Comparison

Moneydance vs Checkbook Wiz

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Moneydance

Manage your personal finances on the go with this mobile companion app. It allows for quick transaction entry and account balance updates, syncing securely to your desktop software. Keep your financial data protected with robust encryption.

Highlights
  • Mobile account balance updates
  • Portable transaction entry
  • End-to-end encrypted syncing
  • Dropbox and iCloud sync options
  • AES encryption for data protection
Read full description

Moneydance helps you take your finances mobile by making account balance updates and transaction entry portable. Moneydance is designed to enable quick and painless entry of receipts and transactions while you are out and about, with immediate, end-to-end encrypted syncing (via Dropbox or iCloud) to Moneydance on your Mac or PC. The desktop version of Moneydance is required to use this app, which can be downloaded for Mac, Windows, or Linux from moneydance.com Moneydance uses strong AES encryption in addition to Dropbox and iCloud's built-in security to ensure your finances are heavily protected while syncing.

About

Checkbook Wiz

Easily track your financial transactions and account balances. Manage multiple accounts, currencies, and recurring expenses with detailed reports and secure backup options. Ideal for personal daily finance management.

Highlights
  • Track account balances and transactions
  • Supports multiple currencies
  • Recurring transaction management
  • Detailed income and expense reports
  • Transaction splitting and categorization
  • Receipt and check number attachment
  • iCloud and Dropbox backup/restore
Features
Read full description

A simple and easy to use app to track transactions and balance of your accounts like checking saving, credit card and cash etc. Checkbook Wiz is a convenient way to manage your personal daily finance, check or add transactions anywhere with your device, keep an eye on balance of your accounts, see clearly where you money comes and goes. You can set multiple currencies for this app, and it support iCloud auto sync, iCloud & Dropbox backup and restore, makes it easier for you and your other family number to manage accounts together. Key features: ⁃ Track total balance, cleared balance of total accounts and each account. ⁃ Track transactions of each account. ⁃ Supports different currencies for each account. ⁃ Show transactions by daily and monthly. ⁃ Show daily and monthly total income and expense by calendar. ⁃ Supports adding expense, income and transfer transactions. ⁃ Supports splitting a transaction across multiple categories. ⁃ Add receipt for a transaction. ⁃ Add check number for a transaction. ⁃ Mark transaction as cleared or not directly in main screen page. ⁃ Kinds of default categories and you can add your own. ⁃ Supports adding recurring transactions. ⁃ Search transactions by name, category, account, amount, type and note text in a specific date range. ⁃ Comprehensive reports including: a). Total income & expense of all accounts and each account. b). Transactions by category. c). Transactions by payee. d). Monthly income & expense cash flow histogram. e). Monthly account balance chart view. ⁃ Export data inform of PDF, CSV and HTML. ⁃ Supports Air Print. ⁃ Password protection. ⁃ Supports Touch ID as passcode. ⁃ Add unlimited reminders. ⁃ Set Primary Account, primary category and home currency. ⁃ Custom month start day. ⁃ Show or hide reconciled transaction. ⁃ Supports iCloud auto sync. ⁃ Support both iCloud and Dropbox backup and restore. ⁃ Supports Apple Watch. ⁃ Supports universal version (available on both iPhone and iPad). If you have any question, please email to linklinksapp@tom.com.

Screenshots

Moneydance4 screens
Checkbook Wiz4 screens

Verdict

The call

The clearest difference is rating: Moneydance at 4.7 against Checkbook Wiz's 4.2. Moneydance also leads on in-app purchases (none vs 2) and ads (none vs shown). Checkbook Wiz's advantage is review sentiment (75% vs 54%). On price, ratings volume and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Checkbook Wiz sells 2 in-app purchases, starting at $1.99 per 6 months. Moneydance asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Moneydance holds the better App Store score, 4.7 against 4.2. Both are backed by a comparable volume of ratings — 978 and 815 respectively. Written reviews complicate that: 54% of Moneydance's written reviews are positive against 75% of Checkbook Wiz's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Moneydance ships an update every 6 weeks, Checkbook Wiz every 3 months. Both last shipped on October 24, 2026.

Scorecard7 real differences · 3 level
Moneydance versus Checkbook Wiz: the parameters behind the verdict, then further details
ParameterMoneydanceCheckbook Wiz
PriceFreeFree
Rating4.7 (978 ratings) — better4.2 (815 ratings)
Positive reviews54.1% of reviews75.1% of reviews — better
Number of ratings978 — better815
Update frequencyEvery 6 weeks — betterEvery 3 months
AdsNo — betterYes
In-app purchasesNo — betterYes
MonetizationPaidFree with in-app purchases — better
DevicesiPhone, iPad, iPodiPhone, iPad, Apple Watch
Requires iOS12.4 — better16.0
Further details — not scored
Size21 MB55 MB
Age rating4+4+
DeveloperThe Infinite Kind LimitedLINKLINKS LTD

Customer experience

Moneydance

All ratings761 ratings
Positive94.1%
Neutral2.5%
Negative3.4%
Written reviews342 reviews
Positive54.1%
Neutral15.5%
Negative30.4%

Checkbook Wiz

All ratings815 ratings
Positive79.4%
Neutral5.8%
Negative14.8%
Written reviews217 reviews
Positive75.1%
Neutral10.6%
Negative14.3%

User reviews

Moneydance

From 978 App Store ratings

What we love

  • 💻 Great companion to desktop app
  • 🔄 Seamless Dropbox syncing
  • 📱 Convenient for on-the-go entries
  • 💰 Excellent alternative to Quicken
  • 🔍 Useful for tracking finances

Room to improve

  • 🔍 Limited functionality compared to desktop
  • 🔀 Inconsistent syncing issues
  • 🚫 No support for investment/loan accounts
  • 🗂️ Lack of reporting and budgeting features
  • 🔒 Security concerns with Dropbox sync

Checkbook Wiz

From 815 App Store ratings

What we love

  • 👍 Easy to use
  • 📈 Helps track finances
  • 🗓️ Useful calendar view
  • 💰 Accurate account balances
  • 🔍 Helpful search functionality

Room to improve

  • 🐛 Recurring transactions not working reliably
  • ⏱️ Slow performance and refresh times
  • 💸 Ads interrupting user experience
  • 🔄 Sync issues causing data loss
  • 🤔 Limited customization options

Bugs and requests

Moneydance

Reported bugs

3 issues
  • Transactions sometimes get corrupted during sync
  • App crashes when entering certain transaction details
  • Inconsistent behavior when dealing with split transactions

Requested features

5 requests
  • Add tags/categories support
  • Improve transaction entry experience
  • Implement manual sync option
  • Display account balances and future transactions
  • Integrate with mobile banking/financial services

Checkbook Wiz

Reported bugs

3 issues
  • Transactions disappearing from register
  • Incorrect account balances displayed
  • App crashing when adding accounts

Requested features

5 requests
  • Ability to delete/edit payees
  • Automatic recurring transaction entry
  • Custom reporting and budgeting tools
  • Sync across multiple devices
  • Improved category management

In-app purchases

None

Moneydance

No in-app purchases

2 purchases

Checkbook Wiz

Subscriptions1
  • Premium - 6 months$1.996 Months
One-time1
  • Pro Version$19.99

Questions

Is Moneydance free?
Moneydance is free to download, with no in-app purchases.
Is Checkbook Wiz free?
Checkbook Wiz is free to download, with in-app purchases available.
Which has better reviews, Moneydance or Checkbook Wiz?
Moneydance is rated higher. Moneydance averages 4.7 out of 5 from 978 ratings, while Checkbook Wiz averages 4.2 from 815 ratings.
Do Moneydance or Checkbook Wiz have ads?
Checkbook Wiz shows ads; Moneydance does not.
Which is updated more often, Moneydance or Checkbook Wiz?
Moneydance ships an update every 6 weeks, and Checkbook Wiz every 3 months. Most recently, Moneydance was updated on October 24, 2026 and Checkbook Wiz on October 24, 2026.

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