Comparison

BluPeak vs 316 Financial

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BluPeak

Manage your finances on the go with this mobile banking app. Access account balances, pay bills, deposit checks, and transfer funds securely. Find nearby ATMs and branches with integrated mapping.

Highlights
  • Check account balances
  • Pay bills
  • Deposit checks
  • Transfer funds
  • Locate ATMs and branches
  • View transaction history
  • Activate cash back offers
Features
Read full description

BluPeak Mobile App Manage your accounts anytime, anywhere 24/7 with BluPeak’s Mobile Banking App. Optimized for your iOS device, BluPeak Mobile is fast, secure and always FREE.* - Securely check account balances and recent banking activity - Transfer money between BluPeak accounts and set up external accounts - Deposit checks - Send payments to trusted people via Zelle® - Report cards lost or stolen - Submit travel notices - Set up balance and activity alerts - Find 30,000+ Fee-FREE Co-Op ATMs - Monitor your Credit Score - Keep track of your finances via our money management tool. - Connect with us using Secure Chat or Secure Message - Pay monthly bills - Plus Much More! For more information on BluPeak’s mobile banking capabilities, privacy and security policies, visit www.blupeak.com. Insured NCUA. *No monthly charge from BluPeak. Mobile and data rates may apply when using mobile banking.

About

316 Financial

This financial app offers modern banking services with a charitable purpose, donating 10% of profits to community causes. Enjoy fee-free accounts, competitive rates, free nationwide ATM access, and 24/7 customer support, all managed conveniently through the app.

Highlights
  • Banking with a purpose
  • 10% profit tithe to community causes
  • No account fees
  • Competitive rates and rewards
  • Free nationwide ATM use
  • 24/7 customer support
Features
Read full description

Bank with Purpose - Without Sacrificing Perks 316 Financial is more than banking – it’s banking with a purpose. We tithe 10% of our profits to causes that uplift communities, so every transaction you make helps support something bigger. And with 316, you don’t have to choose between generosity and great banking. Enjoy modern banking with: - No account fees – Keep more of your money. - Competitive rates & rewards – Your money works for you. - Free nationwide ATM use – Withdraw cash anywhere, without worrying about the cost. - 24/7 customer support – Get real help from real people, right here in Virginia. All with the convenience of banking right from the app. Join 316 Financial and align your banking with your values - without cutting corners. Important Info: Banking services provided by 316 Financial, a division of Primis Bank, Member FDIC.

Screenshots

BluPeak4 screens
316 Financial4 screens

Verdict

The call

The clearest difference is ratings volume: BluPeak at 3.3K against 316 Financial's 3. 316 Financial's advantage is iOS requirement (15.1 vs 17.0). On price, rating, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for BluPeak against 4.7 for 316 Financial. That said, the two scores are not equally well evidenced: BluPeak has 3.3K ratings behind it against 3, so its average is the more settled of the two.

UpkeepUpdate frequency

BluPeak ships an update monthly, 316 Financial every 3 weeks. The most recent releases landed on October 26, 2026 and October 25, 2026 respectively.

Scorecard2 real differences · 8 level
BluPeak versus 316 Financial: the parameters behind the verdict, then further details
ParameterBluPeak316 Financial
PriceFreeFree
Rating4.8 (3.3K ratings) — better4.7 (3 ratings)
Positive reviews57.5% of reviews—
Number of ratings3.3K — better3
Update frequencyMonthlyEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, Apple WatchiPhone, iPad, iPod
Requires iOS17.015.1 — better
Further details — not scored
Size162 MB183 MB
Age rating4+4+
DeveloperBluPeak Credit UnionPrimis Bank

Customer experience

BluPeak

All ratings3,192 ratings
Positive96.0%
Neutral1.4%
Negative2.6%
Written reviews80 reviews
Positive57.5%
Neutral8.8%
Negative33.8%

316 Financial

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

BluPeak

Reported bugs

4 issues
  • Transfers not always completing successfully
  • Mobile deposit issues with image capture
  • Frequent app crashes and login problems
  • Incompatibility with VPN usage while traveling

Requested features

5 requests
  • Bring back Face ID login
  • Improve ATM/branch locator functionality
  • Add widget option to display account balances
  • Enhance mobile check deposit experience
  • Provide better visibility of upcoming bills and transactions

316 Financial

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

BluPeak

No in-app purchases

None

316 Financial

No in-app purchases

Questions

Is BluPeak free?
BluPeak is free to download, with no in-app purchases.
Is 316 Financial free?
316 Financial is free to download, with no in-app purchases.
Which has better reviews, BluPeak or 316 Financial?
BluPeak is rated higher. BluPeak averages 4.8 out of 5 from 3.3K ratings, while 316 Financial averages 4.7 from 3 ratings.
Do BluPeak or 316 Financial have ads?
Neither BluPeak nor 316 Financial shows ads.
Which is updated more often, BluPeak or 316 Financial?
BluPeak ships an update monthly, and 316 Financial every 3 weeks. Most recently, BluPeak was updated on October 26, 2026 and 316 Financial on October 25, 2026.

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