Comparison

MobileTMS vs PFCU

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MobileTMS

Manage your ATM portfolio remotely with real-time transaction data, alerts, and reporting. Create new terminals and adjust surcharge amounts directly from your mobile device. Locate ATMs for yourself and your customers using GPS.

Highlights
  • Real-time transaction data
  • Terminal locator
  • Real-time alerts
  • Easy terminal creation
  • Voice commands
  • Terminal picture upload
Features
Read full description

24x7 ATM Portfolio Management with MobileTMS™, the app from Switch Commerce.  Using your iPhone® or iPod touch® you can redefine the ease and scope of how you manage your ATMs and interact with your customers. MobileTMS™ empowers you with real-time access to transaction details, alerts, reporting, and specific terminal information for your entire ATM portfolio.  Create new terminal ids and change surcharge amounts with your phone and MobileTMS™ without having to call us. MobileTMS™ delivers the accurate information you need to know about your ATMs while you're away from your desk. By taking advantage of the iPhone’s GPS capabilities, MobileTMS can quickly find problem terminals close to your current location or even in another zip code. Also, MobileTMS has functions to allow cardholders to find your terminals that are closest to them. FEATURES: - Real-Time Transaction Data - One Touch Login - Voice Commands - Terminal Locator - Terminal Picture Upload  - Easy Navigation - Real-Time Alerts - Terminal Reports - Easy Terminal Creation - Transaction Lookup and more

About

PFCU

Manage your finances with this personal financial advocate. Organize transactions with tags and photos, set balance alerts, make payments, and transfer money. Deposit checks, manage debit cards, and aggregate accounts securely.

Highlights
  • Organize transactions with tags, notes, and photos
  • Set custom balance alerts
  • Make payments and transfer money
  • Deposit checks via photo
  • Manage debit cards (reorder/turn off)
  • Aggregate financial accounts
  • Secure login with passcode or biometrics
Features
Read full description

PFCU is your personal financial advocate. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what you can do with PFCU: Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. Set up alerts so you know when your balance drops below a certain amount Make payments, whether you’re paying a company or a friend Transfer money between your accounts Deposit checks in a snap by taking a picture of the front and back Reorder your debit card or turn it off if you’ve misplaced it View and save your monthly statements Find branches and ATMs near you Aggregate your financial accounts Secure your account with a 4-digit passcode or biometric on supported devices.

Screenshots

MobileTMS2 screens
PFCU4 screens

Verdict

The call

The clearest difference is rating: PFCU at 4.8 against MobileTMS's 2.8. PFCU also leads on review sentiment (67% vs 42%) and ratings volume (821 vs 24). MobileTMS's advantage is monetization model (free vs ad-supported) and iOS requirement (11.0 vs 18.4). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

PFCU holds the better App Store score, 4.8 against 2.8. That said, the two scores are not equally well evidenced: PFCU has 821 ratings behind it against 24, so its average is the more settled of the two. Written reviews point the same way: 42% of MobileTMS's written reviews are positive against 67% of PFCU's.

UpkeepUpdate frequency

MobileTMS ships an update every 2 months, PFCU monthly. The most recent releases landed on July 28, 2026 and September 24, 2026 respectively.

Scorecard5 real differences · 5 level
MobileTMS versus PFCU: the parameters behind the verdict, then further details
ParameterMobileTMSPFCU
PriceFreeFree
Rating2.8 (24 ratings)4.8 (821 ratings) — better
Positive reviews41.7% of reviews66.7% of reviews — better
Number of ratings24821 — better
Update frequencyEvery 2 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPodiPhone, iPad
Requires iOS11.0 — better18.4
Further details — not scored
Size17 MB177 MB
Age rating4+4+
DeveloperSwitch CommercePlatinum Federal Credit Union

Customer experience

MobileTMS

All ratings24 ratings
Positive41.7%
Neutral4.2%
Negative54.2%
Written reviews24 reviews
Positive41.7%
Neutral4.2%
Negative54.2%

PFCU

All ratings821 ratings
Positive96.2%
Neutral1.1%
Negative2.7%
Written reviews3 reviews
Positive66.7%
Neutral0.0%
Negative33.3%

In-app purchases

None

MobileTMS

No in-app purchases

None

PFCU

No in-app purchases

Questions

Is MobileTMS free?
MobileTMS is free to download, with no in-app purchases.
Is PFCU free?
PFCU is free to download, with no in-app purchases.
Which has better reviews, MobileTMS or PFCU?
PFCU is rated higher. MobileTMS averages 2.8 out of 5 from 24 ratings, while PFCU averages 4.8 from 821 ratings.
Do MobileTMS or PFCU have ads?
Neither MobileTMS nor PFCU shows ads.
Which is updated more often, MobileTMS or PFCU?
MobileTMS ships an update every 2 months, and PFCU monthly. Most recently, MobileTMS was updated on July 28, 2026 and PFCU on September 24, 2026.

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