iQIF vs Ace Budget 3
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
iQIF
Easily create financial transactions on your mobile device and export them as QIF files for import into desktop finance applications like Quicken or GnuCash. This app focuses on mobile transaction entry, not full desktop syncing.
- Create transactions on iOS
- Export transactions as QIF files
- Import XML export of accounts
- Compatible with Quicken and GnuCash
- Mobile transaction entry interface
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Dissatisfied with the official Quicken iOS apps and only need to enter receipts on-the-go? Looking for a way to enter GnuCash transactions on the go? iQIF is perfect for you — now with support for importing .gnucash XML Account exports, and a brand-new, modern redesign built entirely in SwiftUI. iQIF lets you effortlessly create transactions on your iOS device and, when ready, export them as a QIF file that can be imported by Quicken, GnuCash, or any other money-management app. It is NOT a bloated pocket version of a full finance app — it's simply a fast mobile interface for creating transactions (it does not sync both ways with Quicken). Please note that your desktop finance application must be able to import QIF files. KNOWN ISSUES: PLEASE VERIFY YOUR VERSION OF QUICKEN CAN IMPORT QIF FILES BEFORE PURCHASING. Some newer versions of Quicken have deprecated the QIF format in favor of the proprietary OFX format. Does NOT work with Quicken Essentials. *** PLEASE CONTACT ME PERSONALLY WITH PROBLEMS BEFORE GIVING UP ON iQIF — I can't reach out to people who leave a critical review, but in many cases I can fix the issue or help you work around it. ***
Ace Budget 3
Easily track your spending and manage your finances with this intuitive personal finance app. Create custom budgets, schedule recurring transactions, and view insightful reports. Securely access your data with biometric authentication and sync across devices.
- Biometric authentication (Face ID/Touch ID)
- iCloud data synchronization
- Customizable budget cycles
- Recurring transaction scheduling
- Photo receipt capture
- Charts and reports
- Data export (CSV/HTML)
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Ace Budget 3 is an easy to use personal finance application to help you track your spending and keep to a budget. You can create daily, weekly, monthly, semimonthly, quarterly, and yearly budgets. You will be able to schedule recurring transactions, set reminders, view graphs, compare historical data, and much more. Every feature of Ace Budget 3 is designed to be quick, clean, intuitive, and easy to use. FEATURES * Face ID and Touch ID Support - Use Face ID or Touch ID to authenticate and launch the app quicker and more conveniently. * Sync Data via iCloud - Sync your data across iPhone, iPad, and iPod Touch devices. * Universal Binary - Designed for iPhone, iPod Touch, and iPad devices. No need to buy separate apps for each device. * Charts and Reports - See your monthly income and expenses through charts and reports. * Photo Receipts - Capture and store photo receipt as part of a transaction. * AirPrint Support - Print reports directly from your iPhone or iPad to any AirPrint-enabled printer. * Multiple Budget Cycles - Create daily, weekly, biweekly, semimonthly, monthly, quarterly, or yearly budget cycles. * Transaction Reminder - Set reminders for scheduled transactions to warn you when expenses are due. * Transactions Scheduling - Schedule recurring transactions based on the start date and frequency you choose. * Quick Entry List - Create a repeating transaction list for quick selection instead of retyping details. * Smart Autocomplete - As you type, a list will show the previously entered descriptions for you to select from to save re-typing. * Search - Quickly search for transactions and edit from the same screen. * Budget History - At the end each cycle, all information for a budget category is archived and can be easily viewed for comparative purposes. * Transfer - Move funds from one budget category to another in a single operation. * Export Capability - Export budget data in CSV or HTML format for external viewing. * Customization Settings & Themes - Configurable settings and themes to customize the application based on your preferences. * Budget Delete Lock - Prevents accidental deletion of all the transactions under a budget category. * Customizable Sorting - Sort transactions based on your preference either ASC or DESC order by date. * Backup / Restore - You can backup and restore via Dropbox, email, or iTunes file sharing. * Clean, Intuitive User Interface * FREE Ace Budget 3 Lite Version - Please download the Ace Budget 3 Lite version to try before you buy. * If you like this app, then please support us with a positive rating. Thank you!
Screenshots
Verdict
iQIF and Ace Budget 3 both sit at 4.2 stars, but that hides the real split: 83% of iQIF's written reviews are positive against 51% of Ace Budget 3's. iQIF also leads on iOS requirement (17.0 vs 26.0). Ace Budget 3's advantage is update cadence (every 2 weeks vs every 2 months) and ratings volume (338 vs 29). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
iQIF costs $1.99 and Ace Budget 3 $1.99 up front. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.2 for iQIF against 4.4 for Ace Budget 3. That said, the two scores are not equally well evidenced: Ace Budget 3 has 338 ratings behind it against 29, so its average is the more settled of the two. Written reviews are what separate them: 83% of iQIF's written reviews are positive against 51% of Ace Budget 3's.
iQIF ships an update every 2 months, Ace Budget 3 every 2 weeks. The most recent releases landed on November 10, 2026 and November 11, 2026 respectively.
| Parameter | iQIF | Ace Budget 3 |
|---|---|---|
| Price | $1.99 | $1.99 |
| Rating | 4.2 (29 ratings) | 4.4 (338 ratings) — better |
| Positive reviews | 82.9% of reviews — better | 51.0% of reviews |
| Number of ratings | 29 | 338 — better |
| Update frequency | Every 2 months | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Paid | Free with in-app purchases — better |
| Best chart rank | #159 | #137 — better |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 17.0 — better | 26.0 |
| Further details — not scored | ||
| Size | 26 MB | 14 MB |
| Age rating | 4+ | 4+ |
| Developer | Eric Schramm | SVT Software |
Customer experience
iQIF
Ace Budget 3
User reviews
iQIF
From 29 App Store ratingsWhat we love
- 👍 Easy to use and well-designed
- 🚀 Efficient transaction entry on the go
- 🔄 Seamless import into Quicken/GnuCash
- 💡 Fills an important niche for mobile finance tracking
- 📧 Convenient export via email
Room to improve
- 🐛 Issues with importing/exporting data
- 🐛 Problems with specific Quicken/GnuCash versions
- 🐛 Date picker issues
- 🐛 Account selection not always responsive
- 🐛 Category selection issues
Ace Budget 3
From 338 App Store ratingsWhat we love
- 🚀 Fast and simple to use
- 👍 Straightforward budgeting tool
- 💯 Effective for tracking expenses
- 📊 Helpful monthly charts and data
Room to improve
- 🐛 Crashes and glitches with recent iOS updates
- ⚠️ Inability to edit past months' data
- 🔄 Inconsistent monthly budget cycle
- 🔗 Lack of sync with Accounts 3 app
Bugs and requests
iQIF
Reported bugs
20 issues- Blank screen when choosing .gnucash import option
- No import of categories via iTunes (outdated feature)
- Memorized transactions changing Account of new transaction
- Split transactions handled awkwardly due to old memorized transactions
- Email export can be slow
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- Date picker disappears
- Calculator picker covers number pad
- Account selection does not always recognize taps
- Category selection picks the first item not on search
- Crashes when selecting a stored payee
- Output file corrupted for Quicken
- Memos not imported unless split memo entered
- Export crashes the app
- Values are all zero when imported into Banktivity
- Umlaute not supported (older reviews)
- Date import issues (months in future)
- No customer support (one instance)
- App wipes out entered data and forgets categories/accounts
- Does not work with Quicken 2011 (QIF import limitations)
- File not emailing (resolved by developer)
Requested features
9 requests- Sync across multiple devices (iCloud)
- Add a starting balance to accounts
- Copying transactions
- Better editing functions (deleting entries)
- Ability to input date via keyboard
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- Dark mode option
- Ability to split transactions into multiple categories
- Add a field for comment/description to transfer to Quicken
- Synchronisation of contents on multiple devices via iCloud
Ace Budget 3
Reported bugs
3 issues- iCloud sync issues causing data loss
- Recurring transactions not working properly
- Budget categories overlapping with UI elements
Requested features
5 requests- Ability to manually adjust budget cycle dates
- Option to view/edit past months' data
- Sync with Accounts 3 app
- Multi-user support for shared budgets
- More customization options (colors, graphs, etc.)
In-app purchases
iQIF
No in-app purchases
Ace Budget 3
No in-app purchases









