CTOAgent ONE vs First Bethany Digital Banking
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
CTOAgent ONE
This app provides real estate professionals with quick and accurate closing cost calculations for buyers and sellers. Generate professional net sheets and estimates in seconds. Offers a free plan for basic estimates and a premium subscription for unlimited access.
- City/county specific closing cost calculations
- Professional seller net sheets
- Buyer estimates
- Free plan for basic estimates
- Premium subscription for unlimited access
- 30-day free trial for premium
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CTOAgent ONE is a city/county specific closing cost app that comes preloaded with calculations and closing costs for Real Estate professionals. Generate quick and professional seller net sheets and buyer estimates for your clients in just seconds. CTOAgent ONE is jam-packed with features that are sure to wow your clients! Visit ctoagent.com for more details. ONE Premium subscription: Take the industry’s #1 Closing Cost app to the next level with ONE Premium! Here’s how it works: Getting started is simple. Download the ONE app now and sign up for a free 30-day trial. We have monthly and annual plans available. ONE Premium costs $0.99 per month (monthly plan) OR $9.99 per year (annual plan). Payment will be charged to your iTunes account at the confirmation of purchase. You can cancel any time during your 30-day free trial via the iTunes store settings and then you will not be charged. Further, plans automatically renew unless you turn off auto-renew in your iTunes account 24 hours before the end of your current subscription period. To learn more, check our terms of use http://palmagent.com/terms/. With ONE Premium you have: • After the 30 day free trial, payment will be charged to your iTunes Account corresponding to the plan chosen. • ONE Premium Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. • Account will be charged for renewal within 24-hours prior to the end of the current period, and identify the cost of the renewal. • Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase. • Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable. If you’re not ready for unlimited access, you can still run buyer and seller estimates with the ONE free plan. All details are in our terms of use and privacy policy http://palmagent.com/privacy/ http://palmagent.com/terms/ Questions? Suggestions? You can speak to a real person at PalmAgent. Our trusty customer support team is just an email away --- simply write to support@palmagent.com
First Bethany Digital Banking
Manage your finances on the go with this mobile banking application. Check balances, transfer funds between accounts, pay bills, and locate nearby branches or ATMs. Designed for existing customers of the bank.
- Check account balances
- Search recent transactions
- Transfer funds between accounts
- Locate nearby branches and ATMs
- Pay bills
- Manage scheduled bills
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Start banking wherever you are with First Bethany Digital Banking for iPhone! Available to all First Bethany Bank & Trust online banking customers, First Bethany Digital Banking allows you to check balances, make transfers, find locations and pay bills. Need to find a Branch or ATM closest to you? With Find Near Me, First Bethany Mobile will discover your location and provide you with addresses and phone numbers on the fly. Available features include: Accounts - Check your latest account balance and search recent transactions by date, amount, or check number. Transfers - Easily transfer cash between your accounts. Locations - Find nearby Branches and ATMs using the iPhone's built-in GPS. Additionally, you can search by zip code or address. Bill Pay -Make payments to existing payees, edit or cancel scheduled bills, and review previously paid bills from your mobile device.
Screenshots
Verdict
The clearest difference is review sentiment: CTOAgent ONE at 93% against First Bethany Digital Banking's 0%. CTOAgent ONE also leads on rating (4.9 vs 3.8) and update cadence (every 2 months vs every 5 months). First Bethany Digital Banking's advantage is in-app purchases (none vs 2) and iOS requirement (14.1 vs 16.0). On price, ratings volume, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. CTOAgent ONE sells 2 in-app purchases, starting at $0.99 per month. First Bethany Digital Banking asks for nothing beyond the download.
CTOAgent ONE holds the better App Store score, 4.9 against 3.8. Both are backed by a comparable volume of ratings — 10 and 8 respectively. Written reviews point the same way: 93% of CTOAgent ONE's written reviews are positive against 0% of First Bethany Digital Banking's.
CTOAgent ONE ships an update every 2 months, First Bethany Digital Banking every 5 months. The most recent releases landed on October 15, 2026 and September 23, 2026 respectively.
| Parameter | CTOAgent ONE | First Bethany Digital Banking |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (10 ratings) — better | 3.8 (8 ratings) |
| Positive reviews | 92.9% of reviews — better | 0.0% of reviews |
| Number of ratings | 10 — better | 8 |
| Update frequency | Every 2 months — better | Every 5 months |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Freemium | Free — better |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 16.0 | 14.1 — better |
| Further details — not scored | ||
| Size | 357 MB | 135 MB |
| Age rating | 9+ | 4+ |
| Developer | PalmAgent Software | First Bethany Bank and Trust |
Customer experience
CTOAgent ONE
First Bethany Digital Banking
In-app purchases
CTOAgent ONE
- Monthly1 Month trial$0.991 Month
- Yearly1 Month trial$9.991 Year
First Bethany Digital Banking
No in-app purchases
Questions
Is CTOAgent ONE free?
Is First Bethany Digital Banking free?
Which has better reviews, CTOAgent ONE or First Bethany Digital Banking?
Do CTOAgent ONE or First Bethany Digital Banking have ads?
Which is updated more often, CTOAgent ONE or First Bethany Digital Banking?
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