Comparison

Gjensidige vs Spare

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Gjensidige

Manage all your insurance policies, report claims, and access travel insurance cards. Track retirement savings with personalized recommendations for your financial future. Securely log in and contact customer service.

Highlights
  • Insurance policy overview
  • Report claims
  • Download travel insurance cards
  • Retirement savings tracking
  • Personalized savings recommendations
  • Check prices and buy insurance
  • Secure login with BankID
Features
Read full description

With the Gjensidige app you have easy access to check all of your insurances, report claims, and download travel insurance cards. If you have a business account, you can switch profiles and handle their insurances in the app. The app also lets you keep track of your retirement savings and gives you personal recommendations for how you can save enough for your own future. What you can do in the app * Full overview of your insurances * Download travel cards to your mobile * Report damages * Overview of what your job has saved, and what you yourself have saved for retirement * Find out what you will be paid in pension in total, and what you can do to influence what you will receive * Check prices and buy insurance * Log in with BankID * Contact Gjensidige customer service, or leave your telephone number and we will call you back * Do you have a suggestion for what the app can do better? Send us feedback inside the app! Your safety is very important to us. We respect your privacy and do everything we can to secure and protect your personal information, information about use of the app and other communication via mobile. A complete overview of privacy and security can be found at https://www.gjensidige.no/personvern-og-sikkerhet

About

Spare

Manage your savings and investments across multiple banks. Easily set up regular savings in funds, stocks, or savings accounts. Track your pension and learn about different investment options.

Highlights
  • Consolidated savings overview
  • Regular saving setup
  • Mutual fund management
  • Stock trading on global exchanges
  • Pension tracking
  • Share savings account management
  • Personalized savings news
Read full description

You can now log into the Spare app with your BankID from any bank. Get an overview of how much you’re saving in DNB and other banks. It’s easy to get started with regular saving, whether in mutual funds, equities (shares), or in a savings account. Small, fixed amounts can get you a long way. Explore the possibilities and reach your goals in Spare. View your assets: • Accounts • Mutual funds • Equities (shares) • Pension Track the development of your mutual funds savings: • Buy, exchange and sell mutual funds or start a savings agreement • Learn more about how to save in mutual funds Be your own stockbroker: • Track the value of your equities (shares) • Trade on Oslo Børs and 15 other stock exchanges worldwide See how much pension you’ll get: • Track your own pension savings • Change how your employer saves for your pension Track your share savings account: • Track the developments in your share savings account • Learn more about how the share savings account works Read the latest news on savings and investment: • Choose what kind of news you want to see

Screenshots

Gjensidige4 screens
Spare4 screens

Verdict

The call

The clearest difference is review sentiment: Spare at 80% against Gjensidige's 0%. Spare also leads on ratings volume (73 vs 2). Gjensidige's advantage is rating (5.0 vs 4.6). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Gjensidige holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: Spare has 73 ratings behind it against 2, so its average is the more settled of the two. Written reviews complicate that: 0% of Gjensidige's written reviews are positive against 80% of Spare's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Gjensidige ships an update fortnightly, Spare every 2 weeks. The most recent releases landed on October 23, 2026 and October 24, 2026 respectively.

Scorecard3 real differences · 7 level
Gjensidige versus Spare: the parameters behind the verdict, then further details
ParameterGjensidigeSpare
PriceFreeFree
Rating5.0 (2 ratings) — better4.6 (73 ratings)
Positive reviews0.0% of reviews80.0% of reviews — better
Number of ratings273 — better
Update frequencyFortnightly — betterEvery 2 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.416.0 — better
Further details — not scored
Size70 MB90 MB
Age rating4+4+
DeveloperGjensidige Forsikring ASADNB ASA

Customer experience

Gjensidige

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Spare

All ratings73 ratings
Positive90.4%
Neutral5.5%
Negative4.1%
Written reviews5 reviews
Positive80.0%
Neutral20.0%
Negative0.0%

In-app purchases

None

Gjensidige

No in-app purchases

None

Spare

No in-app purchases

Questions

Is Gjensidige free?
Gjensidige is free to download, with no in-app purchases.
Is Spare free?
Spare is free to download, with no in-app purchases.
Which has better reviews, Gjensidige or Spare?
Gjensidige is rated higher. Gjensidige averages 5.0 out of 5 from 2 ratings, while Spare averages 4.6 from 73 ratings.
Do Gjensidige or Spare have ads?
Neither Gjensidige nor Spare shows ads.
Which is updated more often, Gjensidige or Spare?
Gjensidige ships an update fortnightly, and Spare every 2 weeks. Most recently, Gjensidige was updated on October 23, 2026 and Spare on October 24, 2026.

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