BluPeak vs 316 Financial
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BluPeak
Manage your finances on the go with this mobile banking app. Access account balances, pay bills, deposit checks, and transfer funds securely. Find nearby ATMs and branches with integrated mapping.
- Check account balances
- Pay bills
- Deposit checks
- Transfer funds
- Locate ATMs and branches
- View transaction history
- Activate cash back offers
Read full descriptionHide full description
BluPeak Mobile App Manage your accounts anytime, anywhere 24/7 with BluPeak’s Mobile Banking App. Optimized for your iOS device, BluPeak Mobile is fast, secure and always FREE.* - Securely check account balances and recent banking activity - Transfer money between BluPeak accounts and set up external accounts - Deposit checks - Send payments to trusted people via Zelle® - Report cards lost or stolen - Submit travel notices - Set up balance and activity alerts - Find 30,000+ Fee-FREE Co-Op ATMs - Monitor your Credit Score - Keep track of your finances via our money management tool. - Connect with us using Secure Chat or Secure Message - Pay monthly bills - Plus Much More! For more information on BluPeak’s mobile banking capabilities, privacy and security policies, visit www.blupeak.com. Insured NCUA. *No monthly charge from BluPeak. Mobile and data rates may apply when using mobile banking.
316 Financial
This financial app offers modern banking services with a charitable purpose, donating 10% of profits to community causes. Enjoy fee-free accounts, competitive rates, free nationwide ATM access, and 24/7 customer support, all managed conveniently through the app.
- Banking with a purpose
- 10% profit tithe to community causes
- No account fees
- Competitive rates and rewards
- Free nationwide ATM use
- 24/7 customer support
Read full descriptionHide full description
Bank with Purpose - Without Sacrificing Perks 316 Financial is more than banking – it’s banking with a purpose. We tithe 10% of our profits to causes that uplift communities, so every transaction you make helps support something bigger. And with 316, you don’t have to choose between generosity and great banking. Enjoy modern banking with: - No account fees – Keep more of your money. - Competitive rates & rewards – Your money works for you. - Free nationwide ATM use – Withdraw cash anywhere, without worrying about the cost. - 24/7 customer support – Get real help from real people, right here in Virginia. All with the convenience of banking right from the app. Join 316 Financial and align your banking with your values - without cutting corners. Important Info: Banking services provided by 316 Financial, a division of Primis Bank, Member FDIC.
Screenshots
Verdict
The clearest difference is ratings volume: BluPeak at 3.3K against 316 Financial's 3. 316 Financial's advantage is iOS requirement (15.1 vs 17.0). On price, rating, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.8 for BluPeak against 4.7 for 316 Financial. That said, the two scores are not equally well evidenced: BluPeak has 3.3K ratings behind it against 3, so its average is the more settled of the two.
BluPeak ships an update monthly, 316 Financial every 3 weeks. The most recent releases landed on October 26, 2026 and October 25, 2026 respectively.
| Parameter | BluPeak | 316 Financial |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (3.3K ratings) — better | 4.7 (3 ratings) |
| Positive reviews | 57.5% of reviews | — |
| Number of ratings | 3.3K — better | 3 |
| Update frequency | Monthly | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, Apple Watch | iPhone, iPad, iPod |
| Requires iOS | 17.0 | 15.1 — better |
| Further details — not scored | ||
| Size | 162 MB | 183 MB |
| Age rating | 4+ | 4+ |
| Developer | BluPeak Credit Union | Primis Bank |
Customer experience
BluPeak
316 Financial
Bugs and requests
BluPeak
Reported bugs
4 issues- Transfers not always completing successfully
- Mobile deposit issues with image capture
- Frequent app crashes and login problems
- Incompatibility with VPN usage while traveling
Requested features
5 requests- Bring back Face ID login
- Improve ATM/branch locator functionality
- Add widget option to display account balances
- Enhance mobile check deposit experience
- Provide better visibility of upcoming bills and transactions
316 Financial
Not enough reviews yet to summarise bugs or requests.
In-app purchases
BluPeak
No in-app purchases
316 Financial
No in-app purchases
Questions
Is BluPeak free?
Is 316 Financial free?
Which has better reviews, BluPeak or 316 Financial?
Do BluPeak or 316 Financial have ads?
Which is updated more often, BluPeak or 316 Financial?
Other comparisons















