Comparison

CU SoCal Mobile Banking vs CBC Personal

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CU SoCal Mobile Banking

Manage your finances conveniently from your mobile device. Check account balances, view transaction history, transfer funds, deposit checks, and pay bills. Easily locate nearby branches and ATMs for in-person services.

Highlights
  • Check account balances
  • View transaction history
  • Transfer money
  • Deposit checks
  • Pay bills
  • Find branches and ATMs
Features
Read full description

BANK ANYTIME, ANYWHERE Check balances on checking, savings, certificates, loans, and credit cards. View history. Transfer money. Deposit checks. Pay bills. Manage services.* FIND A BRANCH OR ATM Locate the nearest CU SoCal branch, CO-OP shared branch, or deposit-taking fee-free ATM. COMMITMENT TO SECURITY Your security is our top priority. We take every precaution to ensure that your Mobile Banking transactions will be secure.* *All information transmitted via Mobile Banking is protected with highly secure encryption methods that mask sensitive information. A password or fingerprint authentication is required every time you log on to Mobile Banking. Data and text charges may apply - check with your mobile provider. Eligibility requirements apply. Federally insured by NCUA

About

CBC Personal

Manage your finances on the go with this mobile banking app. Check balances, transfer funds between accounts, pay bills, and deposit checks remotely. It's designed for existing consumer online banking customers.

Highlights
  • Check account balances
  • Search recent transactions
  • Transfer funds between accounts
  • Schedule one-time bill payments
  • Deposit checks remotely
Features
Read full description

Start banking wherever you are with cbcConsumerMobile for mobile banking! Available to all Commercial Bank of California consumer online banking customers, cbcConsumerMobile allows you to check balances, make transfers, pay bills and make deposits. Available features include: Accounts - Check your latest account balance and search recent transactions by date, amount, or check number. Transfers - Easily transfer cash between your accounts. Bill Pay -Schedule one time payments Check Deposit - Deposit checks while on the go.

Screenshots

CU SoCal Mobile Banking4 screens
CBC Personal4 screens

Verdict

The call

The clearest difference is review sentiment: CU SoCal Mobile Banking at 85% against CBC Personal's 40%. CU SoCal Mobile Banking also leads on rating (4.9 vs 3.5) and ratings volume (36K vs 28). CBC Personal's advantage is monetization model (free vs free with in-app purchases) and update cadence (monthly vs every 4 months). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

CU SoCal Mobile Banking holds the better App Store score, 4.9 against 3.5. That said, the two scores are not equally well evidenced: CU SoCal Mobile Banking has 36K ratings behind it against 28, so its average is the more settled of the two. Written reviews point the same way: 85% of CU SoCal Mobile Banking's written reviews are positive against 40% of CBC Personal's.

UpkeepUpdate frequency

CU SoCal Mobile Banking ships an update every 4 months, CBC Personal monthly. The most recent releases landed on October 30, 2026 and October 24, 2026 respectively.

Scorecard5 real differences · 5 level
CU SoCal Mobile Banking versus CBC Personal: the parameters behind the verdict, then further details
ParameterCU SoCal Mobile BankingCBC Personal
PriceFreeFree
Rating4.9 (36K ratings) — better3.5 (28 ratings)
Positive reviews85.0% of reviews — better40.0% of reviews
Number of ratings36K — better28
Update frequencyEvery 4 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.015.0 — better
Further details — not scored
Size183 MB148 MB
Age rating4+4+
DeveloperCredit Union of Southern CaliforniaCommercial Bank of California

Customer experience

CU SoCal Mobile Banking

All ratings36,185 ratings
Positive98.5%
Neutral1.0%
Negative0.5%
Written reviews153 reviews
Positive85.0%
Neutral2.6%
Negative12.4%

CBC Personal

All ratings27 ratings
Positive51.9%
Neutral11.1%
Negative37.0%
Written reviews5 reviews
Positive40.0%
Neutral0.0%
Negative60.0%

Bugs and requests

CU SoCal Mobile Banking

Reported bugs

5 issues
  • Mobile deposit not working
  • Zelle transfers not functioning
  • Frequent app crashes and freezes
  • Account information not syncing properly
  • Login issues and device recognition problems

Requested features

5 requests
  • Restore previous mobile deposit functionality
  • Improve app stability and reliability
  • Enhance Zelle integration and visibility
  • Add more customization options
  • Expand historical transaction visibility

CBC Personal

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

CU SoCal Mobile Banking

No in-app purchases

None

CBC Personal

No in-app purchases

Questions

Is CU SoCal Mobile Banking free?
CU SoCal Mobile Banking is free to download, with no in-app purchases.
Is CBC Personal free?
CBC Personal is free to download, with no in-app purchases.
Which has better reviews, CU SoCal Mobile Banking or CBC Personal?
CU SoCal Mobile Banking is rated higher. CU SoCal Mobile Banking averages 4.9 out of 5 from 36K ratings, while CBC Personal averages 3.5 from 28 ratings.
Do CU SoCal Mobile Banking or CBC Personal have ads?
Neither CU SoCal Mobile Banking nor CBC Personal shows ads.
Which is updated more often, CU SoCal Mobile Banking or CBC Personal?
CU SoCal Mobile Banking ships an update every 4 months, and CBC Personal monthly. Most recently, CU SoCal Mobile Banking was updated on October 30, 2026 and CBC Personal on October 24, 2026.

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