Comparison

iQIF vs Beancount

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

iQIF

Easily create financial transactions on your mobile device and export them as QIF files for import into desktop finance applications like Quicken or GnuCash. This app focuses on mobile transaction entry, not full desktop syncing.

Highlights
  • Create transactions on iOS
  • Export transactions as QIF files
  • Import XML export of accounts
  • Compatible with Quicken and GnuCash
  • Mobile transaction entry interface
Features
Currently charting
Read full description

Dissatisfied with the official Quicken iOS apps and only need to enter receipts on-the-go? Looking for a way to enter GnuCash transactions on the go? iQIF is perfect for you — now with support for importing .gnucash XML Account exports, and a brand-new, modern redesign built entirely in SwiftUI. iQIF lets you effortlessly create transactions on your iOS device and, when ready, export them as a QIF file that can be imported by Quicken, GnuCash, or any other money-management app. It is NOT a bloated pocket version of a full finance app — it's simply a fast mobile interface for creating transactions (it does not sync both ways with Quicken). Please note that your desktop finance application must be able to import QIF files. KNOWN ISSUES: PLEASE VERIFY YOUR VERSION OF QUICKEN CAN IMPORT QIF FILES BEFORE PURCHASING. Some newer versions of Quicken have deprecated the QIF format in favor of the proprietary OFX format. Does NOT work with Quicken Essentials. *** PLEASE CONTACT ME PERSONALLY WITH PROBLEMS BEFORE GIVING UP ON iQIF — I can't reach out to people who leave a critical review, but in many cases I can fix the issue or help you work around it. ***

About

Beancount

This app helps you manage your finances by recording transactions in text files. It then generates financial statements like income statements and balance sheets to provide insights into your financial health.

Highlights
  • Record financial transactions
  • Generate income statements
  • Create balance sheets
  • Visualize financial data
  • Improve financial life
Features
Read full description

Your ledger is a plain-text file. You own it for good. Beancount brings serious double-entry bookkeeping to your phone without locking your financial history inside a proprietary database. Record a purchase in seconds, inspect the underlying Beancount file, and keep a Git history of every change. FINANCIAL CLARITY • See net worth, assets, liabilities, income, and expenses • Compare spending across months, quarters, and years • Explore cash flow, profit trends, budgets, merchants, and account reports YOUR BOOKS, YOUR FORMAT • Keep real Beancount-syntax text files • Browse commits, authors, and line-by-line changes • Edit the ledger source directly and take your files with you BUILT FOR REAL BOOKS • Full double-entry transactions, splits, transfers, and reimbursements • Multiple ledgers, currencies, investments, crypto, and property • Receipt capture, payee and account suggestions, search, and filters Beancount is free, with no ads and no in-app purchases.

Screenshots

iQIF4 screens
Beancount3 screens

Verdict

The call

The clearest difference is price: Beancount at Free against iQIF's $1.99. Beancount also leads on update cadence (every 2 weeks vs every 2 months). iQIF's advantage is rating (4.2 vs 3.4) and review sentiment (83% vs 67%). On ads, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Beancount is free to download; iQIF costs $1.99 up front. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

iQIF holds the better App Store score, 4.2 against 3.4. Both are backed by a comparable volume of ratings — 29 and 9 respectively. Written reviews point the same way: 83% of iQIF's written reviews are positive against 67% of Beancount's.

UpkeepUpdate frequency

iQIF ships an update every 2 months, Beancount every 2 weeks. The most recent releases landed on November 6, 2026 and November 3, 2026 respectively.

Scorecard7 real differences · 4 level
iQIF versus Beancount: the parameters behind the verdict, then further details
ParameteriQIFBeancount
Price$1.99Free — better
Rating4.2 (29 ratings) — better3.4 (9 ratings)
Positive reviews82.9% of reviews — better66.7% of reviews
Number of ratings29 — better9
Update frequencyEvery 2 monthsEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationPaidFree — better
Best chart rank#156 — better—
DevicesiPhone, iPadiPhone, iPad
Requires iOS17.016.4 — better
Further details — not scored
Size26 MB51 MB
Age rating4+4+
DeveloperEric SchrammStargately, Inc.

Customer experience

iQIF

All ratings29 ratings
Positive82.8%
Neutral3.4%
Negative13.8%
Written reviews105 reviews
Positive82.9%
Neutral3.8%
Negative13.3%

Beancount

All ratings8 ratings
Positive62.5%
Neutral0.0%
Negative37.5%
Written reviews3 reviews
Positive66.7%
Neutral0.0%
Negative33.3%

Bugs and requests

iQIF

Reported bugs

20 issues
  • Blank screen when choosing .gnucash import option
  • No import of categories via iTunes (outdated feature)
  • Memorized transactions changing Account of new transaction
  • Split transactions handled awkwardly due to old memorized transactions
  • Email export can be slow
Show 15 more
  • Date picker disappears
  • Calculator picker covers number pad
  • Account selection does not always recognize taps
  • Category selection picks the first item not on search
  • Crashes when selecting a stored payee
  • Output file corrupted for Quicken
  • Memos not imported unless split memo entered
  • Export crashes the app
  • Values are all zero when imported into Banktivity
  • Umlaute not supported (older reviews)
  • Date import issues (months in future)
  • No customer support (one instance)
  • App wipes out entered data and forgets categories/accounts
  • Does not work with Quicken 2011 (QIF import limitations)
  • File not emailing (resolved by developer)

Requested features

9 requests
  • Sync across multiple devices (iCloud)
  • Add a starting balance to accounts
  • Copying transactions
  • Better editing functions (deleting entries)
  • Ability to input date via keyboard
Show 4 more
  • Dark mode option
  • Ability to split transactions into multiple categories
  • Add a field for comment/description to transfer to Quicken
  • Synchronisation of contents on multiple devices via iCloud

Beancount

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

iQIF

No in-app purchases

None

Beancount

No in-app purchases

Questions

Is iQIF free?
iQIF costs $1.99, with no in-app purchases.
Is Beancount free?
Beancount is free to download, with no in-app purchases.
Which has better reviews, iQIF or Beancount?
iQIF is rated higher. iQIF averages 4.2 out of 5 from 29 ratings, while Beancount averages 3.4 from 9 ratings.
Do iQIF or Beancount have ads?
Neither iQIF nor Beancount shows ads.
Which is updated more often, iQIF or Beancount?
iQIF ships an update every 2 months, and Beancount every 2 weeks. Most recently, iQIF was updated on November 6, 2026 and Beancount on November 3, 2026.

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