Comparison

随手记 vs MoneyTrack

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

随手记

Effortlessly track personal, family, or business expenses with extensive templates. Features AI-powered voice and image recognition for quick entry, detailed financial insights, and collaborative accounting tools. Secure cloud sync ensures your data is always accessible and safe.

Highlights
  • AI-powered voice and image recognition for quick expense entry
  • Extensive library of accounting templates for various life stages and businesses
  • Multi-user collaboration with role-based permissions
  • Detailed financial reports and visual data analysis
  • Secure cloud storage with multi-device synchronization
  • Budgeting and asset-liability management tools
Features
Read full description

多赚会花每一天,记账就要随手记!海量账本模板,个人、家庭、生意账随心选。 记账快捷又专业,轻松管理多人记账。多维度账单解读,全面了解你的财务状况。 【特色亮点】 1、AI记账新体验 - 语音记账,开口就能记 - 图片识别批量记账,发送截图、小票自动记 - 快捷指令自动记账,消费后一键入账 2、记账看账一目了然 - 自定义记账键盘,快捷又专业 - 首页即报表,数据卡片及图表清晰呈现 - 多维度查看收支流水,搭配流水日历轻松补账 - 多账户管理,全面了解你的账户余额 3、多人协同,分工明确 - 多人共用一本账,家庭、团队协作更高效 - 角色权限可管理,员工记账老板看,权限分配专业严谨 4、安全可靠,功能丰富省心易用 - 云端存储多端同步,数据安全不丢失 - 账本操作必留痕,误删流水可恢复,安全又可靠 - 更有票据识别、预算、资产负债管理等更多专业记账功能,一应俱全 【海量账本模板,陪伴你的各个人生阶段】 to成长中的你: - 高中生、大学生账本:生活费聪明花,课外兼职也能记 - 班费账本:班委管钱大家看,班费收支更透明 to工作中的你: - 差旅报销流水账:设定预算不超支,流水详尽不漏报 - 网约司机、健身教练、装修队长:职业账本专属定制 to爱生活的你: - 合租、恋爱、生活账:日常生活随心记 - 旅游、宠物、爱好账:为自己所爱的事物,记录美好回忆 - 攒钱、健身、目标账:设定一个小目标,让账本陪你变成想要的样子 to创业中的你: - 奶茶、快餐、餐饮业:店铺经营实用工具,员工记账权限可控 - 服装、代购、零售业:成本营收全把控,应收应付不遗漏 - 培训、酒店、服务业:各行各业全覆盖,首页报表指导经营 to顾家的你: - 人情账本、结婚账本:人情红包收入支出一览无余 - 儿童教育、宝宝账本:家人共享宝贝成长点滴 - 汽车、储蓄家庭账本:日常生活分类全,全家合记一本账 还有更多账本模板等你发现! ————献给热爱记账的你———— 生活需要一点仪式感。 有人每天早上一定要喝一杯咖啡, 有人每天睡前一定要写两句日记, 也有人每天都把挣到的和花过的每一分钱记录下来 在快节奏的时代,扫一扫就完成付款,动动手指就能解决三餐、完成购物。 移动支付把生活中的花销从实实在在的钱变成了一串变动的数字,很多时候我们对于花钱没有了概念,甚至,想不起来把钱花在了哪里。 这时,需要消费后的用心记账,提高自己对钱的敏感度。 希望热爱记账的你梳理财务状况的时候可以沉浸在随手记这个"工作台"! 【联系我们】 使用过程中如遇问题,欢迎联系我们,可爱的客服妹纸会认真处理你的每一个反馈哦。 - 在线客服:"我的"-"求助反馈"-"在线咨询" - 留言路径:"我的"-"求助反馈"-"意见反馈" - 随手记官网:www.sui.com - 随手记微信:suishoujicom - 神象云账本微信:shenxiang_cloud - 随手记服务条款:https://www.sui.com/help/agreement-mobile.html - 随手记隐私政策:https://www.sui.com/help/privacy.jsp 如果您喜欢随手记,请在应用商店留下您的星星和评论,您的支持是我们进步的动力!

About

MoneyTrack

This app offers a pure, ad-free expense tracking experience with AI-powered auto-categorization. Manage finances across multiple platforms, set budgets, and gain insights into spending habits with clear data visualization. It's designed for seamless financial management.

Highlights
  • Ad-free experience
  • AI auto-tracking and categorization
  • Cross-platform sync (iOS, Android, Desktop)
  • Budget control and monitoring
  • Asset and debt management
  • Shared ledgers for household finances
  • Multi-currency support
Features
Read full description

MoneyTrack is a simple, focused expense tracker built around three principles: no ads, no launch ads, and no financial product recommendations. It keeps bookkeeping minimal and stays focused on recording transactions. More than 6 million users use MoneyTrack to record transactions and understand their spending. AI-powered automatic entry records transactions accurately and efficiently, while simple charts make spending easy to understand at a glance. 【Features】 No launch ads, no ads, no financial products 【Functions】 - Quick entry: A simple workflow for recording transactions quickly; - AI-powered automatic entry: AI accurately recognizes transactions and matches categories, assets, notes, and other details for immediate recording; - Category management: Supports main categories and subcategories, with custom categories added as needed; - Asset management: Supports cash, bank accounts, credit cards, stored-value cards, investment accounts, and other asset accounts; - Statistical reports: Summarizes income and expenses from multiple perspectives to make spending easier to understand; - Multiple ledgers: Create separate ledgers for daily life, business, renovation, travel, baby expenses, shops, and other scenarios; - Shared ledgers: Invite family members or a partner to record together in the same ledger; - Recurring transactions: Automatically generate repeating income and expenses such as rent, car payments, subscriptions, insurance, and salary; - Budget management: Set monthly or yearly budgets, plan spending in advance, and avoid overspending; - Free backup: Data syncs automatically with your account, continues after switching phones, and can be used on multiple phones; - Free export: Export transactions at any time, including transaction images to Excel; - Free import: Import transactions from Alipay, WeChat, and many other platforms; - Reimbursement management: Record transactions awaiting reimbursement and manage the complete reimbursement process; - Refunds: Apply refunds to expense transactions, link the complete transaction flow, and support multiple refunds. - Bulk editing: Process notes, accounts, categories, tags, and other information across multiple transactions - Tags: Add multiple tags to transactions, such as merchant, project, or city, for multidimensional management. - Search: Find transactions by amount, time, ledger, tag, category, and other criteria; - Multiple currencies: Includes 100+ currencies with automatic exchange-rate conversion; - Widgets: A variety of home screen widgets makes recording more convenient; - Quick launch mode: Open the app and enter the transaction flow automatically; - Calendar view: View each day’s data summary clearly on a calendar; - Privacy first: Protect data with facial authentication or a passcode to prevent access by others; 【Help and Feedback】 User guide: https://docs.qianjiapp.com Feedback: Submit it through the “Feedback” page in the app.

Screenshots

随手记4 screens
MoneyTrack4 screens

Verdict

The call

The clearest difference is ads: MoneyTrack at none against 随手记's shown. MoneyTrack also leads on review sentiment (96% vs 81%). 随手记's advantage is ratings volume (4.2K vs 427). On price, rating, update cadence and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. 随手记 sells 10 in-app purchases, starting at $1.99 per month and MoneyTrack sells 4 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for 随手记 against 4.9 for MoneyTrack. That said, the two scores are not equally well evidenced: 随手记 has 4.2K ratings behind it against 427, so its average is the more settled of the two. Written reviews are what separate them: 81% of 随手记's written reviews are positive against 96% of MoneyTrack's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly fortnightly. Both last shipped on November 6, 2026.

Scorecard3 real differences · 7 level
随手记 versus MoneyTrack: the parameters behind the verdict, then further details
Parameter随手记MoneyTrack
PriceFreeFree
Rating4.8 (4.2K ratings)4.9 (427 ratings) — better
Positive reviews80.8% of reviews96.1% of reviews — better
Number of ratings4.2K — better427
Update frequencyFortnightlyFortnightly
AdsYesNo — better
In-app purchasesYesYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhone, iPod, Apple WatchiPhone, iPad, iPod, Mac — better
Requires iOS14.013.0 — better
Further details — not scored
Size267 MB75 MB
Age rating4+4+
DeveloperShenzhen Mingshu Information Co., Ltd.昱春 唐

Customer experience

随手记

All ratings4,161 ratings
Positive96.1%
Neutral1.3%
Negative2.6%
Written reviews484 reviews
Positive80.8%
Neutral4.8%
Negative14.5%

MoneyTrack

All ratings422 ratings
Positive98.6%
Neutral0.2%
Negative1.2%
Written reviews381 reviews
Positive96.1%
Neutral1.0%
Negative2.9%

User reviews

随手记

From 4.2K App Store ratings

What we love

  • 👍 Very convenient
  • 🚀 Easy to use
  • 💰 Helps with budgeting and finance management
  • 🔒 Secure data storage
  • 🌟 Great app overall

Room to improve

  • 🐛 Sync issues and data loss
  • 📈 Confusing UI changes after updates
  • 💸 Aggressive monetization with ads and paywalls
  • 🔍 Difficult to find certain features
  • 🤖 Automatic app redirects and forced upgrades

MoneyTrack

From 427 App Store ratings

What we love

  • 👍 Simple and easy to use
  • 🚀 Fast and responsive
  • 💎 No ads, clean interface
  • 💯 Comprehensive features
  • 🤑 Good value for money

Room to improve

  • 🐛 Occasional sync issues
  • ⚠️ Limited multi-currency support
  • 🕰️ Lack of advanced reporting

Bugs and requests

随手记

Reported bugs

5 issues
  • Incorrect account balance calculations
  • Frequent app crashes and freezes
  • Sync failures leading to data loss
  • Compatibility issues with newer devices
  • Unreliable push notifications

Requested features

5 requests
  • Add multi-currency support
  • Improve data export and backup options
  • Provide more detailed analytics and reporting
  • Simplify the user interface
  • Reduce intrusive ads and forced upgrades

MoneyTrack

Reported bugs

2 issues
  • Unable to input numbers in notes
  • App crashes on high refresh rate devices

Requested features

4 requests
  • Add multi-currency support
  • Improve data export options
  • Integrate with banking apps
  • Introduce budgeting features

In-app purchases

10 purchases

随手记

Subscriptions3
  • 基础会员-连续包月$1.991 Month
  • 香蕉贝月卡-连续包月$3.991 Month
  • 香蕉贝月卡-连续包季$9.993 Months
One-time7
  • 6香蕉贝$0.99
  • 免广告会员十二个月$1.99
  • 基础会员1个月(活动)$1.99
Show 4 more
  • 基础会员-1个月$2.99
  • 30香蕉贝$3.99
  • 基础会员2年(活动)$24.99
  • 基础会员2年(活动)$29.99
4 purchases

MoneyTrack

One-time4
  • Monthly$0.99
  • Annual$6.00
  • Lifetime$19.95
Show 1 more
  • Lifetime$19.99

Questions

Is 随手记 free?
随手记 is free to download, with in-app purchases available.
Is MoneyTrack free?
MoneyTrack is free to download, with in-app purchases available.
Which has better reviews, 随手记 or MoneyTrack?
MoneyTrack is rated higher. 随手记 averages 4.8 out of 5 from 4.2K ratings, while MoneyTrack averages 4.9 from 427 ratings.
Do 随手记 or MoneyTrack have ads?
随手记 shows ads; MoneyTrack does not.
Which is updated more often, 随手记 or MoneyTrack?
随手记 ships an update fortnightly, and MoneyTrack fortnightly. Most recently, 随手记 was updated on November 6, 2026 and MoneyTrack on November 6, 2026.

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