CBQ Mobile vs QIB MOBILE

Commercial Bank Mobile Banking Services ******************************************************************** Commercial Bank Mobile Banking offers customers quick access to their bank accounts, loans and credit cards. Available 24/7, allows you to check balances, pay bills and transfer money between own accounts and to local banks. Provides flexibility to transfer funds internationally within 60 seconds and supports faster remittances to over 40 countries. AROUND THE CLOCK, AROUND THE GLOBE ---------------------------------------------------- Get instant access to your accounts through your mobile phone whenever and wherever you choose. FULLY SECURE ------------------- Commercial Bank Mobile Banking uses state of the art security measures. We have added new security measures in the app’s latest version in line with Qatar Central Bank’s regulations. For our users’ convenience, we have provided an option on screen to enter a mobile number if they have trouble receiving the SMS, this can be an international number. The new CBsafe ID feature introduced within the Mobile App provides additional security protecting customers from fraudulent calls. Using the CBQ Mobile App, you will be able to identify legitimate calls from the Bank, ensure caller authenticity and reduce the chances of fraudsters gaining access to your information. FEATURES -------------- * Register for fingerprint/ face ID * View your account balances and transactions * Check your credit card and loan balances * Customise your main dashboard and personalise your account and card names *Open additional accounts in various currencies *Subscribe to e-statements *Enable Voice activation *Manage Font settings *Early loan settlement *Generate IBAN letters and Digitally Signed Statements *60 second funds transfer including Faster remittances to over 40 countries that includes bank account transfers, wallet transfers and instant cash pickup services * Pay your credit cards bills * Enquire & Pay your Ooredoo and Vodafone bills online * Purchase Ooredoo and Vodafone prepaid services (Hala Topups, Hala vouchers etc.) * Pay your Merchant bills (Schools, Clubs, Insurance, and many more…) * Perform Merchant payments using QR Codes including P2M payments. * Mobile Payment Request - Request payment from another CB customer *Make Charity payments * Pay Kahramaa and Qatar Cool bills *Setup Apple Pay and perform card tokenization for Tap n Pay * Setup standing orders * Send an e-gift – Surprise your friends and family with an e-gift on special occasions * Mobile cash – Send cash to any mobile number within Qatar and withdraw the funds from any CB ATM without using an ATM card. *mPay services – Perform P2P and P2M payments instantly * Dispute credit or debit transactions * Update your personal profile *Buy now pay later – Convert your credit card transactions to instalments * Create new PIN for your debit and credit cards * Activate, Block your cards temporary and permanently * Cash advance from credit card - transfer money from your credit card to your account * Share IBAN with family and friends *Import QR code to quickly create beneficiaries for local transfers * Manage transfer limits - increase or decrease your daily online limits within local banks, between CB accounts and within your own accounts. *View credit card pend pattern *Redeem your reward points instantly *Setup your online travel plan * Locate CB card offers near you using augmented reality *Household Services – create a new PayCard account for your employee, transfer their salary and transfer funds directly from your account to your employee’s beneficiary. *Add mobile numbers of your add-on card holders Commercial Bank website: www.cbq.qa Write to us: Digital@cbq.qa

Enjoy doing more with QIB Mobile app. Available 24/7, QIB Mobile allows you to access all your accounts, check your finance status, perform many activities on your cards, transfer money locally and internationally, pay for your utility bills and more. QIB Mobile is available to all QIB Individual customers with an active ATM Card and PIN. As soon as you download and install the application, you can create your username and password to enjoy a seamless banking experience. FEATURES · Login using your Touch ID · View all your current and saving accounts and fixed deposits · Check the status of your finance · Check the status of your investments · View accounts transaction history · Transfer funds within locally and internationally · View all your debit, charge and credit cards, settle early payments, view transactions history, activate/deactivate your cards and enable cards’ Magnetic stripe for international use · View and Pay your bills/Top up Ooredoo, Vodafone and Kahramaa · Locate the nearest QIB Branch or ATM and book a visit to meet your teller or Customer Service representative · Check foreign currency exchange rates · Update your contact details SECURITY AND PRIVACY QIB Mobile Banking is secure and safe. We have introduced the two factor authentication using the One-Time-Password authentication (OTP) to further secure your banking account. OTP will be received either by SMS to your registered mobile number or by downloading QIB Aman app to be used upon logging in to your account and upon performing a banking transaction. Your account information is not and will not be stored anywhere on your device. We have also implemented the latest security technologies. We are committed to your privacy and account details safety. See our online privacy policy on www.qib.com.qa CONTACT US We are there to help you 24/7. You can contact us through email Mobilebanking@qib.com.qa or call our Contact Center on 4444 8444 for further assistance