93.3%

In-app purchases

2 purchases

True iLoan

One-time2
  • Extra$0.99
  • Premium$1.99
None

eLendly

No in-app purchases

Questions

Is True iLoan free?
True iLoan is free to download, with in-app purchases available.
Is eLendly free?
eLendly is free to download, with no in-app purchases.
Which has better reviews, True iLoan or eLendly?
True iLoan is rated higher. True iLoan averages 4.2 out of 5 from 5 ratings, while eLendly averages 2.7 from 106 ratings.
Do True iLoan or eLendly have ads?
Neither True iLoan nor eLendly shows ads.
Which is updated more often, True iLoan or eLendly?
True iLoan ships an update every 3 weeks, and eLendly every 2 months. Most recently, True iLoan was updated on October 23, 2026 and eLendly on October 23, 2026.

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