CTOAgent ONE vs AltaHL
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
CTOAgent ONE
This app provides real estate professionals with quick and accurate closing cost calculations for buyers and sellers. Generate professional net sheets and estimates in seconds. Offers a free plan for basic estimates and a premium subscription for unlimited access.
- City/county specific closing cost calculations
- Professional seller net sheets
- Buyer estimates
- Free plan for basic estimates
- Premium subscription for unlimited access
- 30-day free trial for premium
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CTOAgent ONE is a city/county specific closing cost app that comes preloaded with calculations and closing costs for Real Estate professionals. Generate quick and professional seller net sheets and buyer estimates for your clients in just seconds. CTOAgent ONE is jam-packed with features that are sure to wow your clients! Visit ctoagent.com for more details. ONE Premium subscription: Take the industry’s #1 Closing Cost app to the next level with ONE Premium! Here’s how it works: Getting started is simple. Download the ONE app now and sign up for a free 30-day trial. We have monthly and annual plans available. ONE Premium costs $0.99 per month (monthly plan) OR $9.99 per year (annual plan). Payment will be charged to your iTunes account at the confirmation of purchase. You can cancel any time during your 30-day free trial via the iTunes store settings and then you will not be charged. Further, plans automatically renew unless you turn off auto-renew in your iTunes account 24 hours before the end of your current subscription period. To learn more, check our terms of use http://palmagent.com/terms/. With ONE Premium you have: • After the 30 day free trial, payment will be charged to your iTunes Account corresponding to the plan chosen. • ONE Premium Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. • Account will be charged for renewal within 24-hours prior to the end of the current period, and identify the cost of the renewal. • Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase. • Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable. If you’re not ready for unlimited access, you can still run buyer and seller estimates with the ONE free plan. All details are in our terms of use and privacy policy http://palmagent.com/privacy/ http://palmagent.com/terms/ Questions? Suggestions? You can speak to a real person at PalmAgent. Our trusty customer support team is just an email away --- simply write to support@palmagent.com
AltaHL
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AltaHL puts the power of homeownership in your hands. Apply for a mortgage, upload and sign documents, track your loan progress, and use helpful tools like calculators—all from one easy-to-use app. Stay connected with your loan team, get real-time updates, and move through the process with confidence. Built by Alta Home Lending, a trusted mortgage lender committed to delivering speed, service, and support at every step of your home journey. Alta Connect: Home lending, elevated.
Screenshots
Verdict
The clearest difference is in-app purchases: AltaHL at none against CTOAgent ONE's 2. CTOAgent ONE's advantage is iOS requirement (16.0 vs 18.0). On price, update cadence, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. CTOAgent ONE sells 2 in-app purchases, starting at $0.99 per month. AltaHL asks for nothing beyond the download.
Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on October 15, 2026 and October 1, 2026 respectively.
| Parameter | CTOAgent ONE | AltaHL |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (10 ratings) — better | — |
| Positive reviews | 92.9% of reviews | — |
| Number of ratings | 10 — better | — |
| Update frequency | Every 2 months | Every 2 months |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Freemium | — |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 16.0 — better | 18.0 |
| Further details — not scored | ||
| Size | 357 MB | 93 MB |
| Age rating | 9+ | 4+ |
| Developer | PalmAgent Software | Republic State Mortgage Company |
In-app purchases
CTOAgent ONE
- Monthly1 Month trial$0.991 Month
- Yearly1 Month trial$9.991 Year
AltaHL
No in-app purchases
Questions
Is CTOAgent ONE free?
Is AltaHL free?
Do CTOAgent ONE or AltaHL have ads?
Which is updated more often, CTOAgent ONE or AltaHL?
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