Comparison

CPF Mobile vs UTRADE SG

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CPF Mobile

Manage your personal CPF information and access services on the go. View your CPF statement, receive alerts, and access account balances. Features a privacy mode for public use and allows transactions via PayNow QR.

Highlights
  • Access CPF statement
  • Manage CPF information
  • Receive push notifications
  • Privacy mode
  • PayNow QR transactions
  • View account balances
Features
Read full description

CPF Mobile provides you with easy access to your personal CPF information on the go and quick access to your CPF statement and services to manage your CPF. You can also receive push notification alerts and updates regarding your personal CPF matters, educational articles, CPF tips and events even when you are on the move.   For added privacy when browsing through the app in public spaces, simply turn on privacy mode. In addition, you can transact with us conveniently via your mobile devices to access your CPF account balances and perform selected transactions* using payment modes such as PayNow QR.    You can access the following CPF information and services using your Singpass:   • Dashboard • Healthcare • Housing • Investment • Transaction History • Services * Retirement Sum Topping-Up Scheme and Voluntary Housing Refund For the full suite of CPF online services, please visit cpf.gov.sg.

About

UTRADE SG

Trade stocks on the go with real-time market data, watchlists, and order management. Access detailed stock information, monitor your portfolio, and execute trades quickly from anywhere.

Highlights
  • Real-time market data
  • Customizable watchlists
  • Order book monitoring
  • Detailed stock information
  • Portfolio management
  • Quick trade execution
Features
Read full description

Trade shares anytime, anywhere with the UTRADE SG mobile app. View important details that you need for trading in one glance, keep watch on market movement on the go, take immediate action on trading opportunities and monitor your order book and portfolio from anywhere. Features of UTRADE SG: - View important details for trading at one glance via your Dashboard; - Gain quick access to stock prices via Top Movers, Watchlist; - Monitor market performance via Market Summary, Market Indices; - Customise the look of your Watchlist, Portfolio, Top Movers and more; - Access counter information (Counter Info, Market Depth, Trade Summary, Time & Sales, Charts) and fundamentals of each stock via Counter Info and ShareXplorer; - Gain quick access to order placement via Quick Trade and monitor your Order Book conveniently for all orders placed via our online channels; - Review your portfolio details and other important details about your accounts via Portfolio and Account Management on the go. To find out more about trading with UOB Kay Hian, visit us at utrade.com.sg or contact us at contact@utrade.com.sg /+65 6536 9338.

Screenshots

CPF Mobile4 screens
UTRADE SG4 screens

Verdict

The call

The clearest difference is review sentiment: CPF Mobile at 43% against UTRADE SG's 0%. CPF Mobile also leads on rating (4.3 vs 1.0) and ratings volume (9 vs 1). UTRADE SG's advantage is iOS requirement (13.4 vs 15.1). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

CPF Mobile holds the better App Store score, 4.3 against 1.0. That said, the two scores are not equally well evidenced: CPF Mobile has 9 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 43% of CPF Mobile's written reviews are positive against 0% of UTRADE SG's.

UpkeepUpdate frequency

CPF Mobile ships an update every 2 months, UTRADE SG monthly. Both last shipped on October 5, 2026.

Scorecard4 real differences · 6 level
CPF Mobile versus UTRADE SG: the parameters behind the verdict, then further details
ParameterCPF MobileUTRADE SG
PriceFreeFree
Rating4.3 (9 ratings) — better1.0 (1 ratings)
Positive reviews43.1% of reviews — better0.0% of reviews
Number of ratings9 — better1
Update frequencyEvery 2 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.113.4 — better
Further details — not scored
Size65 MB56 MB
Age rating17+4+
DeveloperCentral Provident Fund BoardUOB Kay Hian Pte Ltd

Customer experience

CPF Mobile

All ratings9 ratings
Positive77.8%
Neutral11.1%
Negative11.1%
Written reviews65 reviews
Positive43.1%
Neutral18.5%
Negative38.5%

UTRADE SG

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews2 reviews
Positive0.0%
Neutral50.0%
Negative50.0%

In-app purchases

None

CPF Mobile

No in-app purchases

None

UTRADE SG

No in-app purchases

Questions

Is CPF Mobile free?
CPF Mobile is free to download, with no in-app purchases.
Is UTRADE SG free?
UTRADE SG is free to download, with no in-app purchases.
Which has better reviews, CPF Mobile or UTRADE SG?
CPF Mobile is rated higher. CPF Mobile averages 4.3 out of 5 from 9 ratings, while UTRADE SG averages 1.0 from 1 ratings.
Do CPF Mobile or UTRADE SG have ads?
Neither CPF Mobile nor UTRADE SG shows ads.
Which is updated more often, CPF Mobile or UTRADE SG?
CPF Mobile ships an update every 2 months, and UTRADE SG monthly. Most recently, CPF Mobile was updated on October 5, 2026 and UTRADE SG on October 5, 2026.

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