Comparison

페이북/ISP vs 카카오뱅크

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

페이북/ISP

Manage your finances with personalized benefits, investment opportunities, and smart financial product comparisons. Customize your home screen, track card usage, and discover tailored discounts and rewards. Invest in global markets and stocks with expert picks.

Highlights
  • Personalized benefits and rewards
  • Investment opportunities (overseas, stocks)
  • Financial product comparison (cards, loans, insurance)
  • Customizable home screen
  • Card usage and benefit tracking
  • QR payment via smartwatch
Features
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[부자되는 습관, 페이북] ● 홈 - 출석체크부터, 머니박스, 맞춤 혜택을 홈에서 한번에 확인해요. - 원하는대로 메뉴의 순서를 바꿔 나만의 홈을 만들어 보세요. - 카드리스트에서 선택한 카드의 이용내역은 기본, 실적 현황과 혜택 정보도 한눈에 확인할 수 있어요. ● 혜택 - 나에게 딱 맞는 할인, 적립 혜택이 모여있어요. - 쇼핑할 때마다 추가로 적립되는 쇼핑적립과 마이태그 할인도 놓치지 마세요. ● 더부자 - 모으고 불려서 THE 부자되는 습관, 페이북과 만들어요. - 부담없이 시작하는 해외 투자와 주식 고수들의 Pick을 확인해 보세요. ● 금융 - 혜택 좋은 금융상품, 1분만에 찾아드려요! - 카드, 대출, 보험, 계좌도 똑똑하게 비교해 보세요. ● 검색 - 원하는 혜택을 검색해 보세요! - 더 똑똑해진 검색 기능으로 메뉴는 물론, 카드와 이벤트, 마이태그까지 다- 찾아드려요. [페이북 등록 가능 카드] 페이북 사용자 명의의 바로카드, 우리카드, SC제일, 하나BC, 농협BC, IBK기업, KB국민BC, iM뱅크, BNK부산, BNK경남, 씨티BC, 신한BC, 저축은행중앙회, 수협은행, 우체국, 새마을금고중앙회, 광주은행, 한국산업은행, 제주은행, 신협중앙회, 교보증권, 유진투자증권, 미래에셋증권, 유안타증권, DB금융투자, SK증권, NH투자증권, 케이뱅크, 카카오페이카드, 산림조합, 한국투자증권, 지머니트랜스, 핀트카드, KG모빌리언스, 한패스, 코인샷카드, 비즈플레이, 우리은행, 섹터나인, 중국은행, 글로벌머니익스프레스, 네이버카드, 머니트리카드 [ISP 이용안내] KB국민카드 및 KB국민카드에서 발급하는 카카오뱅크, KB증권, 한화투자증권, 코나카드, 페이코, 나마네카드, 토스, 전북은행카드, 퍼핀, 다날카드 [워치로 QR결제하세요] 워치용 QR결제는 모바일 페이북/ISP 앱 설치 및 로그인 후 이용할 수 있습니다. [앱 접근권한] · 필수적 접근권한 - 전화 : ARS추가인증 및 고객센터 연결(디지털 ARS)을 위한 접근 · 선택적 접근권한 - Push 알림 : 승인 및 승인취소 내역 수신을 위한 접근 - 카메라 : 카드번호 스캔 및 QR 결제를 위한 접근 - 사진 : 전자영수증 사진 저장을 위한 접근 - 저장소 : APP을 읽고, 사용하기 위한 접근 - 마이크 : 동영상 첨부(이용문의)를 위한 접근 ※ 선택적 접근권한을 동의하지 않아도 페이북/ISP 앱의 기본 서비스를 이용할 수 있습니다. [이용문의] 페이북/ISP는 안전한 결제인증 서비스를 제공하는 브이피(주)에서 운영하고 있습니다. · 홈페이지 : www.vp.co.kr · 고객센터 : 1577-3033 (평일 09:00~18:00, 주말 및 공휴일 제외) · 주소 : 서울시 중구 을지로 170 을지트윈타워 13층 브이피

About

카카오뱅크

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Changing finance, changing everyday life A fully licensed bank, KakaoBank ■ Korea's leading internet bank • Handle all your banking on mobile 24/7, with no branch visit • Send money to KakaoTalk friends without knowing their account numbers ■ Instant benefits you can see • Competitive interest rates for everyone, with no complex conditions • Complete daily missions in the Benefits tab for cashback ■ An account to share and manage together • Invite KakaoTalk friends to your group account • Share balances and transactions with members in real time ■ A 26-week challenge starting from just KRW 1,000 • Reach your goal before you know it with Kakao Friends cheering you on! ■ A debit card that rewards your spending • Cashback on every purchase, for everyone • A group account debit card that adds fun with random cashback ■ Fast and easy mortgage loans via chatbot • Apply for home purchase, jeonse, rent deposit, and refinancing loans • Instantly check rates and limits tailored to your loan profile • Submit on mobile with no loan documents to prepare ■ A simple start to investing • Compare and open brokerage accounts in one place • Start investing with small amounts • Save and invest in US dollars with zero exchange fees ■ Overseas remittances with exceptionally low fees • Send and receive international transfers anytime, 24/7 • Transfer to over 200 countries via bank accounts or Western Union (WU) • Designate or extend your primary foreign exchange bank on mobile ■ KakaoBank mini, starting from age 7 • Manage your child's allowance with ease • A single card for both payments and Tmoney top-ups ■ Easy and convenient banking for sole proprietors • Easy business account opening and various business loans • Business-exclusive cards with only the benefits you need • Tax filing, credit checks, and other business essentials ■ Easy and convenient banking for foreigners, even if Korean is unfamiliar • Open an account and get a card with your Alien Registration Card • Use a variety of services for your financial life in Korea • AI translation in English, Chinese, and Vietnamese, plus live English support ■ Zero transfer and ATM fees • No fees for transfers to other banks or automated transfers • No deposit, withdrawal, or transfer fees at any domestic ATM (bank ATMs and partner Value-Added Network (VAN) devices) * ATM and cash dispenser fees for deposit, withdrawal, and transfer are subject to change based on future policies. If policies change, we will notify you 1 month in advance via the KakaoBank app and website. ■ Customer Center Operating Hours • Deposits and Savings, Loans, Cards, and App Inquiries: 1599-3333 (Weekdays 09:00–18:00) • Foreign Exchange, Funds Inquiries: 1599-3333 (Weekdays 09:00–18:00) • Jeonse and Monthly Rent Deposit(Registered Customer) Loans Inquiries: 1599-8787 (Weekdays & Saturday 09:00–18:00) • Incident Reporting: 1599-8888 (24/7) ■ Chatbot Operating Hours • KakaoTalk Channel ""KakaoBank Customer Center"" (24/7) • Chatbot and live agent chat support available ■ KakaoBank App Access Permissions and Purposes • Camera (Optional): ID and document capture, video calls, profile photo registration, photo transfers • Photos (Optional): Saving transfer, remittance, and withdrawal confirmations and card receipts • Location (Optional): Prevention of fraudulent account opening and detection of fraudulent transactions • Health (Optional): Step tracking for the Walk Daily and Get Rewards feature • Bluetooth (Optional): Identifying and connecting to nearby devices for the Meet Jordy and Get Rewards feature * You can use the service even if you do not agree to the optional access permissions.

Screenshots

페이북/ISP4 screens
카카오뱅크4 screens

Verdict

The call

The clearest difference is rating: 페이북/ISP at 3.6 against 카카오뱅크's 2.8. 페이북/ISP also leads on device support (3 vs 1) and ratings volume (514 vs 145). 카카오뱅크's advantage is in-app purchases (none vs 1). On price, review sentiment, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. 페이북/ISP sells 1 one-off in-app purchase. 카카오뱅크 asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

페이북/ISP holds the better App Store score, 3.6 against 2.8. Both are backed by a comparable volume of ratings — 514 and 145 respectively. Written reviews complicate that: 28% of 페이북/ISP's written reviews are positive against 31% of 카카오뱅크's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

페이북/ISP ships an update fortnightly, 카카오뱅크 every 3 weeks. The most recent releases landed on October 13, 2026 and October 12, 2026 respectively.

Scorecard4 real differences · 6 level
페이북/ISP versus 카카오뱅크: the parameters behind the verdict, then further details
Parameter페이북/ISP카카오뱅크
PriceFreeFree
Rating3.6 (514 ratings) — better2.8 (145 ratings)
Positive reviews27.5% of reviews31.4% of reviews — better
Number of ratings514 — better145
Update frequencyFortnightly — betterEvery 3 weeks
AdsYesYes
In-app purchasesYesNo — better
MonetizationFree with in-app purchases—
DevicesiPhone, iPod, Apple Watch — betteriPhone
Requires iOS15.8 — better16.0
Further details — not scored
Size488 MB785 MB
Age rating4+4+
DeveloperVP Inc.KakaoBank Corp.

Customer experience

페이북/ISP

All ratings514 ratings
Positive63.6%
Neutral5.8%
Negative30.5%
Written reviews109 reviews
Positive27.5%
Neutral3.7%
Negative68.8%

카카오뱅크

All ratings145 ratings
Positive43.4%
Neutral5.5%
Negative51.0%
Written reviews156 reviews
Positive31.4%
Neutral4.5%
Negative64.1%

Bugs and requests

페이북/ISP

Reported bugs

3 issues
  • Errors during payment process
  • Inability to register non-Korean phone numbers
  • Incompatibility with certain devices/OS versions

Requested features

4 requests
  • Support for face ID/fingerprint login
  • Improved performance and stability
  • More user-friendly interface design
  • Better support for overseas users

카카오뱅크

Not enough reviews yet to summarise bugs or requests.

In-app purchases

1 purchases

페이북/ISP

One-time1
  • 안전결제 프리미엄 서비스 1년이용권$5.99
None

카카오뱅크

No in-app purchases

Questions

Is 페이북/ISP free?
페이북/ISP is free to download, with in-app purchases available.
Is 카카오뱅크 free?
카카오뱅크 is free to download, with no in-app purchases.
Which has better reviews, 페이북/ISP or 카카오뱅크?
페이북/ISP is rated higher. 페이북/ISP averages 3.6 out of 5 from 514 ratings, while 카카오뱅크 averages 2.8 from 145 ratings.
Do 페이북/ISP or 카카오뱅크 have ads?
Both 페이북/ISP and 카카오뱅크 show ads.
Which is updated more often, 페이북/ISP or 카카오뱅크?
페이북/ISP ships an update fortnightly, and 카카오뱅크 every 3 weeks. Most recently, 페이북/ISP was updated on October 13, 2026 and 카카오뱅크 on October 12, 2026.

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