Comparison

CU SoCal Mobile Banking vs Tip Calculator₊

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CU SoCal Mobile Banking

Manage your finances conveniently from your mobile device. Check account balances, view transaction history, transfer funds, deposit checks, and pay bills. Easily locate nearby branches and ATMs for in-person services.

Highlights
  • Check account balances
  • View transaction history
  • Transfer money
  • Deposit checks
  • Pay bills
  • Find branches and ATMs
Features
Read full description

BANK ANYTIME, ANYWHERE Check balances on checking, savings, certificates, loans, and credit cards. View history. Transfer money. Deposit checks. Pay bills. Manage services.* FIND A BRANCH OR ATM Locate the nearest CU SoCal branch, CO-OP shared branch, or deposit-taking fee-free ATM. COMMITMENT TO SECURITY Your security is our top priority. We take every precaution to ensure that your Mobile Banking transactions will be secure.* *All information transmitted via Mobile Banking is protected with highly secure encryption methods that mask sensitive information. A password or fingerprint authentication is required every time you log on to Mobile Banking. Data and text charges may apply - check with your mobile provider. Eligibility requirements apply. Federally insured by NCUA

About

Tip Calculator₊

This app quickly calculates tips and splits bills accurately, even for complex scenarios. It offers live updates as you type, a custom keypad, and a unique design. All features are free and available offline, prioritizing user privacy with no data collection.

Highlights
  • Live totals as you type
  • Exact bill splitting
  • Adjustable rounding and tip presets
  • Bill history with saved details
  • Shareable receipt export
  • Home and Lock Screen widgets
  • Apple Watch app
Features
Read full description

Tip Calculator₊ is a fast, fully offline tip calculator and bill splitter for iPhone, iPad, and Apple Watch. Totals update live as you type - there's no calculate button and no waiting. Split a bill fairly and see your tip the moment you finish typing. A custom number pad replaces the system keyboard, and a bold, hand-drawn neo-brutalist design makes it feel nothing like a stock calculator app. KEY FEATURES: • Live totals as you type, on every screen, with no calculate button • Exact bill splitting - per-person shares always add up to the total, to the cent • Even splits and weighted splits, for when everyone didn't order the same thing • Adjustable rounding, tip percentage presets, and a custom tip option • Party size stepper for splitting between any number of people • Bill history with place names and a full per-person breakdown for every saved bill • Shareable, themed receipt image export - send a clean summary to anyone • Home Screen and Lock Screen widgets for your last or most frequent bill • A Control Center control for starting a new bill or quick split in one tap • An independent Apple Watch app with its own keypad and complications, so a bill can be entered entirely on your wrist • Multiple accent themes to match your style • Full VoiceOver and Dynamic Type support throughout WHY TIP CALCULATOR₊: Every feature is free, on every device, from the first launch. There's no account to create, no paywall to hit, and no ads. The app never connects to the internet and never collects, stores, or shares any data about you or your bills - everything happens on your device. PERFECT FOR: • Splitting dinner, drinks, or takeout with friends • Dividing shared rent, utilities, or trip expenses • Quick, accurate tips on the go • Anyone who wants a calculator that respects their privacy WORKS WITH: Siri Shortcuts, Home Screen and Lock Screen widgets, Control Center, and Apple Watch - so you can start a bill from wherever you already are. PRICING: 100% free. Every feature, forever. No subscriptions, no in-app purchases, no ads. Download Tip Calculator₊ and split every bill exactly, down to the cent. Privacy Policy: https://pandataps.com/tip-calculator/privacy Terms of Use: https://pandataps.com/tip-calculator/terms

Screenshots

CU SoCal Mobile Banking4 screens
Tip Calculator₊4 screens

Verdict

The call

The clearest difference is monetization model: Tip Calculator₊ at free against CU SoCal Mobile Banking's free with in-app purchases. Tip Calculator₊ also leads on review sentiment (100% vs 85%). CU SoCal Mobile Banking's advantage is ratings volume (36K vs 2) and iOS requirement (16.0 vs 26.0). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.9 for CU SoCal Mobile Banking against 5.0 for Tip Calculator₊. That said, the two scores are not equally well evidenced: CU SoCal Mobile Banking has 36K ratings behind it against 2, so its average is the more settled of the two. Written reviews are what separate them: 85% of CU SoCal Mobile Banking's written reviews are positive against 100% of Tip Calculator₊'s.

Scorecard4 real differences · 6 level
CU SoCal Mobile Banking versus Tip Calculator₊: the parameters behind the verdict, then further details
ParameterCU SoCal Mobile BankingTip Calculator₊
PriceFreeFree
Rating4.9 (36K ratings)5.0 (2 ratings) — better
Positive reviews85.0% of reviews100.0% of reviews — better
Number of ratings36K — better2
Update frequencyEvery 4 months—
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPadiPhone, iPad, Apple Watch — better
Requires iOS16.0 — better26.0
Further details — not scored
Size183 MB9 MB
Age rating4+4+
DeveloperCredit Union of Southern CaliforniaPanda Taps LLC

Customer experience

CU SoCal Mobile Banking

All ratings36,185 ratings
Positive98.5%
Neutral1.0%
Negative0.5%
Written reviews153 reviews
Positive85.0%
Neutral2.6%
Negative12.4%

Tip Calculator₊

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

CU SoCal Mobile Banking

Reported bugs

5 issues
  • Mobile deposit not working
  • Zelle transfers not functioning
  • Frequent app crashes and freezes
  • Account information not syncing properly
  • Login issues and device recognition problems

Requested features

5 requests
  • Restore previous mobile deposit functionality
  • Improve app stability and reliability
  • Enhance Zelle integration and visibility
  • Add more customization options
  • Expand historical transaction visibility

Tip Calculator₊

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

CU SoCal Mobile Banking

No in-app purchases

None

Tip Calculator₊

No in-app purchases

Questions

Is CU SoCal Mobile Banking free?
CU SoCal Mobile Banking is free to download, with no in-app purchases.
Is Tip Calculator₊ free?
Tip Calculator₊ is free to download, with no in-app purchases.
Which has better reviews, CU SoCal Mobile Banking or Tip Calculator₊?
Tip Calculator₊ is rated higher. CU SoCal Mobile Banking averages 4.9 out of 5 from 36K ratings, while Tip Calculator₊ averages 5.0 from 2 ratings.
Do CU SoCal Mobile Banking or Tip Calculator₊ have ads?
Neither CU SoCal Mobile Banking nor Tip Calculator₊ shows ads.

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