Wallet One vs Zero
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Wallet One
A global multi-currency electronic wallet for making payments, transfers, and paying for goods and services worldwide. Manage your finances internationally with ease.
- Make payments
- Perform transfers
- Pay for goods and services
- Multi-currency support
- Worldwide usability
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Mobile Application Wallet One allows you to make payments, transfers, pay for goods and services. Multi-currency electronic wallet Wallet One can be used all over the world.
Zero
Purchase items now and pay in installments with zero interest and no down payment. Easily apply for a credit limit through the app and manage all your purchases and payments in one place. Access a wide network of partners for various goods and services.
- 0% interest and down payment
- Wide network of partner stores
- Easy online registration and limit approval
- Catalog and map view of partners
- Simple financial control and payment tracking
- 24/7 multi-channel customer support
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Покупайте сейчас, платите частями потом! 0% переплат, 0% первый взнос С беспроцентной рассрочкой ZERO вы сможете покупать все, что захотите в широкой сети партнеров: от продуктов до топлива на АЗС, от техники до одежды и обуви, от похода в ресторан до товаров для дома. ZERO — честная рассрочка, без первого взноса и процентов. Оформить рассрочку ZERO очень легко, вам нужен только смартфон и несколько минут. — пройдите регистрацию в мобильном приложении (можно оформить без посещения банка); — получите подтверждение лимита рассрочки онлайн; — и совершайте покупки без %; Удобный каталог партнеров Выбирайте партнеров в формате каталога или в режиме карты. Чтобы выбирать для вас было легко — у каждого партнера есть логотип, описание, срок рассрочки, адрес и график работы. Простой контроль финансов Всю информацию о покупках и платежах по рассрочкам вы можете увидеть в мобильном приложении. Контролируйте когда и за что вам нужно платить, с ZERO это очень просто. Мы общаемся любым удобным для вас способом. В мобильном приложении есть мультиканальная служба поддержки 24/7: вы можете позвонить нам, написать в WhatsApp или в Facebook Messenger. Приятных покупок!
Screenshots
Verdict
The clearest difference is review sentiment: Zero at 80% against Wallet One's 14%. Wallet One's advantage is rating (3.0 vs 2.3) and monetization model (free vs ad-supported). On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Wallet One holds the better App Store score, 3.0 against 2.3. Both are backed by a comparable volume of ratings — 3 and 3 respectively. Written reviews complicate that: 14% of Wallet One's written reviews are positive against 80% of Zero's, so the app with the better star average is not the one people write more warmly about.
Wallet One ships an update every 4 weeks, Zero every 3 weeks. The most recent releases landed on October 3, 2026 and October 11, 2026 respectively.
| Parameter | Wallet One | Zero |
|---|---|---|
| Price | Free | Free |
| Rating | 3.0 (3 ratings) — better | 2.3 (3 ratings) |
| Positive reviews | 14.3% of reviews | 80.0% of reviews — better |
| Number of ratings | 3 | 3 |
| Update frequency | Every 4 weeks | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 10.0 — better | 15.5 |
| Further details — not scored | ||
| Size | 75 MB | 204 MB |
| Age rating | 4+ | 4+ |
| Developer | Silvervale Alliance LLP | Technologia CA |
Customer experience
Wallet One
Zero
In-app purchases
Wallet One
No in-app purchases
Zero
No in-app purchases









