随手记 vs 挖财记账
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
随手记
This app offers a comprehensive solution for personal, family, and business accounting. It features AI-powered voice and image recognition for quick entry, detailed financial reports, and collaborative features for shared accounts. Numerous templates cater to various life stages and professions.
- AI voice and image recognition for quick accounting
- Customizable accounting keyboard
- Homepage financial reports and data cards
- Multi-user collaboration with role management
- Cloud storage with multi-device synchronization
- Bill recovery and error correction
- Extensive ledger templates for various needs
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多赚会花每一天,记账就要随手记!海量账本模板,个人、家庭、生意账随心选。 记账快捷又专业,轻松管理多人记账。多维度账单解读,全面了解你的财务状况。 【特色亮点】 1、AI记账新体验 - 语音记账,开口就能记 - 图片识别批量记账,发送截图、小票自动记 - 快捷指令自动记账,消费后一键入账 2、记账看账一目了然 - 自定义记账键盘,快捷又专业 - 首页即报表,数据卡片及图表清晰呈现 - 多维度查看收支流水,搭配流水日历轻松补账 - 多账户管理,全面了解你的账户余额 3、多人协同,分工明确 - 多人共用一本账,家庭、团队协作更高效 - 角色权限可管理,员工记账老板看,权限分配专业严谨 4、安全可靠,功能丰富省心易用 - 云端存储多端同步,数据安全不丢失 - 账本操作必留痕,误删流水可恢复,安全又可靠 - 更有票据识别、预算、资产负债管理等更多专业记账功能,一应俱全 【海量账本模板,陪伴你的各个人生阶段】 to成长中的你: - 高中生、大学生账本:生活费聪明花,课外兼职也能记 - 班费账本:班委管钱大家看,班费收支更透明 to工作中的你: - 差旅报销流水账:设定预算不超支,流水详尽不漏报 - 网约司机、健身教练、装修队长:职业账本专属定制 to爱生活的你: - 合租、恋爱、生活账:日常生活随心记 - 旅游、宠物、爱好账:为自己所爱的事物,记录美好回忆 - 攒钱、健身、目标账:设定一个小目标,让账本陪你变成想要的样子 to创业中的你: - 奶茶、快餐、餐饮业:店铺经营实用工具,员工记账权限可控 - 服装、代购、零售业:成本营收全把控,应收应付不遗漏 - 培训、酒店、服务业:各行各业全覆盖,首页报表指导经营 to顾家的你: - 人情账本、结婚账本:人情红包收入支出一览无余 - 儿童教育、宝宝账本:家人共享宝贝成长点滴 - 汽车、储蓄家庭账本:日常生活分类全,全家合记一本账 还有更多账本模板等你发现! ————献给热爱记账的你———— 生活需要一点仪式感。 有人每天早上一定要喝一杯咖啡, 有人每天睡前一定要写两句日记, 也有人每天都把挣到的和花过的每一分钱记录下来 在快节奏的时代,扫一扫就完成付款,动动手指就能解决三餐、完成购物。 移动支付把生活中的花销从实实在在的钱变成了一串变动的数字,很多时候我们对于花钱没有了概念,甚至,想不起来把钱花在了哪里。 这时,需要消费后的用心记账,提高自己对钱的敏感度。 希望热爱记账的你梳理财务状况的时候可以沉浸在随手记这个"工作台"! 【联系我们】 使用过程中如遇问题,欢迎联系我们,可爱的客服妹纸会认真处理你的每一个反馈哦。 - 在线客服:"我的"-"求助反馈"-"在线咨询" - 留言路径:"我的"-"求助反馈"-"意见反馈" - 随手记官网:www.sui.com - 随手记微信:suishoujicom - 神象云账本微信:shenxiang_cloud - 随手记服务条款:https://www.sui.com/help/agreement-mobile.html - 随手记隐私政策:https://www.sui.com/help/privacy.jsp 如果您喜欢随手记,请在应用商店留下您的星星和评论,您的支持是我们进步的动力!
挖财记账
Effortlessly manage your finances with AI-powered expense tracking. Import transactions from various sources, set budgets, and gain clear insights into your spending habits. Optimize savings and achieve your financial goals.
- AI intelligent expense tracking
- Automatic import from WeChat, Alipay, banks
- Voice and screen recognition for quick entry
- Multi-user shared ledgers
- Comprehensive financial reports
- Budget and savings goal setting
- Asset and debt management
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AI智能导入,快速开始管理账单,微信、支付宝、银行等一键导入,立即体验满血的账单管理服务。 快捷指令自动记账,消费后双击记账,简单又有趣! “钱花哪儿”一清二楚,省钱存钱从现在开始! 【功能特色】 1、AI智能记账 - 语音快捷指令:用Siri唤起“挖财语音记账”或者自定义唤出方式,智能语音记账 - 识屏快捷指令:微信、支付宝消费后,打开账单页,轻敲手机背后马上记账 - 批量智能导入:微信、支付宝、银行等excel账单,一键导入,智能分类 - 周期自动记账:水电煤、公积金等定期按时入账,不必担心漏记 2、手动记账 - 类型丰富:支出、收入、转账、借贷、报销、退款账单全面支持 - 智能学习,遵循操作习惯,越用越顺手 - 速记模板,提前预设记账模板,秒记无压力 3、多人共享账本,多端实时同步 - 适合个人、家庭记账、生意合伙、团队项目等多场景共享 - 免费云备份,多端实时同步,换手机登录同账号,自动同步,数据无忧 4、全面的账单管理 - 账单明细:12个统计维度,支出、收入、转账、借贷、报销、退款等多种账单一处管理 - 日历账单:4种账单日历,每日收支一目了然,漏记补账方便快捷 - 账单搜索:输入关键词,快速检索各类型账单,轻松定位 - 超多报表:29种报表,多维度的报表帮你追踪花销流水 5、资金计划管理 - 覆盖信用卡还款、房租、水电、借贷还款等多种待办事项 - 快速统计未来某段时间的固定开支总金额,帮助管好现金流 - 可靠的提醒服务,重要款项不错过 6、资产负债 - 资产管理:管理资产和负债,“钱在哪儿”一目了然 - 信用卡管理:管理免息期、信用额度等,“羊毛”要薅到就是赚到 - 账户账单页,逐条账单对账,信息清晰明了 7、预算目标 - 支出、收入、结余都可独立设置预算目标,存钱省钱都满足 - 全部、年、季、月、周、日多周期预算,想管多细有多细 - 类别、成员、标签、商家等可设置子预算 - 创建一次,下个周期自动延续,管理更简单 8、个性化设置 - 账本封面,首页日历、报表、预算等7大模块定制服务 - 自定义类别、账户图标、个性化标签服务 - 账单列表样式设置等 9、其他特色 - 多币种:出国旅游、生活、工作,方便外币记账 - 数据安全:支持Face ID/指纹解锁账本 - 特色小组件:多样特色小组件,添加到手机桌面美观好用 【会员服务】 1、非连续订阅会员服务: - 基础会员:年会员,永久会员 - 标准会员:月会员,年会员 - 超级会员:月会员,年会员 2、连续订阅会员自动续费服务: - 订阅周期:1个月或1年 - 订阅价格:标准会员连续包月、标准会员连续包年、超级会员连续包月、超级会员连续包年 - 您的iTunes账户会在购买确认后立即扣款 - 购买连续订阅会员的帐号,会在每个月到期前24小时,自动在 iTunes 账户扣费并延长1个月或1年会员有效期 - 取消订阅应当在会员服务到期前,提前至少 24 小时完成,否则此订阅将继续有效 - 如需取消订阅,请手动打开手机「设置」, 进入「Apple ID」,选择「订阅」,选择订阅商品取消订阅即可。 服务协议: 1)付费会员服务协议:https://www.yuancaiyun.com/ikebana/contract/1E82B02865773CB8FDB9A16BA1AF1D06 2)连续订阅会员服务协议:https://www.yuancaiyun.com/ikebana/contract/970407CDD20C17DFB287CA654E93F7C6 3)个人信息保护政策:https://www.yuancaiyun.com/ikebana/contract/5165EC0CF11AF32B0FE5FD93521BCB39 4)用户服务协议:https://www.yuancaiyun.com/ikebana/contract/44FADE5EE6670BC7B6528021400E6EF0 【联系我们】 - 意见反馈:可通过我的-关于-邮箱发送邮件和我们联系 - 如果您喜欢我们的服务,请留下您的好评,让更多人看到我们!您的支持是我们前进的动力!
Screenshots
Verdict
The clearest difference is review sentiment: 随手记 at 81% against 挖财记账's 59%. 随手记 also leads on ratings volume (4.2K vs 249) and rating (4.8 vs 4.6). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. 随手记 sells 36 in-app purchases, starting at $1.99 per month and 挖财记账 sells 20 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.
随手记 holds the better App Store score, 4.8 against 4.6. That said, the two scores are not equally well evidenced: 随手记 has 4.2K ratings behind it against 249, so its average is the more settled of the two. Written reviews point the same way: 81% of 随手记's written reviews are positive against 59% of 挖财记账's.
Both ship on a similar rhythm, roughly fortnightly. The most recent releases landed on September 23, 2026 and September 21, 2026 respectively.
| Parameter | 随手记 | 挖财记账 |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (4.2K ratings) — better | 4.6 (249 ratings) |
| Positive reviews | 80.7% of reviews — better | 58.9% of reviews |
| Number of ratings | 4.2K — better | 249 |
| Update frequency | Fortnightly | Fortnightly |
| Ads | Yes | Yes |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Freemium |
| Devices | iPhone, iPod, Apple Watch — better | iPhone, iPod |
| Requires iOS | 14.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 295 MB | 158 MB |
| Age rating | 4+ | 9+ |
| Developer | Shenzhen Mingshu Information Co., Ltd. | Hangzhou Yuancai Technology Co.,Ltd. |
Customer experience
随手记
挖财记账
User reviews
随手记
From 4.2K App Store ratingsWhat we love
- 👍 Very convenient
- 🚀 Easy to use
- 💰 Helps with budgeting and finance management
- 🔒 Secure data storage
- 🌟 Great app overall
Room to improve
- 🐛 Sync issues and data loss
- 📈 Confusing UI changes after updates
- 💸 Aggressive monetization with ads and paywalls
- 🔍 Difficult to find certain features
- 🤖 Automatic app redirects and forced upgrades
挖财记账
From 249 App Store ratingsWhat we love
- 👍 Long-term user loyalty (10+ years)
- 👍 Comprehensive features
- 👍 Good for habit building
- 👍 Data migration from other apps
- 👍 Useful for tracking expenses
Room to improve
- 🐛 Frequent performance issues (lag, slow)
- 🐛 Data loss/disappearance
- 🐛 Inconsistent calculation errors
- 🐛 Frequent crashes and freezes
- 🐛 UI/UX degradation after updates
Bugs and requests
随手记
Reported bugs
5 issues- Incorrect account balance calculations
- Frequent app crashes and freezes
- Sync failures leading to data loss
- Compatibility issues with newer devices
- Unreliable push notifications
Requested features
5 requests- Add multi-currency support
- Improve data export and backup options
- Provide more detailed analytics and reporting
- Simplify the user interface
- Reduce intrusive ads and forced upgrades
挖财记账
Reported bugs
73 issues- Data disappearing or showing as blank
- App crashing on startup
- Slow loading times and lag
- Inaccurate calculations for totals and sums
- Automatic ad clicks and redirects
Show 68 moreShow fewer
- Screen remains blank upon opening
- Input not displaying immediately after entry
- Recurring transaction bugs
- Login failures and timeouts
- Inability to receive verification codes
- Cash calculation errors after updates
- App not syncing data
- Issues with facial recognition unlocking
- Unable to edit repayment interest
- Periodic account connection issues
- Network instability causing data unavailability
- Opening screen freezes
- Payment interest cannot be changed
- Spending flow calculation errors
- App automatically redirects to other app stores
- Freezing on startup screen
- Screen is blank after entering
- New version not displaying input immediately
- Monthly spending totals are incorrect
- Daily spending totals are incorrect
- Automatic entries for recurring transactions are inconsistent
- App crashes frequently
- Data is lost after updates
- Calculations are incorrect
- App is slow and laggy
- Ads are intrusive
- UI changes are confusing
- Features that were previously free are now paid
- Customer support is unreachable
- Smart customer service is unhelpful
- App not supporting widgets
- Cannot record zero-value transactions
- Icons and colors are not customizable
- User interface is not intuitive
- Unable to edit transaction details easily
- Recurring transaction bugs
- Login failures and timeouts
- Inability to receive verification codes
- Cash calculation errors after updates
- App not syncing data
- Issues with facial recognition unlocking
- Unable to edit repayment interest
- Periodic account connection issues
- Network instability causing data unavailability
- Opening screen freezes
- Payment interest cannot be changed
- Spending flow calculation errors
- App automatically redirects to other app stores
- Freezing on startup screen
- Screen is blank after entering
- New version not displaying input immediately
- Monthly spending totals are incorrect
- Daily spending totals are incorrect
- Automatic entries for recurring transactions are inconsistent
- App crashes frequently
- Data is lost after updates
- Calculations are incorrect
- App is slow and laggy
- Ads are intrusive
- UI changes are confusing
- Features that were previously free are now paid
- Customer support is unreachable
- Smart customer service is unhelpful
- App not supporting widgets
- Cannot record zero-value transactions
- Icons and colors are not customizable
- User interface is not intuitive
- Unable to edit transaction details easily
Requested features
45 requests- Adapt dark mode
- Add clear cache function
- Restore 'missed payment' option
- Improve UI/UX to be more like '圈子账本'
- Add tagging for sub-categorization
Show 40 moreShow fewer
- Add number formatting with commas
- Add option to edit/customize icons and colors
- Restore monthly budget remaining calculation
- Add ability to edit transaction details more easily
- Improve recurring transaction management
- Add ability to merge/migrate accounts
- Add support for widgets
- Improve search functionality with date ranges
- Add ability to reorder accounts
- Add ability to set custom background colors
- Add facial recognition/password lock for app access
- Improve budget feature with category comparison
- Add ability to split reimbursements
- Add support for multiple currencies and automatic exchange rate updates
- Improve user interface for better clarity and efficiency
- Restore community features for user interaction
- Restore financial management sections
- Add automatic bank/SMS data import
- Add option for partial refunds
- Improve loan/borrowing tracking clarity
- Add ability to set default values for fields
- Add ability to customize transaction entry fields
- Improve handling of zero-value transactions
- Add automatic recommendation for tags/merchants
- Restore ability to search nearby merchants
- Add ability to set default account for new transactions
- Add option to customize transaction entry interface
- Add ability to view historical data by month/year easily
- Add ability to adjust account name length limits
- Add ability to manage recurring transactions in a central place
- Add ability to select currency for new accounts
- Add ability to view account details by currency
- Add ability to customize transaction entry fields
- Add ability to set default account for new transactions
- Add ability to customize transaction entry interface
- Add ability to view historical data by month/year easily
- Add ability to adjust account name length limits
- Add ability to manage recurring transactions in a central place
- Add ability to select currency for new accounts
- Add ability to view account details by currency
In-app purchases
随手记
- 基础会员-连续包月$1.991 Month
- 香蕉贝月卡-连续包月$3.991 Month
- 香蕉贝月卡-连续包季$9.993 Months
Show 1 moreShow fewer
- 香蕉贝月卡-连续包年$39.991 Year
- 6随手贝$0.99
- 6香蕉贝$0.99
- 1香蕉贝$0.99
Show 29 moreShow fewer
- 免广告会员三个月$0.99
- 免广告会员一个月$0.99
- 14香蕉贝$1.99
- 同步账本高级功能$1.99
- 免广告会员十二个月$1.99
- 免广告会员十二个月15元$1.99
- 基础会员-1个月$2.99
- 账本高级功能月套餐$2.99
- 30香蕉贝$3.99
- 专业会员·5人版-1个月$5.99
- 基础会员-3个月$6.99
- 68香蕉贝$9.99
- 香蕉贝月卡-3个月$9.99
- 102香蕉贝$14.99
- 基础会员12个月(活动)$14.99
- 5G云盘空间$14.99
- 同步账本高级功能年套餐$14.99
- 用户高级功能年套餐$14.99
- 基础会员12个月(活动)$17.99
- 128香蕉贝$19.99
- 基础会员-12个月$19.99
- 基础会员2年(活动)$24.99
- 商家高级功能年套餐$29.99
- 基础会员2年(活动)$29.99
- 30G云盘空间$29.99
- 香蕉贝月卡-12个月$39.99
- 专业会员·5人版-12个月(活动)2 variants$49.99
- 328香蕉贝$49.99
- 专业会员·5人版-12个月$59.99
挖财记账
- 标准会员连续包月$0.991 Month
- 超级会员连续包月$1.991 Month
- 标准VIP连续包月$1.991 Month
Show 6 moreShow fewer
- 超级VIP连续包月$3.991 Month
- 标准会员连续包年$6.991 Year
- 连续包年$7.991 Year
- 超级会员连续包年$14.991 Year
- 超级会员连续包年7 Days trial$14.991 Year
- 连续包年$17.991 Year
- 标准月会员$1.99
- 免广告年会员$1.99
- 18元会员$2.99
Show 8 moreShow fewer
- 基础永久会员$3.99
- 超级月会员$4.99
- 48元会员$6.99
- 标准两年会员$9.99
- 标准会员Plus$9.99
- 基础永久会员$9.99
- 超级两年会员$24.99
- 超级会员Plus$24.99








